Is Nahar Capital overvalued or undervalued?

As of February 1, 2024, Nahar Capital is considered overvalued with a valuation grade of "very expensive," reflected in its PE Ratio of 10.25 and high EV to EBITDA of 31.19, despite outperforming the Sensex in the short term, while its long-term performance has declined by 22.27%.

As of 1 February 2024, Nahar Capital's valuation grade has moved from fair to very expensive, indicating a significant shift in its market perception. The company is currently deemed overvalued. Key ratios include a PE Ratio of 10.25, an EV to EBITDA of 31.19, and a PEG Ratio of 0.03, which suggest that while the earnings are relatively low, the market is pricing the stock at a high multiple compared to its earnings growth potential.<BR><BR>In comparison to its peers, Nahar Capital's PE Ratio is lower than Bajaj Finance's 35.01 but higher than Life Insurance's 12.54, which reflects a mixed positioning within the industry. Additionally, its EV to EBITDA ratio is considerably higher than Life Insurance's 9.89, further supporting the overvaluation thesis. Notably, while Nahar Capital has outperformed the Sensex in the short term, with a 1-month return of 30.74% compared to the Sensex's 3.84%, the long-term performance shows a decline of 22.27% over three years, emphasizing the potential risks associated with its current valuation.

When is the next results date for Nahar Capital?

No Upcoming Board Meetings

What does Nahar Capital do?

Nahar Capital & Financial Services Ltd is a Non Banking Finance Company (NBFC) focused on investment and financial activities in the micro cap market, with recent net sales of 3 Cr and a net profit of 21 Cr as of March 2025. The company has a market cap of Rs 497 Cr and key metrics include a P/E of 10.00 and a dividend yield of 0.51%.

Overview:<BR>Nahar Capital & Financial Services Ltd is a Non Banking Finance Company (NBFC) operating in the micro cap market, primarily engaged in investment and financial activities.<BR><BR>History:<BR>The company was incorporated in an unspecified year, and it has been involved in lending activities primarily to Group Companies and Affiliates. The latest quarterly results reported are for March 2025, showing net sales and profit figures.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 3 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 21 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 497 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 10.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.51% <BR>Debt Equity: 0.00 <BR>Return on Equity: 3.18% <BR>Price to Book: 0.32 <BR><BR>Contact Details:<BR>Address: 375 Industrial Area A, Ludhiana Punjab: 141003 <BR>Phone: 91-161-2665000 <BR>Email: sencfs@owmnahar.com <BR>Website: http://www.owmnahar.com

Has Nahar Capital declared dividend?

Nahar Capital & Financial Services Ltd has declared a 30% dividend, amounting to ₹1.5 per share, with an ex-date of September 6, 2024. While recent total returns have varied, the company has shown significant growth over the past five years, with a total return of 352.63%.

Nahar Capital & Financial Services Ltd has declared a 30% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 30%<BR>- Amount per share: 1.5<BR>- Ex-date: 06 Sep 24<BR><BR>Dividend Yield: 0.51%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -15.79%, the dividend return was 0%, resulting in a total return of -15.79%.<BR><BR>Over the past year, the price return was 11.36%, the dividend return was 0.53%, leading to a total return of 11.89%.<BR><BR>In the 2-year period, the price return was 11.29%, the dividend return was 0.49%, culminating in a total return of 11.78%.<BR><BR>For the 3-year period, the price return was -28.92%, the dividend return was 0.89%, resulting in a total return of -28.03%.<BR><BR>In the last 4 years, the price return was 133.22%, the dividend return was 3.54%, yielding a total return of 136.76%.<BR><BR>Finally, over the past 5 years, the price return was 342.83%, the dividend return was 9.80%, leading to a total return of 352.63%.<BR><BR>Overall, Nahar Capital has declared a dividend, and while the recent total returns show variability, the long-term performance over 5 years indicates significant growth, particularly in price returns.

Who are the peers of the Nahar Capital?

Nahar Capital's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, and others. In terms of management risk, Nahar Capital has below average risk, with a 1-year return of 3.74%, lower than India Finsec's 42.00% but higher than Jio Financial's -20.22%.

Peers: The peers of Nahar Capital are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Muthoot Cap.Serv, UVS Hospitality, India Finsec, Shalibhadra Fin, and Naga Dhunseri.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Good management risk is found at Shriram Finance. Average management risk is present at Jio Financial, and Below Average management risk is noted at Nahar Capital, Muthoot Cap.Serv, UVS Hospitality, India Finsec, Shalibhadra Fin, and Naga Dhunseri. Growth ratings show Excellent growth at Jio Financial, UVS Hospitality, and India Finsec, Good growth at Bajaj Finance and Cholaman.Inv.&Fn, Average growth at Nahar Capital and Shriram Finance, and Below Average growth at Muthoot Cap.Serv and Shalibhadra Fin. Capital Structure is Excellent for Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Nahar Capital, Muthoot Cap.Serv, UVS Hospitality, India Finsec, and Shalibhadra Fin, while Cholaman.Inv.&Fn has a Good capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is India Finsec at 42.00%, while the lowest is Jio Financial at -20.22%. Nahar Capital's 1-year return is 3.74%, which is higher than Jio Financial but lower than India Finsec. Additionally, Muthoot Cap.Serv, UVS Hospitality, and Shalibhadra Fin have negative six-month returns.

Is Nahar Capital technically bullish or bearish?

As of 14 July 2025, Nahar Capital's technical trend is mildly bullish, supported by daily moving averages and a bullish weekly MACD, despite mixed signals from the monthly MACD and bearish KST.

As of 14 July 2025, the technical trend for Nahar Capital has changed from bullish to mildly bullish. The weekly MACD is bullish, while the monthly MACD is bearish, indicating mixed signals across time frames. The Bollinger Bands are mildly bullish on both weekly and monthly charts, supporting a positive outlook. Daily moving averages remain bullish, which adds to the mildly bullish stance. However, the KST shows a bearish signal on the monthly chart, and both the Dow Theory and OBV indicate no trend in the weekly and monthly time frames. Overall, the current technical stance is mildly bullish, driven primarily by the daily moving averages and weekly MACD.

Who are in the management team of Nahar Capital?

As of March 2023, the management team of Nahar Capital includes Chairman Jawahar Lal Oswal, Managing Director Dinesh Oswal, and several non-executive and independent directors, totaling ten members who guide the company's governance and strategy.

As of March 2023, the management team of Nahar Capital includes the following members:<BR><BR>1. Jawahar Lal Oswal - Chairman & Non Executive Director<BR>2. Dinesh Oswal - Executive Director / Managing Director / Promoter<BR>3. Kamal Oswal - Non Executive Director<BR>4. Dinesh Gogna - Non Executive Director<BR>5. S K Sharma - Non Executive Director<BR>6. Manisha Gupta - Independent Non Executive Director<BR>7. Vijay Asdhir - Independent Non Executive Director<BR>8. Roshan Lal Behl - Independent Non Executive Director<BR>9. Yash Paul Sachdeva - Independent Non Executive Director<BR>10. Rajan Dhir - Independent Non Executive Director<BR><BR>This team comprises a mix of executive and non-executive directors, including independent directors, contributing to the governance and strategic direction of the company.

Who are the top shareholders of the Nahar Capital?

The top shareholders of Nahar Capital include Nahar Poly Films Ltd with 39.48%, individual investors with 20.92%, and R A Max Private Limited at 2.7%. Additionally, there are minimal holdings from mutual funds and foreign institutional investors, with no pledged promoter holdings reported.

The top shareholders of Nahar Capital primarily consist of promoters, with Nahar Poly Films Ltd holding the largest stake at 39.48%. Additionally, there are individual investors who collectively hold 20.92% of the shares. Among public shareholders, R A Max Private Limited is the highest with a holding of 2.7%. The company also has some institutional involvement, with 3 mutual fund schemes holding 0.01% and 8 foreign institutional investors (FIIs) holding 0.31%. There are no pledged promoter holdings reported.

How big is Nahar Capital?

As of 24th July, Nahar Capital & Financial Services Ltd has a market capitalization of 529.00 Cr, with Net Sales of 26.17 Cr and a Net Profit of 49.81 Cr reported in the latest four quarters. The company's Shareholder's Funds are 1,541.83 Cr and Total Assets amount to 1,699.51 Cr as of March 2024.

As of 24th July, Nahar Capital & Financial Services Ltd has a market capitalization of 529.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Nahar Capital reported Net Sales of 26.17 Cr and a Net Profit of 49.81 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds amounting to 1,541.83 Cr and Total Assets of 1,699.51 Cr.

Are Nahar Capital latest results good or bad?

Nahar Capital's latest results are mixed; while net sales and profit before tax have increased, profit after tax has declined, and a significant portion of earnings came from non-operating income, indicating challenges in sustaining profitability.

Nahar Capital & Financial Services has reported mixed results for the quarter ending June 2025. On the positive side, the company achieved net sales of Rs 5.67 crore, which represents a significant growth of 24.3% compared to the average of the previous four quarters. Additionally, the profit before tax (PBT) reached Rs 17.28 crore, the highest in the last five quarters, indicating a favorable trend in this area.<BR><BR>However, there are notable challenges as well. The profit after tax (PAT) decreased to Rs 11.48 crore, reflecting a decline of 7.8% from the average PAT of the previous four quarters. Moreover, a substantial portion of the PBT, about 34.60%, came from non-operating income, which raises concerns regarding the sustainability of the company’s income sources.<BR><BR>In summary, while Nahar Capital has shown some positive indicators, such as increased sales and PBT, the decline in PAT and reliance on non-operating income suggest that the company faces significant hurdles in maintaining profitability. Overall, the results can be seen as a mix of good and bad, highlighting both growth potential and underlying challenges.

How has been the historical performance of Nahar Capital?

Nahar Capital's historical performance shows fluctuating net sales and profits, with net sales rising to 26.18 Cr in Mar'25 but a decline in operating profit and profit before tax. Despite these challenges, consolidated net profit significantly increased to 49.81 Cr in Mar'25, while cash flow from operations remained negative.

Answer:<BR>The historical performance of Nahar Capital shows a fluctuating trend in net sales and profits over the years, with significant variations in profitability metrics.<BR><BR>Breakdown:<BR>Nahar Capital's net sales increased from 23.88 Cr in Mar'24 to 26.18 Cr in Mar'25, following a dip to 25.54 Cr in Mar'23 from 30.03 Cr in Mar'22. The total operating income mirrored this trend, reaching 26.18 Cr in Mar'25. Operating profit (PBDIT) excluding other income was 16.55 Cr in Mar'25, up from 15.42 Cr in Mar'24, while the overall operating profit (PBDIT) was 36.86 Cr in Mar'25, down from 43.32 Cr in Mar'24. Profit before tax also decreased to 35.35 Cr in Mar'25 from 42.14 Cr in Mar'24, leading to a profit after tax of 26.76 Cr, a decline from 38.95 Cr in the previous year. The consolidated net profit showed a significant increase to 49.81 Cr in Mar'25 from 11.77 Cr in Mar'24, despite the fluctuations in other profit metrics. The company's total assets rose to 1,726.35 Cr in Mar'25, up from 1,699.51 Cr in Mar'24, while total liabilities also increased to 1,726.35 Cr from 1,699.51 Cr. Cash flow from operating activities remained negative at 0.00 Cr in Mar'25, indicating challenges in generating cash from core operations. Overall, Nahar Capital's financial performance reflects a complex interplay of growth in sales and net profit against a backdrop of fluctuating operating profits and cash flow challenges.

Should I buy, sell or hold Nahar Capital?

Why is Nahar Capital falling/rising?

As of 03-Dec, Nahar Capital & Financial Services Ltd's stock price is at 268.15, reflecting a 2.35% increase after two days of decline and outperforming its sector by 3.41%. However, it has a year-to-date drop of 14.59% and a one-year decline of 25.09%, with decreased investor participation indicated by a 44.31% drop in delivery volume compared to the five-day average.

As of 03-Dec, Nahar Capital & Financial Services Ltd's stock price is rising, currently at 268.15, reflecting an increase of 6.15 or 2.35%. This rise can be attributed to a trend reversal, as the stock has gained after two consecutive days of decline. Additionally, it has outperformed its sector by 3.41% today, indicating a stronger performance relative to its peers. The stock also reached an intraday high of Rs 268.25, showing positive momentum within the trading day.<BR><BR>Despite this upward movement, it is important to note that the stock has experienced a significant decline over longer periods, with a year-to-date drop of 14.59% and a one-year decline of 25.09%. Furthermore, investor participation has decreased, with delivery volume falling by 44.31% compared to the five-day average, which may indicate a lack of sustained interest from investors. The stock's current price is higher than its five-day moving averages but lower than its longer-term moving averages, suggesting mixed signals regarding its overall trend.

Which are the latest news on Nahar Capital?