NCL Res. & Finl.

Why is NCL Research and Financial Services Ltd falling/rising?

As of 01-Sep, NCL Research and Financial Services Ltd's stock price is at 0.70, reflecting a decline of -1.41% and an overall drop of -10.26% over the last eight days. Despite strong year-to-date growth of +40.00%, recent performance shows significant underperformance relative to benchmarks and a decrease in investor participation.

As of 01-Sep, NCL Research and Financial Services Ltd's stock price is falling, currently at 0.70, reflecting a change of -0.01 (-1.41%). The stock has been on a downward trend, having lost value for the last eight consecutive days, resulting in a total decline of -10.26% during this period. <BR><BR>In terms of performance relative to the benchmark, the stock has underperformed over the past week and month, with declines of -6.67% and -5.41%, respectively, while the Sensex has seen smaller declines of -0.92% and -1.47%. Although the stock has shown strong year-to-date growth of +40.00% compared to the Sensex's -9.71%, the recent trend indicates a significant drop in investor participation, as evidenced by a delivery volume of 93.04k on 31 August, which is down by -86.6% compared to the 5-day average. <BR><BR>Additionally, while the stock's price is higher than its 50-day, 100-day, and 200-day moving averages, it is lower than its 5-day and 20-day moving averages, suggesting a short-term weakness. Overall, these factors contribute to the current decline in the stock price of NCL Research and Financial Services Ltd.

Who are in the management team of NCL Res. & Finl.?

The management team of NCL Res. & Finl. includes Goutam Bose (Chairman & Managing Director) and five independent directors: Amita Bose, Swagata Dasgupta, Rajeswari Bangal, Sudipta Bhattacharya, and Haimonti Das.

The management team of NCL Res. & Finl. includes the following individuals:<BR><BR>1. Goutam Bose - Chairman & Managing Director<BR>2. Amita Bose - Independent Non-Executive Director<BR>3. Swagata Dasgupta - Independent Director<BR>4. Rajeswari Bangal - Independent Director<BR>5. Sudipta Bhattacharya - Independent Director<BR>6. Haimonti Das - Independent Director<BR><BR>If you need more details about any specific member or their roles, feel free to ask!

What does NCL Res. & Finl. do?

NCL Research and Financial Services Ltd is a Non-Banking Financial Company (NBFC) focused on micro-cap investments in shares and securities. As of June 2026, it reported net sales of 2 Cr and a net profit of 1 Cr, with a market cap of INR 113 Cr.

Overview: <BR>NCL Research and Financial Services Ltd is a Non Banking Financial Company (NBFC) operating in the micro-cap segment, engaged in investment in shares and securities as well as finance activities.<BR><BR>History: <BR>Incorporated in February 1985, NCL Research and Financial Services Ltd is registered with the RBI as an NBFC. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 2 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 1 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 113 Cr (Micro Cap) <BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.00 <BR>Return on Equity: -2.80% <BR>Price to Book: 1.03 <BR><BR>Contact Details: <BR>Address: Bhagyodaya Building 3rd Floor, 79 Nagindas Master Road Fort Mumbai Maharashtra : 400023 <BR>Tel: 91-22-22703249 <BR>Email: ncl.research@gmail.com <BR>Website: http://www.nclfin.com

Who are the peers of the NCL Res. & Finl.?

NCL Res. & Finl.'s peers include Worth Investment, PMC Fincorp, Assam Entrade, Nexome Cap. Mkt., KIFS Financial, Garnet Intl., Titan Securities, and Thacker & Co. In terms of performance, NCL Res. & Finl. has a 1-year return of 20.34%, with management risk rated as Below Average compared to peers.

Peers: The peers of NCL Res. & Finl. are Worth Investment, PMC Fincorp, Assam Entrade, Nexome Cap. Mkt., KIFS Financial, Garnet Intl., Titan Securities, and Thacker & Co.<BR><BR>Quality Snapshot: Excellent management risk is observed at Worth Investment and PMC Fincorp, while Average management risk is found at KIFS Financial and Titan Securities, and the rest have Below Average management risk. Growth is Excellent at Worth Investment and PMC Fincorp, Average at Nexome Cap. Mkt. and KIFS Financial, Below Average at Assam Entrade, NCL Res. & Finl., Garnet Intl., Titan Securities, and Thacker & Co. Capital Structure is Excellent at Worth Investment, PMC Fincorp, NCL Res. & Finl., Garnet Intl., Titan Securities, and the rest have Good or Below Average ratings.<BR><BR>Return Snapshot: Assam Entrade has the highest 1-year return at 54.15%, while Worth Investment has the lowest at -87.62%. NCL Res. & Finl. has a 1-year return of 20.34%, which is significantly higher than Worth Investment but lower than Assam Entrade. Additionally, the six-month returns are negative for PMC Fincorp, Garnet Intl., and Thacker & Co.

How big is NCL Res. & Finl.?

As of 31st August, NCL Research and Financial Services Ltd has a market capitalization of 113.00 Cr and reported net sales of 6.01 Cr with a net loss of 3.07 Cr over the last four quarters.

As of 31st August, <BR><BR>Market Cap: NCL Research and Financial Services Ltd has a market capitalization of 113.00 Cr, classified as a Micro Cap.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 6.01 Cr, while the sum of Net Profit for the same period reflects a loss of 3.07 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the balance sheet is March 2025, with Shareholder's Funds amounting to 112.95 Cr and Total Assets totaling 122.48 Cr.

Which are the latest news on NCL Res. & Finl.?

Are NCL Research and Financial Services Ltd latest results good or bad?

The latest results for NCL Research and Financial Services Ltd are concerning, showing a net loss of ₹5.59 crores in Q4 FY26, an 86.85% revenue decline, and a deeply negative profit margin of -1,996.43%. Overall, these figures indicate severe operational challenges and a lack of institutional confidence, suggesting a bad outlook for the company.

The latest results for NCL Research and Financial Services Ltd are quite concerning. In Q4 FY26, the company reported a net loss of ₹5.59 crores, which is a staggering decline of 1,463.41% compared to the previous quarter. Revenue also plummeted to just ₹0.28 crores, marking an 86.85% decrease quarter-over-quarter and an 86.14% drop year-over-year. <BR><BR>These figures indicate a severe operational crisis, with the company's performance classified as its worst quarterly result on record. The profit after tax (PAT) margin was deeply negative at -1,996.43%, reflecting significant challenges in profitability and capital efficiency, as evidenced by a return on equity (ROE) of only 2.76%.<BR><BR>Moreover, the absence of institutional confidence is highlighted by the complete lack of promoter holding and institutional participation in the company's equity. This situation raises governance concerns and suggests a lack of trust in the company's management and future prospects.<BR><BR>Overall, the financial metrics and operational challenges suggest that the latest results are bad, and the outlook for the company remains uncertain. Investors should exercise caution given the significant red flags present in these results.

Should I buy, sell or hold NCL Research and Financial Services Ltd?

Is NCL Res. & Finl. overvalued or undervalued?

As of November 17, 2025, NCL Res. & Finl. is considered an attractive investment opportunity despite a downgrade in valuation grade, with a PE ratio of 24.08 and strong potential for improvement compared to peers like Bajaj Finance and Life Insurance.

As of 17 November 2025, the valuation grade for NCL Res. & Finl. has moved from very attractive to attractive, indicating a shift in market perception. The company is currently assessed as undervalued, given its PE ratio of 24.08, a price-to-book value of 0.50, and an EV to EBITDA ratio of 12.60. In comparison, Bajaj Finance, a peer, is categorized as very expensive with a PE ratio of 34.85, while Life Insurance is considered very attractive with a significantly lower PE of 11.33.<BR><BR>Despite the recent downgrade in valuation grade, NCL Res. & Finl. presents a compelling investment opportunity, particularly when contrasted with its peers. The company's return metrics, such as a ROCE of 3.89% and ROE of 2.07%, suggest potential for improvement. Additionally, while the stock has underperformed against the Sensex year-to-date, it has shown resilience with a 1-week return of 1.89% compared to the Sensex's 1.69%.

How has been the historical performance of NCL Res. & Finl.?

NCL Res. & Finl. has shown fluctuating financial performance, with net sales decreasing from 10.69 Cr in March 2024 to 8.53 Cr in March 2025, and a profit after tax dropping from 1.61 Cr to -1.36 Cr in the same period, alongside negative cash flow from operations. Total assets and liabilities increased to 122.48 Cr in March 2025.

Answer:<BR>The historical performance of NCL Res. & Finl. shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>NCL Res. & Finl. reported net sales of 8.53 Cr in March 2025, a decrease from 10.69 Cr in March 2024, but a significant increase from 3.91 Cr in March 2023. The total operating income mirrored this trend, reaching 8.53 Cr in March 2025, down from 10.69 Cr in the previous year. Total expenditure, excluding depreciation, was 9.28 Cr in March 2025, slightly lower than 9.59 Cr in March 2024. This resulted in an operating profit (PBDIT) of -0.75 Cr in March 2025, a decline from 1.10 Cr in March 2024. The profit before tax also fell to -0.65 Cr in March 2025 from 1.99 Cr in March 2024, leading to a profit after tax of -1.36 Cr in March 2025, down from 1.61 Cr in March 2024. The company's total assets increased to 122.48 Cr in March 2025 from 112.13 Cr in March 2024, while total liabilities also rose to 122.48 Cr in March 2025 from 112.13 Cr in March 2024. The cash flow from operating activities was negative at -20.00 Cr in March 2024, indicating challenges in generating cash from core operations. Overall, the company has experienced volatility in its financial performance, with significant fluctuations in sales, profits, and cash flow over the years.

Who are the top shareholders of the NCL Res. & Finl.?

The top shareholders of NCL Res. & Finl. are primarily individual investors, holding 91.74% of the shares, with Katyani Commodities Private Limited as the largest public shareholder at 1.39%. There are no institutional holdings or pledged promoter shares.

The top shareholders of NCL Res. & Finl. primarily consist of individual investors, who hold a significant 91.74% of the shares. The highest public shareholder is Katyani Commodities Private Limited, with a holding of 1.39%. There are no institutional holdings from mutual funds or foreign institutional investors, and there are no pledged promoter holdings or major promoters listed.

What is the technical trend for NCL Res. & Finl.?

As of May 29, 2025, NCL Res. & Finl. shows a mildly bearish trend with mixed signals from various indicators, including a mildly bullish weekly MACD but a bearish monthly MACD, and a significant long-term decline of -40.17%.

As of 29 May 2025, the technical trend for NCL Res. & Finl. has changed from bearish to mildly bearish. The weekly MACD is mildly bullish, indicating some positive momentum, while the monthly MACD remains bearish, suggesting longer-term weakness. The moving averages on the daily time frame are mildly bearish, reinforcing the cautious outlook. The Bollinger Bands show a bullish signal on the weekly but a mildly bearish stance on the monthly, indicating mixed signals across time frames. The KST and Dow Theory both reflect a mildly bullish trend on the weekly but are mildly bearish on the monthly, further contributing to the overall mildly bearish sentiment. The current price of 0.70 is near the recent high of 0.70, but the stock has a significant decline over the longer term, particularly evident in the 3-year return of -40.17%. Overall, the technical stance is mildly bearish, with key indicators suggesting a lack of strong bullish momentum.

When is the next results date for NCL Res. & Finl.?

No Upcoming Board Meetings

What is the bonus history of the NCL Res. & Finl.?

NCL Research and Financial Services Ltd's recent bonus history includes a 1:1 bonus announced on December 2, 2021, and a 4:1 bonus issued on October 16, 2014, demonstrating the company's commitment to rewarding shareholders.

NCL Research and Financial Services Ltd has a notable bonus history. The most recent bonus issue was a 1:1 bonus announced with an ex-date of December 2, 2021, and the record date was December 3, 2021. Prior to that, the company issued a 4:1 bonus on October 16, 2014, with a record date of October 17, 2014. This reflects the company's approach to rewarding shareholders through bonus shares over the years.

Has NCL Res. & Finl. declared dividend?

NCL Research and Financial Services Ltd has declared a 5% dividend, amounting to 0.5 per share, with an ex-date of September 4, 2014. Despite the dividend declaration, the dividend yield is 0%, and total returns have varied significantly across different periods.

NCL Research and Financial Services Ltd has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.5<BR>- Ex-date: 04 Sep 14<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -15.85%, the dividend return was 0%, resulting in a total return of -15.85%.<BR><BR>For the 1-year period, the price return was 0%, the dividend return was 0%, leading to a total return of 0.0%.<BR><BR>Over the 2-year period, the price return was 72.5%, the dividend return was 0%, which resulted in a total return of 72.5%.<BR><BR>In the 3-year period, the price return was -45.24%, the dividend return was 0%, culminating in a total return of -45.24%.<BR><BR>For the 4-year period, the price return was 411.11%, the dividend return was 0%, yielding a total return of 411.11%.<BR><BR>In the 5-year period, the price return was 922.22%, the dividend return was 0%, resulting in a total return of 922.22%.<BR><BR>Overall, while NCL Research and Financial Services Ltd declared a dividend, the dividend yield remains at 0%. The total returns show significant variability, with strong returns over longer periods but negative returns in shorter time frames, indicating a mixed performance.