NNI Share Price | Nelnet, Inc. Stock Analysis & Recommendation

Q: How big is Nelnet, Inc.?

Market Cap: As of Jun 18, Nelnet, Inc. has a market capitalization of 4,112.05 million, categorizing it as a Small Cap company.Recent Quarterly Performance: For the latest four quarters, Nelnet, Inc. reported net sales of 2,080.90 million and a net profit of 182.64 million.Balance Sheet Snapshot: As of Dec 24, the company reported shareholder's funds of 3,349.76 million and total assets of 13,777.75 million.

Q: What does Nelnet, Inc. do?

Overview:Nelnet, Inc. focuses on delivering education-related products and services and student loan asset management within the finance industry and operates in the small-cap market.Financial Snapshot:Most recent Net Sales: 529 Million (Quarterly Results - Mar 2025)Most recent Net Profit: 80 Million (Quarterly Results - Mar 2025)Market-cap: USD 4,112.05 Million (Small Cap)Key Metrics:P/E: 17.00Dividend Yield: 76.41%Debt Equity: -999,999.00Return on Equity: 7.23%Price to Book: 1.20Contact Details:Address: 121 S 13th St Ste 201, LINCOLN NE: 68508-1911Tel: ['1 402 4582370', '1 402 4583038']Fax: 1 402 4582344Website: http://www.nelnet.com

Q: Is Nelnet, Inc. overvalued or undervalued?

As of 6 August 2025, the valuation grade for Nelnet, Inc. has moved from attractive to very attractive, indicating a strong positive shift in its perceived value. The company is currently considered undervalued, supported by a P/E ratio of 17, a PEG ratio of 0.35, and an EV to EBITDA of 3.09, which are all favorable compared to industry standards. In comparison to peers, Nelnet's P/E ratio of 11.39 is significantly lower than Mr. Cooper Group, Inc.'s 29.22 and FirstCash Holdings, Inc.'s 26.74, highlighting its relative undervaluation. Additionally, the company's impressive ROCE of 39.69% further underscores its operational efficiency. Over the past year, Nelnet's stock has returned 13.32%, which is less than the S&P 500's 17.14%, suggesting that while the stock has performed well, it still has room for growth relative to the broader market.

Q: Is Nelnet, Inc. technically bullish or bearish?

As of 10 September 2025, the technical trend for Nelnet, Inc. has changed from bullish to mildly bullish. The weekly and monthly MACD indicators are bullish, while the daily moving averages also indicate a bullish stance. Bollinger Bands show a bullish signal on the weekly and a mildly bullish signal on the monthly. The KST is bullish across both time frames, and the monthly Dow Theory is bullish, although the weekly shows no trend. The OBV is mildly bullish on the monthly but shows no trend on the weekly.In terms of performance, Nelnet's year-to-date return is 20.19%, outperforming the S&P 500's 12.22%, while its one-year return of 13.32% lags behind the S&P 500's 17.14%. Overall, the indicators suggest a mildly bullish stance with some strength, particularly in the weekly and monthly MACD and KST.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

181.36 k

Shareholding (Dec 2025)

FII

2.77%

Held by 86 FIIs

DII

79.34%

Held by 19 DIIs

Promoter

0.00%

How big is Nelnet, Inc.?

22-Jun-2025

As of Jun 18, Nelnet, Inc. has a market capitalization of $4.11 billion, with net sales of $2.08 billion and a net profit of $182.64 million over the latest four quarters.

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What does Nelnet, Inc. do?

22-Jun-2025

Nelnet, Inc. provides education-related products and services and manages student loan assets, operating in the small-cap market with a recent net sales of $529 million and a net profit of $80 million. The company has a market cap of approximately $4.11 billion.

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Who are in the management team of Nelnet, Inc.?

22-Jun-2025

As of March 2022, the management team of Nelnet, Inc. includes Executive Chairman Michael Dunlap, Lead Independent Director Thomas Henning, and Independent Directors James Abel, Preeta Bansal, William Cintani, and Kathleen Farrell, who oversee the company's strategic direction and governance.

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Is Nelnet, Inc. overvalued or undervalued?

20-Sep-2025

As of August 6, 2025, Nelnet, Inc. is considered very attractive and undervalued with a P/E ratio of 17, a PEG ratio of 0.35, and an EV to EBITDA of 3.09, significantly lower than peers like Mr. Cooper Group and FirstCash Holdings, while also boasting a strong ROCE of 39.69% and a stock return of 13.32% over the past year.

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Is Nelnet, Inc. technically bullish or bearish?

20-Sep-2025

As of September 10, 2025, Nelnet, Inc. shows a mildly bullish trend with strong weekly and monthly MACD indicators, a year-to-date return of 20.19% outperforming the S&P 500, but a one-year return of 13.32% lagging behind the index's 17.14%.

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Compare Nelnet, Inc. with Similar Stocks

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 10.65%

Positive results in Jun 25

With ROE of 7.23%, it has a attractive valuation with a 1.22 Price to Book Value

Mojo Parameters

Stock DNA

Industry

Finance

Market cap

USD 4,611 Million (Small Cap)

P/E

9.00

Industry P/E

Dividend Yield

0.69%

Debt Equity

-999,999.00

Return on Equity

13.78%

Price to Book

1.26

Revenue and Profits:

Net Sales:

504 Million

(Quarterly Results - Dec 2025)

Net Profit:

38 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-5.1%

6 Months

3.39%

1 Year

11.5%

2 Years

46.22%

3 Years

41.18%

4 Years

50.43%

5 Years

71.24%

Nelnet, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

6.85%

EBIT Growth (5y)

11.54%

EBIT to Interest (avg)

2.49

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

22.63%

Dividend Payout Ratio

22.74%

Pledged Shares

Institutional Holding

48.32%

ROCE (avg)

42.77%

ROE (avg)

10.65%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.26

EV to EBIT

3.00

EV to EBITDA

2.92

EV to Capital Employed

1.33

EV to Sales

1.68

PEG Ratio

0.05

Dividend Yield

0.69%

ROCE (Latest)

44.41%

ROE (Latest)

13.78%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

Mildly Bearish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 38 Schemes (17.89%)

Foreign Institutions

Held by 86 Foreign Institutions (2.77%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQ

Dec'25

Sep'25

Change(%)

Net Sales

503.90

555.30

-9.26%

Operating Profit (PBDIT) excl Other Income

253.30

296.10

-14.45%

Interest

118.30

120.70

-1.99%

Exceptional Items

-31.30

-37.40

16.31%

Consolidate Net Profit

37.70

98.70

-61.80%

Operating Profit Margin (Excl OI)

386.00%

526.40%

-14.04%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Dec 2025 is -9.26% vs -17.86% in Sep 2025

Consolidated Net Profit

QoQ Growth in quarter ended Dec 2025 is -61.80% vs -43.47% in Sep 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

2,263.40

2,122.50

6.64%

Operating Profit (PBDIT) excl Other Income

1,257.60

1,113.80

12.91%

Interest

497.00

680.50

-26.97%

Exceptional Items

-128.00

-97.80

-30.88%

Consolidate Net Profit

390.60

172.40

126.57%

Operating Profit Margin (Excl OI)

505.80%

471.70%

3.41%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 6.64% vs 2.62% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 126.57% vs 263.71% in Dec 2024

All Annual Results

Company CV

About Nelnet, Inc.

Nelnet, Inc.

Finance

Nelnet, Inc. focuses on delivering education-related products and services and student loan asset management. The Company is engaged in student loan servicing, tuition payment processing and school information systems, and communications. The Company's segments include Loan Systems and Servicing, Tuition Payment Processing and Campus Commerce, Communications, Asset Generation and Management, and Corporate and Other Activities. The Company earns fee-based revenue through its Loan Systems and Servicing, Tuition Payment Processing, and Communications operating segments. In addition, the Company earns interest income on its student loan portfolio in its Asset Generation and Management operating segment. Corporate and Other Activities include real estate and other investments. The Company, through Allo Communications LLC, is engaged in the sale of advanced telecommunication services, including Internet, broadband, telephone, and television services.

Company Coordinates

Company Details

121 S 13th St Ste 201 , LINCOLN NE : 68508-1911

Tel: 1 402 45823701 402 4583038

http://www.nelnet.com

Registrar Details