GIC Housing Fin

{
  "main_header": {
    "sid": 671512,
    "name": "GIC Housing Fin",
    "stock_name": "GIC Housing Fin",
    "full_name": "GIC Housing Finance Ltd",
    "name_url": "stocks-analysis/gic-housing-fin",
    "exchange": 1,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "165.41",
    "chg": 1.44,
    "chgp": "0.88%",
    "dir": 1,
    "prev_price": "163.97",
    "mcapval": "890.00 Cr",
    "mcap": "Micro Cap",
    "scripcode": 511676,
    "symbol": "GICHSGFIN",
    "ind_name": "Housing Finance Company",
    "ind_code": 108,
    "indexname": "",
    "isin": "INE289B01019",
    "curr_date": "Feb 09",
    "curr_time": "",
    "bse_nse_vol": "1.45 lacs",
    "exc_status": "Active",
    "traded_date": "Feb 09, 2026",
    "traded_date_str": "2026 02 09",
    "score": "",
    "scoreText": "",
    "Live": 0,
    "market_time": 0,
    "is_blur": 1,
    "is_blur_class": "blur-register-score-header",
    "is_blur_url": "https://www.marketsmojo.com/mojofeed/register?redirect=/stocks-analysis/gic-housing-fin-671512-1&utm_source=Spage_Header_Score",
    "mojoone": {
      "ismore": 0
    }
  },
  "news": {
    "results": [
      {
        "title": "GIC Housing Finance Q3 FY26: Profit Slump Amid Margin Pressures Raises Concerns",
        "link": "https://www.marketsmojo.com/news/result-analysis/gic-housing-finance-q3-fy26-profit-slump-amid-margin-pressures-raises-concerns-3829182",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/2/GICHousingFinan_quaterlyResult_3829182.png",
        "date": "2026-02-09 20:32:56",
        "description": "GIC Housing Finance Ltd., the Mumbai-based housing finance subsidiary of General Insurance Corporation of India, reported a disappointing third quarter for FY2026, with consolidated net profit declining 12.67% quarter-on-quarter to ₹43.69 crores and falling 12.11% year-on-year. The micro-cap company, valued at ₹890 crores, saw its stock trade at ₹165.00 on February 9, 2026, reflecting ongoing concerns about profitability pressures despite marginal revenue growth."
      },
      {
        "title": "Are GIC Housing Finance Ltd latest results good or bad?",
        "link": "https://www.marketsmojo.com/news/result-analysis/are-gic-housing-finance-ltd-latest-results-good-or-bad-3829054",
        "imagepath": "",
        "date": "2026-02-09 19:16:02",
        "description": "GIC Housing Finance Ltd's latest financial results for the quarter ending September 2025 reveal a complex picture. The company reported a net profit of ₹50.03 crores, which reflects a year-on-year growth of 36.99%. This profit surge is notable, especially when considering the previous quarter's exceptionally low profit due to an unusual tax credit. However, the underlying operational performance indicates challenges, with net sales showing only a modest year-on-year increase of 2.84%, suggesting stagnation in revenue growth compared to the broader market dynamics.\n\nThe company's profit margins have improved, with a PAT margin of 18.79%, up from 2.82% in the previous quarter, indicating some recovery in profitability. However, the return on equity (ROE) remains a concern at 8.59%, significantly below the average for the sector, highlighting issues with capital efficiency and profitability relative to shareho..."
      },
      {
        "title": "GIC Housing Finance Ltd is Rated Strong Sell",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/gic-housing-finance-ltd-is-rated-strong-sell-3827127",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/2/GICHousingFinan_mojoScore_3827127.png",
        "date": "2026-02-08 10:10:41",
        "description": "GIC Housing Finance Ltd is rated Strong Sell by MarketsMOJO, with this rating last updated on 05 January 2026. However, the analysis and financial metrics discussed here reflect the stock’s current position as of 08 February 2026, providing investors with the most up-to-date view of the company’s fundamentals, returns, and market performance."
      },
      {
        "title": "GIC Housing Finance Ltd is Rated Strong Sell",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/gic-housing-finance-ltd-is-rated-strong-sell-3807097",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/1/GICHousingFinan_mojoScore_3807097.png",
        "date": "2026-01-28 10:10:51",
        "description": "GIC Housing Finance Ltd is rated Strong Sell by MarketsMOJO, with this rating last updated on 05 Jan 2026. However, the analysis and financial metrics discussed here reflect the stock's current position as of 28 January 2026, providing investors with the latest insights into the company’s performance and outlook."
      },
      {
        "title": "GIC Housing Finance Ltd Faces Bearish Momentum Amid Mixed Technical Signals",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/gic-housing-finance-ltd-faces-bearish-momentum-amid-mixed-technical-signals-3791329",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/1/GICHousingFinan_technicaldot_3791329.png",
        "date": "2026-01-14 08:02:17",
        "description": "GIC Housing Finance Ltd has experienced a notable shift in its technical momentum, with key indicators signalling a transition from mildly bearish to a more pronounced bearish trend. Despite a modest daily price gain of 1.58%, the company’s technical parameters and broader market returns suggest caution for investors navigating the housing finance sector."
      },
      {
        "title": "GIC Housing Finance Ltd Valuation Shifts to Fair Amid Market Challenges",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/gic-housing-finance-ltd-valuation-shifts-to-fair-amid-market-challenges-3789186",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/1/GICHousingFinan_valuationdot_3789186.png",
        "date": "2026-01-12 08:00:55",
        "description": "GIC Housing Finance Ltd has witnessed a notable shift in its valuation parameters, moving from a very attractive to a fair valuation grade, reflecting evolving market perceptions amid a challenging sector backdrop. Despite a modest price decline, the company’s price-to-earnings (P/E) and price-to-book value (P/BV) ratios remain significantly lower than many peers, signalling a complex interplay between risk and opportunity for investors."
      },
      {
        "title": "GIC Housing Finance Falls 5.61%: Valuation Shift Amid Weak Fundamentals",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/gic-housing-finance-falls-561-valuation-shift-amid-weak-fundamentals-3788421",
        "imagepath": "",
        "date": "2026-01-10 16:02:45",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n                <div class=\"highlight-box\">\n                    <h3>Key Events This Week</h3>\n                    <p><strong>5 Jan:</strong> Downgrade to Strong Sell announced</p>\n                    <p><strong>6 Jan:</strong> Valuation shifts to attractive territory</p>\n                    <p><strong>8 Jan:</strong> Sharp price decline of 3.32%</p>\n                    <p><strong>9 Jan:</strong> Week closes at Rs.169.20 (-5.61%)</p>\n                </div>\n\n                <div class=\"stats-row\">\n                    <div class=\"stat-item\"><div class=\"stat-label\">Week Open</div><div class=\"stat-value\">Rs.177.95</div></div>\n                    <div class=\"stat-item\"><div class=\"stat-label\">Week Close</div><div class=\"stat-value\">Rs.169.20</div><div class=\"stat-change negative\">-5.61%</div></div>\n          ..."
      },
      {
        "title": "GIC Housing Finance Downgraded to Strong Sell Amid Valuation Shift and Weak Fundamentals",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/gic-housing-finance-downgraded-to-strong-sell-amid-valuation-shift-and-weak-fundamentals-3782567",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/1/GICHousingFinan_mojoScore_3782567.png",
        "date": "2026-01-06 08:21:01",
        "description": "GIC Housing Finance Ltd has seen its investment rating downgraded from Sell to Strong Sell as of 5 January 2026, reflecting a comprehensive reassessment across valuation, quality, financial trends, and technical parameters. Despite an attractive valuation profile, persistent weak fundamentals and underwhelming financial performance have weighed heavily on the company’s outlook, prompting a more cautious stance from analysts."
      },
      {
        "title": "GIC Housing Finance Ltd Valuation Shifts to Attractive Amid Market Challenges",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/gic-housing-finance-ltd-valuation-shifts-to-attractive-amid-market-challenges-3782457",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/1/GICHousingFinan_valuationdot_3782457.png",
        "date": "2026-01-06 08:00:41",
        "description": "GIC Housing Finance Ltd has witnessed a significant shift in its valuation parameters, moving from an expensive to an attractive valuation zone. Despite recent market headwinds and a challenging sector environment, the company’s price-to-earnings (P/E) and price-to-book value (P/BV) ratios now present a compelling case for value investors seeking exposure to the housing finance sector."
      }
    ],
    "total": 187,
    "sid": "671512",
    "stock_news_url": "https://www.marketsmojo.com/news/gic-housing-finance-671512"
  },
  "announcements": [
    {
      "details": "GIC Housing Finance Limited has informed the Exchange regarding the Registrar & Share Transfer Agent Update : change in the name of Registrar & Share transfer agent (\"RTA\") from Karvy Fintech Pvt. Ltd. to KFIN Technologies Private Limited.",
      "source": "NSE",
      "caption": "GIC Housing Finance Limited - Registrar & Share Transfer Agent Update",
      "datetime": "09-Dec-2019"
    },
    {
      "details": "GIC Housing Finance Limited has informed the Exchange regarding 'Intimation of penalty imposed by National Housing Bank (NHB).'.",
      "source": "NSE",
      "caption": "GIC Housing Finance Limited - Updates",
      "datetime": "15-Nov-2019"
    },
    {
      "details": "GIC Housing Finance Limited has informed the Exchange regarding 'FINANCIAL HIGHLIGHTS'.",
      "source": "NSE",
      "caption": "GIC Housing Finance Limited - Updates",
      "datetime": "05-Nov-2019"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "",
      "data": [
        {
          "txt": "GIC Housing Finance Ltd has declared <strong>45%</strong> dividend, ex-date: 18 Jul 25",
          "dt": "2025-07-18",
          "middle_text": "Dividend Alert"
        }
      ]
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "",
      "data": [
        {
          "txt": "GIC Housing Finance Ltd has announced <strong>1:1</strong> rights issue, ex-date: 13 Mar 06",
          "dt": "2006-03-13",
          "middle_text": "Rights Issue"
        }
      ]
    }
  ]
}

News and Views

GIC Housing Finance Q3 FY26: Profit Slump Amid Margin Pressures Raises Concerns

2026-02-09 20:32:56

GIC Housing Finance Ltd., the Mumbai-based housing finance subsidiary of General Insurance Corporation of India, reported a disappointing third quarter for FY2026, with consolidated net profit declining 12.67% quarter-on-quarter to ₹43.69 crores and falling 12.11% year-on-year. The micro-cap company, valued at ₹890 crores, saw its stock trade at ₹165.00 on February 9, 2026, reflecting ongoing concerns about profitability pressures despite marginal revenue growth.

Read full news article

Are GIC Housing Finance Ltd latest results good or bad?

2026-02-09 19:16:02

GIC Housing Finance Ltd's latest financial results for the quarter ending September 2025 reveal a complex picture. The company reported a net profit of ₹50.03 crores, which reflects a year-on-year growth of 36.99%. This profit surge is notable, especially when considering the previous quarter's exceptionally low profit due to an unusual tax credit. However, the underlying operational performance indicates challenges, with net sales showing only a modest year-on-year increase of 2.84%, suggesting stagnation in revenue growth compared to the broader market dynamics. The company's profit margins have improved, with a PAT margin of 18.79%, up from 2.82% in the previous quarter, indicating some recovery in profitability. However, the return on equity (ROE) remains a concern at 8.59%, significantly below the average for the sector, highlighting issues with capital efficiency and profitability relative to shareho...

Read full news article

GIC Housing Finance Ltd is Rated Strong Sell

2026-02-08 10:10:41

GIC Housing Finance Ltd is rated Strong Sell by MarketsMOJO, with this rating last updated on 05 January 2026. However, the analysis and financial metrics discussed here reflect the stock’s current position as of 08 February 2026, providing investors with the most up-to-date view of the company’s fundamentals, returns, and market performance.

Read full news article

GIC Housing Finance Ltd is Rated Strong Sell

2026-01-28 10:10:51

GIC Housing Finance Ltd is rated Strong Sell by MarketsMOJO, with this rating last updated on 05 Jan 2026. However, the analysis and financial metrics discussed here reflect the stock's current position as of 28 January 2026, providing investors with the latest insights into the company’s performance and outlook.

Read full news article

GIC Housing Finance Ltd Faces Bearish Momentum Amid Mixed Technical Signals

2026-01-14 08:02:17

GIC Housing Finance Ltd has experienced a notable shift in its technical momentum, with key indicators signalling a transition from mildly bearish to a more pronounced bearish trend. Despite a modest daily price gain of 1.58%, the company’s technical parameters and broader market returns suggest caution for investors navigating the housing finance sector.

Read full news article

GIC Housing Finance Ltd Valuation Shifts to Fair Amid Market Challenges

2026-01-12 08:00:55

GIC Housing Finance Ltd has witnessed a notable shift in its valuation parameters, moving from a very attractive to a fair valuation grade, reflecting evolving market perceptions amid a challenging sector backdrop. Despite a modest price decline, the company’s price-to-earnings (P/E) and price-to-book value (P/BV) ratios remain significantly lower than many peers, signalling a complex interplay between risk and opportunity for investors.

Read full news article

GIC Housing Finance Falls 5.61%: Valuation Shift Amid Weak Fundamentals

2026-01-10 16:02:45

Key Events This Week

5 Jan: Downgrade to Strong Sell announced

6 Jan: Valuation shifts to attractive territory

8 Jan: Sharp price decline of 3.32%

9 Jan: Week closes at Rs.169.20 (-5.61%)

Week Open

Rs.177.95

Week Close

Rs.169.20

-5.61%

...

Read full news article

GIC Housing Finance Downgraded to Strong Sell Amid Valuation Shift and Weak Fundamentals

2026-01-06 08:21:01

GIC Housing Finance Ltd has seen its investment rating downgraded from Sell to Strong Sell as of 5 January 2026, reflecting a comprehensive reassessment across valuation, quality, financial trends, and technical parameters. Despite an attractive valuation profile, persistent weak fundamentals and underwhelming financial performance have weighed heavily on the company’s outlook, prompting a more cautious stance from analysts.

Read full news article

GIC Housing Finance Ltd Valuation Shifts to Attractive Amid Market Challenges

2026-01-06 08:00:41

GIC Housing Finance Ltd has witnessed a significant shift in its valuation parameters, moving from an expensive to an attractive valuation zone. Despite recent market headwinds and a challenging sector environment, the company’s price-to-earnings (P/E) and price-to-book value (P/BV) ratios now present a compelling case for value investors seeking exposure to the housing finance sector.

Read full news article

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