GIC Housing Fin

{
  "main_header": {
    "sid": 671512,
    "name": "GIC Housing Fin",
    "stock_name": "GIC Housing Fin",
    "full_name": "GIC Housing Finance Ltd",
    "name_url": "stocks-analysis/gic-housing-fin",
    "exchange": 1,
    "exchangecode": "",
    "primexch": 1,
    "country_id": 34,
    "currency": "INR",
    "cmp": "151.93",
    "chg": 1.48,
    "chgp": "0.98%",
    "dir": 1,
    "prev_price": "150.45",
    "mcapval": "815.00 Cr",
    "mcap": "Micro Cap",
    "scripcode": 511676,
    "symbol": "GICHSGFIN",
    "ind_name": "Housing Finance Company",
    "ind_code": 108,
    "indexname": "India SENSEX",
    "isin": "INE289B01019",
    "curr_date": "May 25",
    "curr_time": "",
    "bse_nse_vol": "76.48 k",
    "exc_status": "Active",
    "traded_date": "May 25, 2026",
    "traded_date_str": "2026 05 25",
    "score": "",
    "scoreText": "",
    "Live": 0,
    "market_time": 0,
    "is_blur": 1,
    "is_blur_class": "blur-registerF-score-header",
    "is_blur_url": "https://www.marketsmojo.com/mojofeed/register?redirect=/stocks-analysis/gic-housing-fin-671512-1&utm_source=Spage_Header_Score",
    "mojoone": {
      "ismore": 0
    }
  },
  "news": {
    "results": [
      {
        "title": "GIC Housing Finance Ltd Falls 0.95%: Valuation Shifts Amidst Weak Fundamentals",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/gic-housing-finance-ltd-falls-095-valuation-shifts-amidst-weak-fundamentals-4008606",
        "imagepath": "",
        "date": "2026-05-23 16:06:29",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n                <div class=\"highlight-box\">\n                    <h3>Key Events This Week</h3>\n                    <p><strong>May 18:</strong> Downgrade to Strong Sell amid weak fundamentals</p>\n                    <p><strong>May 19:</strong> Valuation upgraded to Very Attractive despite market pressure</p>\n                    <p><strong>May 22:</strong> Upgrade to Sell on improved valuation metrics</p>\n                    <p><strong>Week Close:</strong> Rs.150.50 (-0.95%) vs Sensex +0.50%</p>\n                </div>\n\n                <div class=\"stats-row\">\n                    <div class=\"stat-item\"><div class=\"stat-label\">Week Open</div><div class=\"stat-value\">Rs.151.95</div></div>\n                    <div class=\"stat-item\"><div class=\"stat-label\">Week Close</div><div class=\"stat-value\">Rs.150.50</div><d..."
      },
      {
        "title": "GIC Housing Finance Ltd Upgraded to Sell on Improved Valuation Metrics",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/gic-housing-finance-ltd-upgraded-to-sell-on-improved-valuation-metrics-4004475",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/5/GICHousingFinan_mojoScore_4004475.png",
        "date": "2026-05-22 08:09:43",
        "description": "GIC Housing Finance Ltd has seen its investment rating upgraded from Strong Sell to Sell as of 21 May 2026, driven primarily by a marked improvement in valuation metrics. Despite this upgrade, the company continues to face challenges in financial performance and market momentum, reflecting a complex investment outlook for this micro-cap housing finance company."
      },
      {
        "title": "GIC Housing Finance Ltd Valuation Turns Very Attractive Amid Market Pressure",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/gic-housing-finance-ltd-valuation-turns-very-attractive-amid-market-pressure-3997771",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/5/GICHousingFinan_valuationdot_3997771.png",
        "date": "2026-05-19 08:01:16",
        "description": "GIC Housing Finance Ltd has seen a marked improvement in its valuation parameters, shifting from an attractive to a very attractive rating despite ongoing market headwinds and a challenging sector environment. With a price-to-earnings (P/E) ratio of 5.16 and a price-to-book value (P/BV) of 0.38, the stock now presents a compelling valuation case relative to its historical averages and peer group, even as its share price continues to underperform broader indices."
      },
      {
        "title": "GIC Housing Finance Ltd Downgraded to Strong Sell Amidst Weak Fundamentals and Mixed Valuation Signals",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/gic-housing-finance-ltd-downgraded-to-strong-sell-amidst-weak-fundamentals-and-mixed-valuation-signals-3996236",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/5/GICHousingFinan_mojoScore_3996236.png",
        "date": "2026-05-18 08:06:11",
        "description": "GIC Housing Finance Ltd has seen its investment rating downgraded from Sell to Strong Sell as of 16 May 2026, reflecting deteriorating fundamentals and subdued market performance. Despite an improvement in valuation metrics, the company’s weak financial trends, poor quality scores, and negative technical indicators have collectively triggered this reassessment by MarketsMOJO."
      },
      {
        "title": "Are GIC Housing Finance Ltd latest results good or bad?",
        "link": "https://www.marketsmojo.com/news/result-analysis/are-gic-housing-finance-ltd-latest-results-good-or-bad-3994972",
        "imagepath": "",
        "date": "2026-05-16 19:20:48",
        "description": "GIC Housing Finance Ltd's latest financial results for the fourth quarter of FY26 present a mixed picture. The company reported a net profit of ₹53.68 crores, reflecting a significant year-on-year growth of 52.50%, which is a notable recovery from a previous decline. This profit growth was primarily driven by a substantial expansion in the profit after tax (PAT) margin, which improved by 680 basis points to 19.83%. However, revenue growth remained modest at just 0.38% year-on-year, raising concerns about the sustainability of the profit increase given the stagnant revenue base.\n\nThe results indicate a sequential net profit increase of 22.87% from the previous quarter, suggesting some operational momentum. However, the revenue growth has been described as anaemic, and the company has experienced a five-year decline in sales of 1.23%, which raises questions about its competitive positioning in the housing fin..."
      },
      {
        "title": "GIC Housing Finance Q4 FY26: Strong Profit Recovery Masks Underlying Structural Challenges",
        "link": "https://www.marketsmojo.com/news/result-analysis/gic-housing-finance-q4-fy26-strong-profit-recovery-masks-underlying-structural-challenges-3994716",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/5/GICHousingFinan_quaterlyResult_3994716.png",
        "date": "2026-05-16 14:47:24",
        "description": "GIC Housing Finance Ltd. reported a robust 52.50% year-on-year surge in net profit to ₹53.68 crores for Q4 FY26, marking the company's strongest quarterly performance in recent history. However, the impressive headline numbers belie deeper concerns about the company's long-term trajectory, with the stock languishing 26.24% below its 52-week high and continuing to underperform the broader housing finance sector by a staggering 50.36 percentage points over the past year."
      },
      {
        "title": "GIC Housing Finance Ltd Upgraded to Sell on Improved Valuation Metrics",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/gic-housing-finance-ltd-upgraded-to-sell-on-improved-valuation-metrics-3986805",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/5/GICHousingFinan_mojoScore_3986805.png",
        "date": "2026-05-12 08:19:28",
        "description": "GIC Housing Finance Ltd has seen its investment rating upgraded from Strong Sell to Sell as of 11 May 2026, driven primarily by a significant improvement in valuation metrics. Despite persistent challenges in financial performance and technical indicators, the stock’s attractive price-to-earnings and price-to-book ratios have prompted a reassessment of its investment appeal."
      },
      {
        "title": "GIC Housing Finance Gains 1.08%: Valuation Shift and Downgrade Shape Weekly Moves",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/gic-housing-finance-gains-108-valuation-shift-and-downgrade-shape-weekly-moves-3983473",
        "imagepath": "",
        "date": "2026-05-09 16:04:50",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n                <div class=\"highlight-box\">\n                    <h3>Key Events This Week</h3>\n                    <p><strong>May 4:</strong> Week opens at Rs.152.35</p>\n                    <p><strong>May 6:</strong> Stock rallies 2.04% to Rs.155.10 amid positive market momentum</p>\n                    <p><strong>May 7:</strong> Downgrade to Strong Sell announced; valuation shifts to 'Very Expensive'</p>\n                    <p><strong>May 8:</strong> Stock retreats 2.53% to Rs.154.00, closing the week</p>\n                </div>\n\n                <div class=\"stats-row\">\n                    <div class=\"stat-item\"><div class=\"stat-label\">Week Open</div><div class=\"stat-value\">Rs.152.35</div></div>\n                    <div class=\"stat-item\"><div class=\"stat-label\">Week Close</div><div class=\"stat-value\">Rs.15..."
      },
      {
        "title": "GIC Housing Finance Downgraded to Strong Sell Amid Valuation and Financial Concerns",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/gic-housing-finance-downgraded-to-strong-sell-amid-valuation-and-financial-concerns-3979022",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/5/GICHousingFinan_mojoScore_3979022.png",
        "date": "2026-05-07 08:08:27",
        "description": "GIC Housing Finance Ltd has been downgraded from a Sell to a Strong Sell rating as of 6 May 2026, reflecting significant deterioration in its valuation metrics and financial performance. Despite a modest day gain of 2.04%, the company’s micro-cap status and weak fundamentals have raised concerns among analysts, prompting a reassessment of its investment appeal."
      }
    ],
    "total": 223,
    "sid": "671512",
    "stock_news_url": "https://www.marketsmojo.com/news/gic-housing-finance-671512"
  },
  "announcements": [
    {
      "details": "GIC Housing Finance Limited has informed the Exchange regarding the Registrar & Share Transfer Agent Update : change in the name of Registrar & Share transfer agent (\"RTA\") from Karvy Fintech Pvt. Ltd. to KFIN Technologies Private Limited.",
      "source": "NSE",
      "caption": "GIC Housing Finance Limited - Registrar & Share Transfer Agent Update",
      "datetime": "09-Dec-2019"
    },
    {
      "details": "GIC Housing Finance Limited has informed the Exchange regarding 'Intimation of penalty imposed by National Housing Bank (NHB).'.",
      "source": "NSE",
      "caption": "GIC Housing Finance Limited - Updates",
      "datetime": "15-Nov-2019"
    },
    {
      "details": "GIC Housing Finance Limited has informed the Exchange regarding 'FINANCIAL HIGHLIGHTS'.",
      "source": "NSE",
      "caption": "GIC Housing Finance Limited - Updates",
      "datetime": "05-Nov-2019"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "",
      "data": [
        {
          "txt": "GIC Housing Finance Ltd has declared <strong>45%</strong> dividend, ex-date: 25 Jun 26",
          "dt": "2026-06-25",
          "middle_text": "Dividend Alert"
        }
      ]
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "",
      "data": [
        {
          "txt": "GIC Housing Finance Ltd has announced <strong>1:1</strong> rights issue, ex-date: 13 Mar 06",
          "dt": "2006-03-13",
          "middle_text": "Rights Issue"
        }
      ]
    }
  ]
}

News and Views

GIC Housing Finance Ltd Falls 0.95%: Valuation Shifts Amidst Weak Fundamentals

2026-05-23 16:06:29

Key Events This Week

May 18: Downgrade to Strong Sell amid weak fundamentals

May 19: Valuation upgraded to Very Attractive despite market pressure

May 22: Upgrade to Sell on improved valuation metrics

Week Close: Rs.150.50 (-0.95%) vs Sensex +0.50%

Week Open

Rs.151.95

Week Close

Rs.150.50

Read full news article

GIC Housing Finance Ltd Upgraded to Sell on Improved Valuation Metrics

2026-05-22 08:09:43

GIC Housing Finance Ltd has seen its investment rating upgraded from Strong Sell to Sell as of 21 May 2026, driven primarily by a marked improvement in valuation metrics. Despite this upgrade, the company continues to face challenges in financial performance and market momentum, reflecting a complex investment outlook for this micro-cap housing finance company.

Read full news article

GIC Housing Finance Ltd Valuation Turns Very Attractive Amid Market Pressure

2026-05-19 08:01:16

GIC Housing Finance Ltd has seen a marked improvement in its valuation parameters, shifting from an attractive to a very attractive rating despite ongoing market headwinds and a challenging sector environment. With a price-to-earnings (P/E) ratio of 5.16 and a price-to-book value (P/BV) of 0.38, the stock now presents a compelling valuation case relative to its historical averages and peer group, even as its share price continues to underperform broader indices.

Read full news article

GIC Housing Finance Ltd Downgraded to Strong Sell Amidst Weak Fundamentals and Mixed Valuation Signals

2026-05-18 08:06:11

GIC Housing Finance Ltd has seen its investment rating downgraded from Sell to Strong Sell as of 16 May 2026, reflecting deteriorating fundamentals and subdued market performance. Despite an improvement in valuation metrics, the company’s weak financial trends, poor quality scores, and negative technical indicators have collectively triggered this reassessment by MarketsMOJO.

Read full news article

Are GIC Housing Finance Ltd latest results good or bad?

2026-05-16 19:20:48

GIC Housing Finance Ltd's latest financial results for the fourth quarter of FY26 present a mixed picture. The company reported a net profit of ₹53.68 crores, reflecting a significant year-on-year growth of 52.50%, which is a notable recovery from a previous decline. This profit growth was primarily driven by a substantial expansion in the profit after tax (PAT) margin, which improved by 680 basis points to 19.83%. However, revenue growth remained modest at just 0.38% year-on-year, raising concerns about the sustainability of the profit increase given the stagnant revenue base. The results indicate a sequential net profit increase of 22.87% from the previous quarter, suggesting some operational momentum. However, the revenue growth has been described as anaemic, and the company has experienced a five-year decline in sales of 1.23%, which raises questions about its competitive positioning in the housing fin...

Read full news article

GIC Housing Finance Q4 FY26: Strong Profit Recovery Masks Underlying Structural Challenges

2026-05-16 14:47:24

GIC Housing Finance Ltd. reported a robust 52.50% year-on-year surge in net profit to ₹53.68 crores for Q4 FY26, marking the company's strongest quarterly performance in recent history. However, the impressive headline numbers belie deeper concerns about the company's long-term trajectory, with the stock languishing 26.24% below its 52-week high and continuing to underperform the broader housing finance sector by a staggering 50.36 percentage points over the past year.

Read full news article

GIC Housing Finance Ltd Upgraded to Sell on Improved Valuation Metrics

2026-05-12 08:19:28

GIC Housing Finance Ltd has seen its investment rating upgraded from Strong Sell to Sell as of 11 May 2026, driven primarily by a significant improvement in valuation metrics. Despite persistent challenges in financial performance and technical indicators, the stock’s attractive price-to-earnings and price-to-book ratios have prompted a reassessment of its investment appeal.

Read full news article

GIC Housing Finance Gains 1.08%: Valuation Shift and Downgrade Shape Weekly Moves

2026-05-09 16:04:50

Key Events This Week

May 4: Week opens at Rs.152.35

May 6: Stock rallies 2.04% to Rs.155.10 amid positive market momentum

May 7: Downgrade to Strong Sell announced; valuation shifts to 'Very Expensive'

May 8: Stock retreats 2.53% to Rs.154.00, closing the week

Week Open

Rs.152.35

Week Close

Rs.15...

Read full news article

GIC Housing Finance Downgraded to Strong Sell Amid Valuation and Financial Concerns

2026-05-07 08:08:27

GIC Housing Finance Ltd has been downgraded from a Sell to a Strong Sell rating as of 6 May 2026, reflecting significant deterioration in its valuation metrics and financial performance. Despite a modest day gain of 2.04%, the company’s micro-cap status and weak fundamentals have raised concerns among analysts, prompting a reassessment of its investment appeal.

Read full news article

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