Guj. Credit Corp

Market Cap: Micro Cap
Industry: Non Banking Financial Company (NBFC)
ISIN: INE034B01019
NSEID:
BSEID: 511441

INR

26.00

-1.36 (-4.97%)

BSENSE

Dec 23

BSE+NSE Vol: 5

{
  "main_header": {
    "sid": 818387,
    "name": "Guj. Credit Corp",
    "stock_name": "Guj. Credit Corp",
    "full_name": "Gujarat Credit Corporation Ltd",
    "name_url": "stocks-analysis/guj-credit-corp",
    "exchange": 0,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "26.00",
    "chg": -1.36,
    "chgp": "-4.97%",
    "dir": -1,
    "prev_price": "27.36",
    "mcapval": "68.00 Cr",
    "mcap": "Micro Cap",
    "scripcode": 511441,
    "symbol": "",
    "ind_name": "Non Banking Financial Company (NBFC)",
    "ind_code": 5,
    "indexname": "",
    "isin": "INE034B01019",
    "curr_date": "Dec 23",
    "curr_time": "",
    "bse_nse_vol": "5 ",
    "exc_status": "Active",
    "traded_date": "Dec 23, 2025",
    "traded_date_str": "2025 12 23",
    "score": "",
    "scoreText": "",
    "Live": 1,
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  "news": {
    "results": [
      {
        "title": "Why is Guj. Credit Corp falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-guj-credit-corp-fallingrising-3766127",
        "imagepath": "",
        "date": "2025-12-23 01:47:59",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Recent Price Movement and Market Context</strong></p>\n<p>The stock’s fall on 22-Dec is part of a continuing downward trend, with the share price declining for two consecutive days and registering a cumulative loss of 7.1% during this period. The intraday low of ₹27.36 marks a notable dip, with trading volumes concentrated near this lower price point, indicating selling pressure among investors. This pattern suggests a lack of buying interest at higher levels, reinforcing the bearish sentiment.</p>\n<p>Comparing Gujarat Credit Corporation’s performance against the broader market reveals a stark contrast. Over the past week, the stock has declined by 9.79%, while the Sensex has gained 0.42%. Similarly, over the last month, the stock fell 8.80%, whereas the Sensex rose by 0.39%. The divergence i..."
      },
      {
        "title": "Why is Guj. Credit Corp falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-guj-credit-corp-fallingrising-3713035",
        "imagepath": "",
        "date": "2025-11-18 22:38:39",
        "description": "As of 18-Nov, Gujarat Credit Corporation Ltd is experiencing a price increase, currently at Rs 30.40, reflecting a rise of 1.37 or 4.72%. The stock has shown strong performance recently, gaining 9.95% over the last two days and outperforming its sector by 5.5% today. Despite this positive momentum, the stock has a year-to-date decline of 38.96% and a one-year drop of 55.39%, indicating significant long-term challenges. Additionally, the stock has been trading erratically, with a wide intraday range and a notable decrease in delivery volume, which fell by 81.35% compared to the five-day average.\n\nBroader Market Context: In the short term, Gujarat Credit Corporation Ltd has outperformed the Sensex, with a weekly return of 15.41% compared to the benchmark's 0.96%. This indicates that while the stock is currently rising, it has faced considerable volatility and a lack of consistent investor participation. The b..."
      },
      {
        "title": "How has been the historical performance of Guj. Credit Corp?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-guj-credit-corp-3703361",
        "imagepath": "",
        "date": "2025-11-14 23:56:44",
        "description": "Answer:\nThe historical performance of Guj. Credit Corp shows a consistent trend of zero net sales and other operating income over the past several years, indicating no revenue generation. The total operating income has remained at zero, with the only notable expense being employee costs, which have slightly increased from 0.10 crore in March 2019 to 0.12 crore in March 2025. The total expenditure, excluding depreciation, has seen an increase from 0.21 crore in March 2024 to 0.45 crore in March 2025. Operating profit (PBDIT) has fluctuated, with a negative operating profit of -0.28 crore reported in March 2025, down from a positive 0.02 crore in March 2024. The profit before tax has also turned negative at -0.28 crore in March 2025, compared to a profit of 0.02 crore in the previous year. Consequently, the profit after tax has decreased significantly to -0.27 crore in March 2025 from a profit of 0.02 crore i..."
      },
      {
        "title": "How has been the historical performance of Guj. Credit Corp?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-guj-credit-corp-3699248",
        "imagepath": "",
        "date": "2025-11-13 23:29:12",
        "description": "Answer:\nThe historical performance of Guj. Credit Corp shows a consistent trend of zero net sales and other operating income over the past several years, indicating no revenue generation from its core operations. The total operating income has remained at zero, with only employee costs and other expenses recorded, leading to negative operating profits in recent years. The operating profit margin has consistently been at 0.0%, reflecting the lack of profitability. The consolidated net profit has fluctuated, with a notable profit of 1.50 crore in March 2022, followed by losses in subsequent years, culminating in a loss of 0.87 crore in March 2025. The company's total liabilities have remained relatively stable, while total assets have shown a slight increase, reaching 32.50 crore in March 2025. The cash flow from operating activities has only recently turned positive, with a cash inflow of 5.00 crore in March..."
      },
      {
        "title": "Why is Guj. Credit Corp falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-guj-credit-corp-fallingrising-3698663",
        "imagepath": "",
        "date": "2025-11-13 22:38:32",
        "description": "As of 13-Nov, Gujarat Credit Corporation Ltd's stock price is rising, currently at Rs 27.65, reflecting an increase of 1.31 (4.97%). The stock has shown a positive performance today, outperforming its sector by 4.99%. Notably, it reached an intraday high of Rs 27.65, and there has been a significant increase in delivery volume, which rose by 3687.88% against the 5-day average. However, the stock has experienced erratic trading, not trading on one day out of the last 20 days. In terms of returns, the stock has performed positively over the past week with a gain of 5.53%, although it remains down 44.48% year-to-date and 57.79% over the past year.\n\nBroader market context indicates that while Gujarat Credit Corporation Ltd has outperformed the Sensex in the short term, with a 1-week return of 5.53% compared to the Sensex's 1.40%, its long-term performance remains concerning. The stock's year-to-date decline of ..."
      },
      {
        "title": "When is the next results date for Guj. Credit Corp?",
        "link": "https://www.marketsmojo.com/news/result-analysis/when-is-the-next-results-date-for-guj-credit-corp-3672450",
        "imagepath": "",
        "date": "2025-11-04 23:21:00",
        "description": "The next results date for Guj. Credit Corp is scheduled for 13 November 2025...."
      },
      {
        "title": "Why is Guj. Credit Corp falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-guj-credit-corp-fallingrising-3662677",
        "imagepath": "",
        "date": "2025-10-31 22:34:56",
        "description": "As of 31-October, Gujarat Credit Corporation Ltd is experiencing a decline in its stock price, currently at Rs 26.13, which reflects a decrease of 1.37 or 4.98%. The stock has been underperforming, having fallen consecutively for the last two days, resulting in a total drop of 9.27% during this period. It is also trading below all its moving averages, indicating a bearish trend. Additionally, the stock is close to its 52-week low, just 4.25% away from Rs 25.02. The delivery volume has significantly decreased, falling by 55.91% against the 5-day average, suggesting a lack of investor interest and participation.\n\nIn the broader market context, the stock's performance over the past week shows a slight gain of 1.87%, contrasting with a minor decline of 0.32% in the Sensex. However, over the past month, Gujarat Credit Corporation has underperformed with a decline of 7.99%, while the Sensex has increased by 3.65%..."
      },
      {
        "title": "Why is Guj. Credit Corp falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-guj-credit-corp-fallingrising-3653655",
        "imagepath": "",
        "date": "2025-10-29 00:43:39",
        "description": "As of 28-Oct, Gujarat Credit Corporation Ltd is experiencing a price increase, with its current price at Rs 28.00, reflecting a rise of Rs 1.07 or 3.97%. The stock has shown a positive performance today, outperforming its sector by 4.23% and has been on a consecutive gain for the last two days, accumulating a total return of 9.16%. It opened with a significant gain of 4.98% and reached an intraday high of Rs 28.27. However, despite this positive movement, the stock has seen a decline of 6.60% over the past month and a substantial drop of 43.78% year-to-date. Additionally, there has been a notable decrease in investor participation, with delivery volume falling by 34.17% against the 5-day average, indicating potential concerns about sustained interest in the stock.\n\nIn the broader market context, Gujarat Credit Corporation's recent short-term return of 3.70% over the past week significantly outperformed the ..."
      },
      {
        "title": "Is Guj. Credit Corp overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-guj-credit-corp-overvalued-or-undervalued-3642546",
        "imagepath": "",
        "date": "2025-10-24 08:12:42",
        "description": "As of 23 October 2025, the valuation grade for Guj. Credit Corp has moved from very expensive to risky. This indicates a significant deterioration in perceived value, suggesting that the company is currently overvalued. The key ratios reflect this situation, with a PE ratio of -6412.50, an EV to EBIT of -76.56, and a ROCE of -1.80%. \n\nWhen compared to peers, Guj. Credit Corp's valuation stands out unfavorably against Bajaj Finance, which has a PE ratio of 39.07, and Life Insurance, with a PE of 11.68. The substantial negative ratios and the overall peer comparison indicate that Guj. Credit Corp is overvalued in its current market position. Additionally, the company's stock has underperformed significantly compared to the Sensex, with a year-to-date return of -48.49% versus the Sensex's 8.21%, further reinforcing the valuation concerns...."
      }
    ],
    "total": 99,
    "sid": "818387",
    "stock_news_url": "https://www.marketsmojo.com/news/gujarat-credit-corporation-818387"
  },
  "announcements": [
    {
      "caption": "Announcement under Regulation 30 (LODR)-Newspaper Publication",
      "datetime": "15-Nov-2025",
      "details": "Dear Sir/Maam Pursuant to Regulation 47 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 we are hereby submitting newspaper clippings of Unaudited Standalone and Consolidated Financial Results for the quarter and half year ended 30th September 2025 published in Western Times (English) and Western Times(Gujarati) Newspaper dated 15th November 2025.",
      "source": "BSE"
    },
    {
      "caption": "Unaudited Standalone And Consolidated Financial Result For The Quarter And Half Year Ended 30Th September 2025",
      "datetime": "13-Nov-2025",
      "details": "Dear Sir/Maam Pursuant to Regulation 30 & Regulation 33 read with Schedule III of the Securities and Exchange Board of India (Listing and Obligations and Disclosures Requirements) Regulations 2015 (Listing Obligations) we hereby inform you that the Board of Directors of the Company at its meeting held today i.e. Thursday 13th November 2025 inter-alia considered and approved the un-audited Standalone and consolidated financial results for the quarter and half year ended 30th September 2025.",
      "source": "BSE"
    },
    {
      "caption": "Board Meeting Intimation for Board Meeting Is Scheduled To Be Held On Thursday 13Th November 2025",
      "datetime": "03-Nov-2025",
      "details": "Gujarat Credit Corporation Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 13/11/2025 inter alia to consider and approve 1) the unaudited Standalone and consolidated financial results of the company for the quarter and half year ended 30th September 2025 along with Limited Review Report of the statutory auditors thereon. 2) any other business; placed before the board with the permission of the chairman.",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "No <strong>Dividend</strong> history available",
      "data": []
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "No <strong>Rights</strong> history available",
      "data": []
    }
  ]
}

News and Views

Why is Guj. Credit Corp falling/rising?

2025-12-23 01:47:59

Recent Price Movement and Market Context

The stock’s fall on 22-Dec is part of a continuing downward trend, with the share price declining for two consecutive days and registering a cumulative loss of 7.1% during this period. The intraday low of ₹27.36 marks a notable dip, with trading volumes concentrated near this lower price point, indicating selling pressure among investors. This pattern suggests a lack of buying interest at higher levels, reinforcing the bearish sentiment.

Comparing Gujarat Credit Corporation’s performance against the broader market reveals a stark contrast. Over the past week, the stock has declined by 9.79%, while the Sensex has gained 0.42%. Similarly, over the last month, the stock fell 8.80%, whereas the Sensex rose by 0.39%. The divergence i...

Why is Guj. Credit Corp falling/rising?

2025-11-18 22:38:39

As of 18-Nov, Gujarat Credit Corporation Ltd is experiencing a price increase, currently at Rs 30.40, reflecting a rise of 1.37 or 4.72%. The stock has shown strong performance recently, gaining 9.95% over the last two days and outperforming its sector by 5.5% today. Despite this positive momentum, the stock has a year-to-date decline of 38.96% and a one-year drop of 55.39%, indicating significant long-term challenges. Additionally, the stock has been trading erratically, with a wide intraday range and a notable decrease in delivery volume, which fell by 81.35% compared to the five-day average. Broader Market Context: In the short term, Gujarat Credit Corporation Ltd has outperformed the Sensex, with a weekly return of 15.41% compared to the benchmark's 0.96%. This indicates that while the stock is currently rising, it has faced considerable volatility and a lack of consistent investor participation. The b...

How has been the historical performance of Guj. Credit Corp?

2025-11-14 23:56:44

Answer: The historical performance of Guj. Credit Corp shows a consistent trend of zero net sales and other operating income over the past several years, indicating no revenue generation. The total operating income has remained at zero, with the only notable expense being employee costs, which have slightly increased from 0.10 crore in March 2019 to 0.12 crore in March 2025. The total expenditure, excluding depreciation, has seen an increase from 0.21 crore in March 2024 to 0.45 crore in March 2025. Operating profit (PBDIT) has fluctuated, with a negative operating profit of -0.28 crore reported in March 2025, down from a positive 0.02 crore in March 2024. The profit before tax has also turned negative at -0.28 crore in March 2025, compared to a profit of 0.02 crore in the previous year. Consequently, the profit after tax has decreased significantly to -0.27 crore in March 2025 from a profit of 0.02 crore i...

How has been the historical performance of Guj. Credit Corp?

2025-11-13 23:29:12

Answer: The historical performance of Guj. Credit Corp shows a consistent trend of zero net sales and other operating income over the past several years, indicating no revenue generation from its core operations. The total operating income has remained at zero, with only employee costs and other expenses recorded, leading to negative operating profits in recent years. The operating profit margin has consistently been at 0.0%, reflecting the lack of profitability. The consolidated net profit has fluctuated, with a notable profit of 1.50 crore in March 2022, followed by losses in subsequent years, culminating in a loss of 0.87 crore in March 2025. The company's total liabilities have remained relatively stable, while total assets have shown a slight increase, reaching 32.50 crore in March 2025. The cash flow from operating activities has only recently turned positive, with a cash inflow of 5.00 crore in March...

Why is Guj. Credit Corp falling/rising?

2025-11-13 22:38:32

As of 13-Nov, Gujarat Credit Corporation Ltd's stock price is rising, currently at Rs 27.65, reflecting an increase of 1.31 (4.97%). The stock has shown a positive performance today, outperforming its sector by 4.99%. Notably, it reached an intraday high of Rs 27.65, and there has been a significant increase in delivery volume, which rose by 3687.88% against the 5-day average. However, the stock has experienced erratic trading, not trading on one day out of the last 20 days. In terms of returns, the stock has performed positively over the past week with a gain of 5.53%, although it remains down 44.48% year-to-date and 57.79% over the past year. Broader market context indicates that while Gujarat Credit Corporation Ltd has outperformed the Sensex in the short term, with a 1-week return of 5.53% compared to the Sensex's 1.40%, its long-term performance remains concerning. The stock's year-to-date decline of ...

When is the next results date for Guj. Credit Corp?

2025-11-04 23:21:00

The next results date for Guj. Credit Corp is scheduled for 13 November 2025....

Why is Guj. Credit Corp falling/rising?

2025-10-31 22:34:56

As of 31-October, Gujarat Credit Corporation Ltd is experiencing a decline in its stock price, currently at Rs 26.13, which reflects a decrease of 1.37 or 4.98%. The stock has been underperforming, having fallen consecutively for the last two days, resulting in a total drop of 9.27% during this period. It is also trading below all its moving averages, indicating a bearish trend. Additionally, the stock is close to its 52-week low, just 4.25% away from Rs 25.02. The delivery volume has significantly decreased, falling by 55.91% against the 5-day average, suggesting a lack of investor interest and participation. In the broader market context, the stock's performance over the past week shows a slight gain of 1.87%, contrasting with a minor decline of 0.32% in the Sensex. However, over the past month, Gujarat Credit Corporation has underperformed with a decline of 7.99%, while the Sensex has increased by 3.65%...

Why is Guj. Credit Corp falling/rising?

2025-10-29 00:43:39

As of 28-Oct, Gujarat Credit Corporation Ltd is experiencing a price increase, with its current price at Rs 28.00, reflecting a rise of Rs 1.07 or 3.97%. The stock has shown a positive performance today, outperforming its sector by 4.23% and has been on a consecutive gain for the last two days, accumulating a total return of 9.16%. It opened with a significant gain of 4.98% and reached an intraday high of Rs 28.27. However, despite this positive movement, the stock has seen a decline of 6.60% over the past month and a substantial drop of 43.78% year-to-date. Additionally, there has been a notable decrease in investor participation, with delivery volume falling by 34.17% against the 5-day average, indicating potential concerns about sustained interest in the stock. In the broader market context, Gujarat Credit Corporation's recent short-term return of 3.70% over the past week significantly outperformed the ...

Is Guj. Credit Corp overvalued or undervalued?

2025-10-24 08:12:42

As of 23 October 2025, the valuation grade for Guj. Credit Corp has moved from very expensive to risky. This indicates a significant deterioration in perceived value, suggesting that the company is currently overvalued. The key ratios reflect this situation, with a PE ratio of -6412.50, an EV to EBIT of -76.56, and a ROCE of -1.80%. When compared to peers, Guj. Credit Corp's valuation stands out unfavorably against Bajaj Finance, which has a PE ratio of 39.07, and Life Insurance, with a PE of 11.68. The substantial negative ratios and the overall peer comparison indicate that Guj. Credit Corp is overvalued in its current market position. Additionally, the company's stock has underperformed significantly compared to the Sensex, with a year-to-date return of -48.49% versus the Sensex's 8.21%, further reinforcing the valuation concerns....

View All News

Announcement

Announcement under Regulation 30 (LODR)-Newspaper Publication

15-Nov-2025 | Source : BSE

Dear Sir/Maam Pursuant to Regulation 47 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 we are hereby submitting newspaper clippings of Unaudited Standalone and Consolidated Financial Results for the quarter and half year ended 30th September 2025 published in Western Times (English) and Western Times(Gujarati) Newspaper dated 15th November 2025.

Unaudited Standalone And Consolidated Financial Result For The Quarter And Half Year Ended 30Th September 2025

13-Nov-2025 | Source : BSE

Dear Sir/Maam Pursuant to Regulation 30 & Regulation 33 read with Schedule III of the Securities and Exchange Board of India (Listing and Obligations and Disclosures Requirements) Regulations 2015 (Listing Obligations) we hereby inform you that the Board of Directors of the Company at its meeting held today i.e. Thursday 13th November 2025 inter-alia considered and approved the un-audited Standalone and consolidated financial results for the quarter and half year ended 30th September 2025.

Board Meeting Intimation for Board Meeting Is Scheduled To Be Held On Thursday 13Th November 2025

03-Nov-2025 | Source : BSE

Gujarat Credit Corporation Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 13/11/2025 inter alia to consider and approve 1) the unaudited Standalone and consolidated financial results of the company for the quarter and half year ended 30th September 2025 along with Limited Review Report of the statutory auditors thereon. 2) any other business; placed before the board with the permission of the chairman.