Is HBT Financial, Inc. overvalued or undervalued?
2025-11-23 11:11:55As of 21 November 2025, the valuation grade for HBT Financial, Inc. moved from attractive to very attractive. The company appears undervalued, particularly when considering its P/E ratio of 10, which is significantly lower than its peers, such as Banc of California, Inc. with a P/E of 18.08 and Coastal Financial Corp. at 35.43. Additionally, HBT Financial's price to book value stands at 1.32, and its EV to EBITDA ratio is 6.03, indicating strong value relative to its earnings potential. In terms of performance, HBT Financial has shown a year-to-date return of 8.90%, which lags behind the S&P 500's 12.26% return, but over the last five years, it has achieved a return of 76.67%, though this is still below the S&P 500's impressive 85.61%. Overall, HBT Financial's valuation metrics suggest it is positioned favorably compared to its peers, reinforcing the notion that it is undervalued in the current market....
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2025-11-05 11:11:35As of 31 October 2025, the valuation grade for HBT Financial, Inc. moved from attractive to very attractive, indicating a strong positive outlook. The company appears to be undervalued, supported by a P/E ratio of 10, a Price to Book Value of 1.32, and an EV to EBITDA ratio of 6.03. In comparison, Premier Financial Corp. has a P/E ratio of 14.14, while Heritage Financial Corp. shows a higher valuation with a P/E of 17.18, highlighting HBT's relative undervaluation within its peer group. Despite recent underperformance compared to the S&P 500, with a 1-year return of 9.74% versus 19.89% for the index, the strong dividend yield of 253.39% and robust ROCE of 22.06% suggest that HBT Financial, Inc. has significant potential for future growth and value creation....
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2025-11-04 11:17:35As of 31 October 2025, the valuation grade for HBT Financial, Inc. moved from attractive to very attractive. The company appears to be undervalued, with a P/E ratio of 10, significantly lower than the industry average, and an EV to EBITDA ratio of 6.03, indicating a favorable valuation compared to its earnings potential. Additionally, the PEG ratio stands at 1.74, suggesting that the stock is reasonably priced relative to its growth rate. In comparison to peers, HBT Financial, Inc. has a lower P/E ratio than Banc of California, Inc., which has a P/E of 18.08, and is also more attractive than Coastal Financial Corp., which is considered very expensive with a P/E of 35.43. While the stock has underperformed the S&P 500 in the short term, with a 1-year return of 9.70% compared to the S&P 500's 19.89%, it shows a solid long-term return of 90.06% over the past five years, indicating potential for future growth....
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2025-11-03 11:16:55As of 31 October 2025, the valuation grade for HBT Financial, Inc. moved from attractive to very attractive. The company appears undervalued based on its current metrics, with a P/E ratio of 10, a Price to Book Value of 1.32, and an EV to EBITDA ratio of 6.03. In comparison to peers, Banc of California, Inc. has a P/E of 18.08, while Republic Bancorp, Inc. shows a P/E of 10.77, indicating that HBT Financial is trading at a significant discount relative to some competitors. Despite recent stock performance lagging behind the S&P 500, with a 1-year return of 14.19% compared to the index's 19.89%, the company's strong fundamentals and valuation ratios suggest it is positioned well for future growth....
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2025-11-02 11:10:00As of 31 October 2025, the valuation grade for HBT Financial, Inc. moved from attractive to very attractive, indicating a strong improvement in its valuation outlook. The company appears to be undervalued, supported by a P/E ratio of 10, a Price to Book Value of 1.32, and an EV to EBITDA of 6.03. In comparison, Premier Financial Corp. has a P/E of 14.14 and Heritage Financial Corp. shows a P/E of 17.18, highlighting HBT's relative undervaluation within its peer group. Despite recent underperformance against the S&P 500, with a 1Y return of 14.19% compared to the index's 19.89%, the strong valuation ratios and the improved grade suggest that HBT Financial, Inc. presents a compelling investment opportunity....
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