I O B

Market Cap: Mid Cap
Industry: Public Sector Bank
ISIN: INE565A01014
NSEID: IOB
BSEID: 532388
View on NSE | View on BSE

INR

34.29

-0.53 (-1.52%)

BSENSE

Aug 07, 04:01 PM

BSE+NSE Vol: 25.74 lacs

{
  "main_header": {
    "sid": 364261,
    "name": "I O B",
    "stock_name": "I O B",
    "full_name": "Indian Overseas Bank",
    "name_url": "stocks-analysis/i-o-b",
    "exchange": 0,
    "exchangecode": "",
    "primexch": 1,
    "country_id": 34,
    "currency": "INR",
    "cmp": "34.29",
    "chg": -0.53,
    "chgp": "-1.52%",
    "dir": -1,
    "prev_price": "34.82",
    "mcapval": "66,262.00 Cr",
    "mcap": "Mid Cap",
    "scripcode": 532388,
    "symbol": "IOB",
    "ind_name": "Public Sector Bank",
    "ind_code": 36,
    "sector_id": 70,
    "indexname": "India SENSEX",
    "isin": "INE565A01014",
    "curr_date": "Aug 07, 04:01 PM",
    "curr_time": "17:32 PM",
    "last_traded_at": "Aug 07, 04:01 PM IST",
    "bse_nse_vol": "25.74 lacs",
    "exc_status": "Active",
    "traded_date": "Aug 07, 2026",
    "traded_date_str": "2026 08 07",
    "score": "",
    "scoreText": "",
    "Live": 0,
    "market_time": 0,
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  "news": {
    "results": [
      {
        "title": "Indian Overseas Bank is Rated Hold by MarketsMOJO",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/indian-overseas-bank-is-rated-hold-by-marketsmojo-4132309",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/8/IndianOverseasB_mojoScore_4132309.png",
        "date": "2026-08-02 10:10:16",
        "description": "Indian Overseas Bank is rated 'Hold' by MarketsMOJO, with this rating last updated on 30 March 2026. However, the analysis and financial metrics discussed here reflect the stock's current position as of 02 August 2026, providing investors with an up-to-date perspective on the bank's performance and outlook."
      },
      {
        "title": "Indian Overseas Bank Gains 0.15%: 3 Key Factors Driving the Week’s Mixed Momentum",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/indian-overseas-bank-gains-015-3-key-factors-driving-the-weeks-mixed-momentum-4121360",
        "imagepath": "",
        "date": "2026-07-26 13:02:50",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n                <div class=\"highlight-box\">\n                    <h3>Key Events This Week</h3>\n                    <p><strong>20 Jul:</strong> Q1 FY27 results reveal stellar profit surge but margin pressures</p>\n                    <p><strong>21 Jul:</strong> Valuation shifts to fair with mixed quarterly results amid margin challenges</p>\n                    <p><strong>22-24 Jul:</strong> Stock price retreats on volume drop, ends week slightly up</p>\n                </div>\n\n                <div class=\"stats-row\">\n                    <div class=\"stat-item\"><div class=\"stat-label\">Week Open</div><div class=\"stat-value\">Rs.33.81</div></div>\n                    <div class=\"stat-item\"><div class=\"stat-label\">Week Close</div><div class=\"stat-value\">Rs.33.86</div><div class=\"stat-change positive\">+0.15%</div></..."
      },
      {
        "title": "Indian Overseas Bank is Rated Hold by MarketsMOJO",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/indian-overseas-bank-is-rated-hold-by-marketsmojo-4115051",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/7/IndianOverseasB_mojoScore_4115051.png",
        "date": "2026-07-22 10:11:01",
        "description": "Indian Overseas Bank is rated 'Hold' by MarketsMOJO, with this rating last updated on 30 March 2026. However, the analysis and financial metrics discussed here reflect the stock's current position as of 22 July 2026, providing investors with an up-to-date perspective on the bank's fundamentals, valuation, financial trends, and technical outlook."
      },
      {
        "title": "Are Indian Overseas Bank latest results good or bad?",
        "link": "https://www.marketsmojo.com/news/result-analysis/are-indian-overseas-bank-latest-results-good-or-bad-4114070",
        "imagepath": "",
        "date": "2026-07-21 19:14:49",
        "description": "Indian Overseas Bank's latest financial results for Q1 FY27 reflect a notable performance characterized by significant growth in net profit and net interest income, alongside improvements in asset quality metrics. The bank reported a net profit of ₹1,659.24 crores, marking a year-on-year increase of 49.34%. Additionally, net interest income reached an all-time high of ₹3,687.62 crores, representing a year-on-year growth of 34.28%. The net interest margin also expanded to 3.37%, indicating effective management of its lending portfolio.\n\nThe bank's total income surged by 23.36% year-on-year to ₹10,937.80 crores, driven by an 18.86% increase in interest earned. Furthermore, the gross non-performing asset (NPA) ratio improved to 1.33%, down from 1.97% a year ago, showcasing the bank's efforts in enhancing asset quality.\n\nHowever, there are emerging concerns regarding the sustainability of this performance. A si..."
      },
      {
        "title": "Indian Overseas Bank Valuation Shifts to Fair; Market Performance and Peer Comparison Analysed",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/indian-overseas-bank-valuation-shifts-to-fair-market-performance-and-peer-comparison-analysed-4111452",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/7/IndianOverseasB_valuationdot_4111452.png",
        "date": "2026-07-21 08:00:35",
        "description": "Indian Overseas Bank (IOB) has witnessed a notable shift in its valuation parameters, moving from a very attractive to a fair valuation grade. This change, accompanied by a recent upgrade in its Mojo Grade from Sell to Hold, signals evolving market perceptions and invites investors to reassess the bank’s price attractiveness in the context of its financial metrics and peer comparisons."
      },
      {
        "title": "Indian Overseas Bank Posts Mixed Quarterly Results Amid Margin Pressures",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/indian-overseas-bank-posts-mixed-quarterly-results-amid-margin-pressures-4111413",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/7/IndianOverseasB_fintrenddot_4111413.png",
        "date": "2026-07-21 08:00:07",
        "description": "Indian Overseas Bank (IOB) has reported a mixed but overall positive set of financial results for the quarter ended June 2026, signalling a shift from its previously very positive financial trend to a more tempered positive outlook. While key metrics such as net interest income and profit after tax have reached record highs, margin pressures and subdued operating profits highlight ongoing challenges for the public sector lender."
      },
      {
        "title": "Indian Overseas Bank Q1 FY27: Stellar Profit Surge Masks Asset Quality Concerns",
        "link": "https://www.marketsmojo.com/news/result-analysis/indian-overseas-bank-q1-fy27-stellar-profit-surge-masks-asset-quality-concerns-4111357",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/7/IndianOverseasB_quaterlyResult_4111357.png",
        "date": "2026-07-20 21:30:44",
        "description": "Indian Overseas Bank Ltd. has reported a robust net profit of ₹1,659.24 crores for Q1 FY27, marking a substantial 49.34% year-on-year growth and a 10.22% quarter-on-quarter increase from ₹1,505.45 crores in Q4 FY26. The Chennai-based public sector lender's shares rallied 3.52% to ₹35.00 following the results announcement, reflecting investor optimism about the bank's earnings momentum. However, beneath the headline numbers lies a nuanced story of strong income growth tempered by concerns about the quality of earnings and declining operational efficiency."
      },
      {
        "title": "When is the next results date for Indian Overseas Bank?",
        "link": "https://www.marketsmojo.com/news/result-analysis/when-is-the-next-results-date-for-indian-overseas-bank-4104207",
        "imagepath": "",
        "date": "2026-07-15 23:16:51",
        "description": "The next results date for Indian Overseas Bank is scheduled for July 20, 2026...."
      },
      {
        "title": "Indian Overseas Bank Technical Momentum Shifts Amid Mixed Market Signals",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/indian-overseas-bank-technical-momentum-shifts-amid-mixed-market-signals-4097681",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/7/IndianOverseasB_technicaldot_4097681.png",
        "date": "2026-07-13 08:01:06",
        "description": "Indian Overseas Bank (IOB) has exhibited a notable shift in its technical momentum, moving from a bearish stance to a mildly bearish outlook, reflecting a nuanced change in market sentiment. Recent price action, combined with mixed signals from key technical indicators such as MACD, RSI, and moving averages, suggests cautious optimism among investors amid ongoing volatility in the public sector banking space."
      }
    ],
    "total": 462,
    "sid": "364261",
    "stock_news_url": "https://www.marketsmojo.com/news/indian-overseas-bank-364261"
  },
  "announcements": [
    {
      "caption": "Announcement under Regulation 30 (LODR)-Credit Rating",
      "datetime": "31-Jul-2026",
      "details": "Rating Upgrade by CARE Credit Rating Agency",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Earnings Call Transcript",
      "datetime": "24-Jul-2026",
      "details": "Transcript of Analyst Meet held on 20.07.2026",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Newspaper Publication",
      "datetime": "21-Jul-2026",
      "details": "Newspaper publication of Financial Results for the quarter ended 30.06.2026",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "",
      "data": [
        {
          "txt": "Indian Overseas Bank has declared <strong>5%</strong> dividend, ex-date: 19 Jun 14",
          "dt": "2014-06-19",
          "middle_text": "Dividend Alert"
        }
      ]
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "No <strong>Rights</strong> history available",
      "data": []
    }
  ]
}

News and Views

Indian Overseas Bank is Rated Hold by MarketsMOJO

2026-08-02 10:10:16

Indian Overseas Bank is rated 'Hold' by MarketsMOJO, with this rating last updated on 30 March 2026. However, the analysis and financial metrics discussed here reflect the stock's current position as of 02 August 2026, providing investors with an up-to-date perspective on the bank's performance and outlook.

Read full news article

Indian Overseas Bank Gains 0.15%: 3 Key Factors Driving the Week’s Mixed Momentum

2026-07-26 13:02:50

Key Events This Week

20 Jul: Q1 FY27 results reveal stellar profit surge but margin pressures

21 Jul: Valuation shifts to fair with mixed quarterly results amid margin challenges

22-24 Jul: Stock price retreats on volume drop, ends week slightly up

Read full news article

Indian Overseas Bank is Rated Hold by MarketsMOJO

2026-07-22 10:11:01

Indian Overseas Bank is rated 'Hold' by MarketsMOJO, with this rating last updated on 30 March 2026. However, the analysis and financial metrics discussed here reflect the stock's current position as of 22 July 2026, providing investors with an up-to-date perspective on the bank's fundamentals, valuation, financial trends, and technical outlook.

Read full news article

Are Indian Overseas Bank latest results good or bad?

2026-07-21 19:14:49

Indian Overseas Bank's latest financial results for Q1 FY27 reflect a notable performance characterized by significant growth in net profit and net interest income, alongside improvements in asset quality metrics. The bank reported a net profit of ₹1,659.24 crores, marking a year-on-year increase of 49.34%. Additionally, net interest income reached an all-time high of ₹3,687.62 crores, representing a year-on-year growth of 34.28%. The net interest margin also expanded to 3.37%, indicating effective management of its lending portfolio. The bank's total income surged by 23.36% year-on-year to ₹10,937.80 crores, driven by an 18.86% increase in interest earned. Furthermore, the gross non-performing asset (NPA) ratio improved to 1.33%, down from 1.97% a year ago, showcasing the bank's efforts in enhancing asset quality. However, there are emerging concerns regarding the sustainability of this performance. A si...

Read full news article

Indian Overseas Bank Valuation Shifts to Fair; Market Performance and Peer Comparison Analysed

2026-07-21 08:00:35

Indian Overseas Bank (IOB) has witnessed a notable shift in its valuation parameters, moving from a very attractive to a fair valuation grade. This change, accompanied by a recent upgrade in its Mojo Grade from Sell to Hold, signals evolving market perceptions and invites investors to reassess the bank’s price attractiveness in the context of its financial metrics and peer comparisons.

Read full news article

Indian Overseas Bank Posts Mixed Quarterly Results Amid Margin Pressures

2026-07-21 08:00:07

Indian Overseas Bank (IOB) has reported a mixed but overall positive set of financial results for the quarter ended June 2026, signalling a shift from its previously very positive financial trend to a more tempered positive outlook. While key metrics such as net interest income and profit after tax have reached record highs, margin pressures and subdued operating profits highlight ongoing challenges for the public sector lender.

Read full news article

Indian Overseas Bank Q1 FY27: Stellar Profit Surge Masks Asset Quality Concerns

2026-07-20 21:30:44

Indian Overseas Bank Ltd. has reported a robust net profit of ₹1,659.24 crores for Q1 FY27, marking a substantial 49.34% year-on-year growth and a 10.22% quarter-on-quarter increase from ₹1,505.45 crores in Q4 FY26. The Chennai-based public sector lender's shares rallied 3.52% to ₹35.00 following the results announcement, reflecting investor optimism about the bank's earnings momentum. However, beneath the headline numbers lies a nuanced story of strong income growth tempered by concerns about the quality of earnings and declining operational efficiency.

Read full news article

When is the next results date for Indian Overseas Bank?

2026-07-15 23:16:51

The next results date for Indian Overseas Bank is scheduled for July 20, 2026....

Read full news article

Indian Overseas Bank Technical Momentum Shifts Amid Mixed Market Signals

2026-07-13 08:01:06

Indian Overseas Bank (IOB) has exhibited a notable shift in its technical momentum, moving from a bearish stance to a mildly bearish outlook, reflecting a nuanced change in market sentiment. Recent price action, combined with mixed signals from key technical indicators such as MACD, RSI, and moving averages, suggests cautious optimism among investors amid ongoing volatility in the public sector banking space.