I O B

  • Market Cap: Mid Cap
  • Industry: Public Sector Bank
  • ISIN: INE565A01014
  • NSEID: IOB
  • BSEID: 532388
INR
34.51
-0.13 (-0.38%)
BSENSE

Jan 21

BSE+NSE Vol: 1.04 cr

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
{
  "main_header": {
    "sid": 364261,
    "name": "I O B",
    "stock_name": "I O B",
    "full_name": "Indian Overseas Bank",
    "name_url": "stocks-analysis/i-o-b",
    "exchange": 1,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "34.51",
    "chg": -0.13,
    "chgp": "-0.38%",
    "dir": -1,
    "prev_price": "34.64",
    "mcapval": "66,551.00 Cr",
    "mcap": "Mid Cap",
    "scripcode": 532388,
    "symbol": "IOB",
    "ind_name": "Public Sector Bank",
    "ind_code": 36,
    "indexname": "",
    "isin": "INE565A01014",
    "curr_date": "Jan 21",
    "curr_time": "",
    "bse_nse_vol": "1.04 cr",
    "exc_status": "Active",
    "traded_date": "Jan 21, 2026",
    "traded_date_str": "2026 01 21",
    "score": "",
    "scoreText": "",
    "Live": 0,
    "market_time": 0,
    "is_blur": 1,
    "is_blur_class": "blur-register-score-header",
    "is_blur_url": "https://www.marketsmojo.com/mojofeed/register?redirect=/stocks-analysis/i-o-b-364261-1&utm_source=Spage_Header_Score",
    "mojoone": {
      "ismore": 0
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  },
  "news": {
    "results": [
      {
        "title": "Are Indian Overseas Bank latest results good or bad?",
        "link": "https://www.marketsmojo.com/news/result-analysis/are-indian-overseas-bank-latest-results-good-or-bad-3792270",
        "imagepath": "",
        "date": "2026-01-14 19:12:08",
        "description": "Indian Overseas Bank's latest results for Q3 FY26 reflect notable operational trends, particularly in profitability and asset quality. The bank reported a net profit of ₹1,226.42 crores, which demonstrates a significant year-on-year growth of 57.81%. This performance is complemented by a net interest income of ₹3,059.14 crores, marking a year-on-year increase of 20.57%. Additionally, the total income for the quarter reached ₹9,214.24 crores, up 8.61% from the previous year.\n\nThe asset quality metrics also show improvement, with the gross non-performing asset (NPA) ratio declining to 1.83% from 2.72% a year ago, and net NPAs reducing to 0.28%. This indicates effective credit management and provisioning practices, as the provision coverage ratio remains robust at 97.48%.\n\nOn a quarter-on-quarter basis, the bank's net profit advanced by 10.38%, reflecting consistent operational resilience. However, the interes..."
      },
      {
        "title": "Indian Overseas Bank Q3 FY26: Strong Profit Growth Masks Valuation Concerns",
        "link": "https://www.marketsmojo.com/news/result-analysis/indian-overseas-bank-q3-fy26-strong-profit-growth-masks-valuation-concerns-3792183",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/1/IndianOverseasB_quaterlyResult_3792183.png",
        "date": "2026-01-14 15:16:43",
        "description": "Indian Overseas Bank Ltd. (IOB) reported a robust Q3 FY26 performance with net profit surging 57.81% year-on-year to ₹1,226.42 crores, marking the bank's strongest quarterly profit in recent history. However, the stock continues to languish in bearish territory, trading at ₹36.08 with a market capitalisation of ₹69,112 crores, down 33.32% over the past year despite the impressive earnings momentum."
      },
      {
        "title": "Indian Overseas Bank Upgraded to Hold by MarketsMOJO on Improved Fundamentals",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/indian-overseas-bank-upgraded-to-hold-by-marketsmojo-on-improved-fundamentals-3791461",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/1/IndianOverseasB_mojoScore_3791461.png",
        "date": "2026-01-14 08:10:25",
        "description": "Indian Overseas Bank (IOB) has seen its investment rating upgraded from Sell to Hold, reflecting significant improvements in its quality metrics, financial trends, and valuation parameters. The upgrade, effective from 13 January 2026, comes amid a backdrop of strong quarterly performance, enhanced asset quality, and a more favourable risk profile, signalling a cautious but positive outlook for this public sector bank."
      },
      {
        "title": "Indian Overseas Bank Quality Upgrade Signals Improving Fundamentals Amid Mixed Returns",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/indian-overseas-bank-quality-upgrade-signals-improving-fundamentals-amid-mixed-returns-3791217",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/1/IndianOverseasB_qualitydot_3791217.png",
        "date": "2026-01-14 08:00:08",
        "description": "Indian Overseas Bank (IOB) has seen its quality grade upgraded from average to good, reflecting notable improvements in key financial metrics such as net profit growth and asset quality. However, the bank’s performance remains nuanced, with certain areas like return on assets and capital adequacy showing room for further enhancement. This article analyses the recent changes in IOB’s business fundamentals, including profitability ratios, asset quality, and capital structure, to provide a comprehensive view of its evolving financial health."
      },
      {
        "title": "Indian Overseas Bank Falls 5.91%: Downgrade and Mixed Signals Shape the Week",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/indian-overseas-bank-falls-591-downgrade-and-mixed-signals-shape-the-week-3788567",
        "imagepath": "",
        "date": "2026-01-10 17:11:29",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n                <div class=\"highlight-box\">\n                    <h3>Key Events This Week</h3>\n                    <p><strong>Jan 5:</strong> Week opens at ₹36.79, stock down 1.23%</p>\n                    <p><strong>Jan 6:</strong> Indian Overseas Bank downgraded to Sell; quality metrics weaken</p>\n                    <p><strong>Jan 6:</strong> Mixed financial and valuation signals prompt rating downgrade</p>\n                    <p><strong>Jan 9:</strong> Week closes at ₹35.05, down 0.51 (-1.43%) on the day</p>\n                </div>\n\n                <div class=\"stats-row\">\n                    <div class=\"stat-item\"><div class=\"stat-label\">Week Open</div><div class=\"stat-value\">Rs.37.25</div></div>\n                    <div class=\"stat-item\"><div class=\"stat-label\">Week Close</div><div class=\"stat-value\">..."
      },
      {
        "title": "Indian Overseas Bank Downgraded to Sell Amid Mixed Financial and Valuation Signals",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/indian-overseas-bank-downgraded-to-sell-amid-mixed-financial-and-valuation-signals-3782638",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/1/IndianOverseasB_mojoScore_3782638.png",
        "date": "2026-01-06 08:31:05",
        "description": "Indian Overseas Bank (IOB) has seen its investment rating downgraded from Hold to Sell, reflecting a reassessment of its quality, valuation, financial trends, and technical indicators. Despite strong quarterly earnings and robust profit growth, concerns over long-term performance and valuation metrics have prompted this change, signalling caution for investors."
      },
      {
        "title": "Indian Overseas Bank Downgraded to Sell as Quality Metrics Weaken",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/indian-overseas-bank-downgraded-to-sell-as-quality-metrics-weaken-3782450",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/1/IndianOverseasB_qualitydot_3782450.png",
        "date": "2026-01-06 08:00:06",
        "description": "Indian Overseas Bank (IOB) has recently seen its quality grade downgraded from 'Good' to 'Average' by MarketsMOJO, reflecting a shift in the bank’s fundamental performance metrics. This article delves into the key financial parameters that influenced this change, analysing the bank’s return ratios, asset quality, capital adequacy, and growth trends to provide investors with a comprehensive understanding of the evolving business fundamentals."
      },
      {
        "title": "Why is Indian Overseas Bank falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-indian-overseas-bank-fallingrising-3775440",
        "imagepath": "",
        "date": "2025-12-31 02:04:24",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Recent Price Movement and Market Context</strong></p>\n<p>On 30 December, Indian Overseas Bank outperformed its sector peers by 4.24%, reaching an intraday high of ₹36.34, which marked a 7.42% increase during the trading session. This surge contrasts with the broader market trends, where the Sensex declined by 0.99% over the past week and 1.20% over the last month. While the stock has experienced a significant decline over the year, with a 29.20% drop in the last 12 months and a 30.73% fall year-to-date, today’s rally suggests renewed investor interest.</p>\n<p>Despite the positive price action, trading volumes tell a nuanced story. Delivery volumes on 29 December fell sharply by 51.24% compared to the five-day average, indicating reduced investor participation. The weighted average price also..."
      },
      {
        "title": "Indian Overseas Bank Hits Intraday High with 6.3% Surge on 30 Dec 2025",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/indian-overseas-bank-hits-intraday-high-with-63-surge-on-30-dec-2025-3775222",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/IndianOverseasB_priceRelatedfactors_3775222.png",
        "date": "2025-12-30 15:22:07",
        "description": "Indian Overseas Bank (IOB) demonstrated robust intraday performance on 30 Dec 2025, surging to a day’s high of Rs 36.1, marking a 6.71% increase from its previous close. This notable uptick outpaced the broader public sector banking sector and the Sensex, reflecting heightened trading activity and volatility."
      }
    ],
    "total": 386,
    "sid": "364261",
    "stock_news_url": "https://www.marketsmojo.com/news/indian-overseas-bank-364261"
  },
  "announcements": [
    {
      "details": "Indian Overseas Bank has informed the Exchange regarding Interest Rates Updates",
      "source": "NSE",
      "caption": "Indian Overseas Bank - Interest Rates Updates",
      "datetime": "09-Dec-2019"
    },
    {
      "details": "Indian Overseas Bank with respect to announcement dated 27-Nov-2019, regardingá penalty levied by Reserve Bonk of lndia. On basis of above the Company is required to clarify following: 1. Brief details of litigation viz. name(s) of the opposing party, court/ tribunal/agency where litigation is filed, brief details of dispute/litigation. The response of the Company is awaited.",
      "source": "NSE",
      "caption": "Indian Overseas Bank - Clarification",
      "datetime": "28-Nov-2019"
    },
    {
      "details": "Indian Overseas Bank has informed the Exchange regarding 'Disclosure under Regulation 30 of Securities Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015'.",
      "source": "NSE",
      "caption": "Indian Overseas Bank - Updates",
      "datetime": "27-Nov-2019"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "",
      "data": [
        {
          "txt": "Indian Overseas Bank has declared <strong>5%</strong> dividend, ex-date: 19 Jun 14",
          "dt": "2014-06-19",
          "middle_text": "Dividend Alert"
        }
      ]
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "No <strong>Rights</strong> history available",
      "data": []
    }
  ]
}
stock newsNews and Views

Indian Overseas Bank Falls 5.91%: Downgrade and Mixed Signals Shape the Week

2026-01-10 17:11:29

Key Events This Week

Jan 5: Week opens at ₹36.79, stock down 1.23%

Jan 6: Indian Overseas Bank downgraded to Sell; quality metrics weaken

Jan 6: Mixed financial and valuation signals prompt rating downgrade

Jan 9: Week closes at ₹35.05, down 0.51 (-1.43%) on the day

stock-recommendationAnnouncement

Indian Overseas Bank - Interest Rates Updates

09-Dec-2019 | Source : NSE

Indian Overseas Bank has informed the Exchange regarding Interest Rates Updates

Indian Overseas Bank - Clarification

28-Nov-2019 | Source : NSE

Indian Overseas Bank with respect to announcement dated 27-Nov-2019, regardingá penalty levied by Reserve Bonk of lndia. On basis of above the Company is required to clarify following: 1. Brief details of litigation viz. name(s) of the opposing party, court/ tribunal/agency where litigation is filed, brief details of dispute/litigation. The response of the Company is awaited.

Indian Overseas Bank - Updates

27-Nov-2019 | Source : NSE

Indian Overseas Bank has informed the Exchange regarding 'Disclosure under Regulation 30 of Securities Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015'.

stock-recommendationCorporate Actions
Corporate Actions
info
stock-summary
BOARD MEETING

No Upcoming Board Meetings

stock-summary
DIVIDEND

Indian Overseas Bank has declared 5% dividend, ex-date: 19 Jun 14

stock-summary
SPLITS

No Splits history available

stock-summary
BONUS

No Bonus history available

stock-summary
RIGHTS

No Rights history available