I O B

{
  "main_header": {
    "sid": 364261,
    "name": "I O B",
    "stock_name": "I O B",
    "full_name": "Indian Overseas Bank",
    "name_url": "stocks-analysis/i-o-b",
    "exchange": 1,
    "exchangecode": "",
    "primexch": 1,
    "country_id": 34,
    "currency": "INR",
    "cmp": "34.07",
    "chg": -0.19,
    "chgp": "-0.55%",
    "dir": -1,
    "prev_price": "34.26",
    "mcapval": "65,376.00 Cr",
    "mcap": "Mid Cap",
    "scripcode": 532388,
    "symbol": "IOB",
    "ind_name": "Public Sector Bank",
    "ind_code": 36,
    "sector_id": 70,
    "indexname": "India SENSEX",
    "isin": "INE565A01014",
    "curr_date": "Aug 10, 11:09 AM",
    "curr_time": "11:27 AM",
    "last_traded_at": "Aug 10, 11:09 AM IST",
    "bse_nse_vol": "10.19 lacs",
    "exc_status": "Active",
    "traded_date": "Aug 10, 2026",
    "traded_date_str": "2026 08 10",
    "score": "",
    "scoreText": "",
    "Live": 0,
    "market_time": 1,
    "is_blur": 1,
    "is_blur_class": "blur-register-score-header",
    "is_blur_url": "https://www.marketsmojo.com/mojofeed/register?redirect=/stocks-analysis/i-o-b-364261-1&utm_source=Spage_Header_Score",
    "mojoone": {
      "ismore": 0
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  },
  "news": {
    "results": [
      {
        "title": "Indian Overseas Bank Reports Very Positive Quarterly Performance Amid Mixed Financial Trends",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/indian-overseas-bank-reports-very-positive-quarterly-performance-amid-mixed-financial-trends-4144424",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/8/IndianOverseasB_fintrenddot_4144424.png",
        "date": "2026-08-10 08:00:11",
        "description": "Indian Overseas Bank (IOB) has demonstrated a marked improvement in its financial performance for the quarter ended June 2026, shifting its financial trend from positive to very positive. Despite some margin contraction and operational challenges, the public sector bank recorded its highest quarterly figures in key metrics such as net interest income, profit after tax, and credit deposit ratio, signalling a robust recovery trajectory."
      },
      {
        "title": "Indian Overseas Bank is Rated Hold by MarketsMOJO",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/indian-overseas-bank-is-rated-hold-by-marketsmojo-4132309",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/8/IndianOverseasB_mojoScore_4132309.png",
        "date": "2026-08-02 10:10:16",
        "description": "Indian Overseas Bank is rated 'Hold' by MarketsMOJO, with this rating last updated on 30 March 2026. However, the analysis and financial metrics discussed here reflect the stock's current position as of 02 August 2026, providing investors with an up-to-date perspective on the bank's performance and outlook."
      },
      {
        "title": "Indian Overseas Bank Gains 0.15%: 3 Key Factors Driving the Week’s Mixed Momentum",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/indian-overseas-bank-gains-015-3-key-factors-driving-the-weeks-mixed-momentum-4121360",
        "imagepath": "",
        "date": "2026-07-26 13:02:50",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n                <div class=\"highlight-box\">\n                    <h3>Key Events This Week</h3>\n                    <p><strong>20 Jul:</strong> Q1 FY27 results reveal stellar profit surge but margin pressures</p>\n                    <p><strong>21 Jul:</strong> Valuation shifts to fair with mixed quarterly results amid margin challenges</p>\n                    <p><strong>22-24 Jul:</strong> Stock price retreats on volume drop, ends week slightly up</p>\n                </div>\n\n                <div class=\"stats-row\">\n                    <div class=\"stat-item\"><div class=\"stat-label\">Week Open</div><div class=\"stat-value\">Rs.33.81</div></div>\n                    <div class=\"stat-item\"><div class=\"stat-label\">Week Close</div><div class=\"stat-value\">Rs.33.86</div><div class=\"stat-change positive\">+0.15%</div></..."
      },
      {
        "title": "Indian Overseas Bank is Rated Hold by MarketsMOJO",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/indian-overseas-bank-is-rated-hold-by-marketsmojo-4115051",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/7/IndianOverseasB_mojoScore_4115051.png",
        "date": "2026-07-22 10:11:01",
        "description": "Indian Overseas Bank is rated 'Hold' by MarketsMOJO, with this rating last updated on 30 March 2026. However, the analysis and financial metrics discussed here reflect the stock's current position as of 22 July 2026, providing investors with an up-to-date perspective on the bank's fundamentals, valuation, financial trends, and technical outlook."
      },
      {
        "title": "Are Indian Overseas Bank latest results good or bad?",
        "link": "https://www.marketsmojo.com/news/result-analysis/are-indian-overseas-bank-latest-results-good-or-bad-4114070",
        "imagepath": "",
        "date": "2026-07-21 19:14:49",
        "description": "Indian Overseas Bank's latest financial results for Q1 FY27 reflect a notable performance characterized by significant growth in net profit and net interest income, alongside improvements in asset quality metrics. The bank reported a net profit of ₹1,659.24 crores, marking a year-on-year increase of 49.34%. Additionally, net interest income reached an all-time high of ₹3,687.62 crores, representing a year-on-year growth of 34.28%. The net interest margin also expanded to 3.37%, indicating effective management of its lending portfolio.\n\nThe bank's total income surged by 23.36% year-on-year to ₹10,937.80 crores, driven by an 18.86% increase in interest earned. Furthermore, the gross non-performing asset (NPA) ratio improved to 1.33%, down from 1.97% a year ago, showcasing the bank's efforts in enhancing asset quality.\n\nHowever, there are emerging concerns regarding the sustainability of this performance. A si..."
      },
      {
        "title": "Indian Overseas Bank Valuation Shifts to Fair; Market Performance and Peer Comparison Analysed",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/indian-overseas-bank-valuation-shifts-to-fair-market-performance-and-peer-comparison-analysed-4111452",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/7/IndianOverseasB_valuationdot_4111452.png",
        "date": "2026-07-21 08:00:35",
        "description": "Indian Overseas Bank (IOB) has witnessed a notable shift in its valuation parameters, moving from a very attractive to a fair valuation grade. This change, accompanied by a recent upgrade in its Mojo Grade from Sell to Hold, signals evolving market perceptions and invites investors to reassess the bank’s price attractiveness in the context of its financial metrics and peer comparisons."
      },
      {
        "title": "Indian Overseas Bank Posts Mixed Quarterly Results Amid Margin Pressures",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/indian-overseas-bank-posts-mixed-quarterly-results-amid-margin-pressures-4111413",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/7/IndianOverseasB_fintrenddot_4111413.png",
        "date": "2026-07-21 08:00:07",
        "description": "Indian Overseas Bank (IOB) has reported a mixed but overall positive set of financial results for the quarter ended June 2026, signalling a shift from its previously very positive financial trend to a more tempered positive outlook. While key metrics such as net interest income and profit after tax have reached record highs, margin pressures and subdued operating profits highlight ongoing challenges for the public sector lender."
      },
      {
        "title": "Indian Overseas Bank Q1 FY27: Stellar Profit Surge Masks Asset Quality Concerns",
        "link": "https://www.marketsmojo.com/news/result-analysis/indian-overseas-bank-q1-fy27-stellar-profit-surge-masks-asset-quality-concerns-4111357",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/7/IndianOverseasB_quaterlyResult_4111357.png",
        "date": "2026-07-20 21:30:44",
        "description": "Indian Overseas Bank Ltd. has reported a robust net profit of ₹1,659.24 crores for Q1 FY27, marking a substantial 49.34% year-on-year growth and a 10.22% quarter-on-quarter increase from ₹1,505.45 crores in Q4 FY26. The Chennai-based public sector lender's shares rallied 3.52% to ₹35.00 following the results announcement, reflecting investor optimism about the bank's earnings momentum. However, beneath the headline numbers lies a nuanced story of strong income growth tempered by concerns about the quality of earnings and declining operational efficiency."
      },
      {
        "title": "When is the next results date for Indian Overseas Bank?",
        "link": "https://www.marketsmojo.com/news/result-analysis/when-is-the-next-results-date-for-indian-overseas-bank-4104207",
        "imagepath": "",
        "date": "2026-07-15 23:16:51",
        "description": "The next results date for Indian Overseas Bank is scheduled for July 20, 2026...."
      }
    ],
    "total": 463,
    "sid": "364261",
    "stock_news_url": "https://www.marketsmojo.com/news/indian-overseas-bank-364261"
  },
  "announcements": [
    {
      "details": "Indian Overseas Bank has informed the Exchange regarding Interest Rates Updates",
      "source": "NSE",
      "caption": "Indian Overseas Bank - Interest Rates Updates",
      "datetime": "09-Dec-2019"
    },
    {
      "details": "Indian Overseas Bank with respect to announcement dated 27-Nov-2019, regardingá penalty levied by Reserve Bonk of lndia. On basis of above the Company is required to clarify following: 1. Brief details of litigation viz. name(s) of the opposing party, court/ tribunal/agency where litigation is filed, brief details of dispute/litigation. The response of the Company is awaited.",
      "source": "NSE",
      "caption": "Indian Overseas Bank - Clarification",
      "datetime": "28-Nov-2019"
    },
    {
      "details": "Indian Overseas Bank has informed the Exchange regarding 'Disclosure under Regulation 30 of Securities Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015'.",
      "source": "NSE",
      "caption": "Indian Overseas Bank - Updates",
      "datetime": "27-Nov-2019"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "",
      "data": [
        {
          "txt": "Indian Overseas Bank has declared <strong>5%</strong> dividend, ex-date: 19 Jun 14",
          "dt": "2014-06-19",
          "middle_text": "Dividend Alert"
        }
      ]
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "No <strong>Rights</strong> history available",
      "data": []
    }
  ]
}

News and Views

Indian Overseas Bank Reports Very Positive Quarterly Performance Amid Mixed Financial Trends

2026-08-10 08:00:11

Indian Overseas Bank (IOB) has demonstrated a marked improvement in its financial performance for the quarter ended June 2026, shifting its financial trend from positive to very positive. Despite some margin contraction and operational challenges, the public sector bank recorded its highest quarterly figures in key metrics such as net interest income, profit after tax, and credit deposit ratio, signalling a robust recovery trajectory.

Read full news article

Indian Overseas Bank is Rated Hold by MarketsMOJO

2026-08-02 10:10:16

Indian Overseas Bank is rated 'Hold' by MarketsMOJO, with this rating last updated on 30 March 2026. However, the analysis and financial metrics discussed here reflect the stock's current position as of 02 August 2026, providing investors with an up-to-date perspective on the bank's performance and outlook.

Read full news article

Indian Overseas Bank Gains 0.15%: 3 Key Factors Driving the Week’s Mixed Momentum

2026-07-26 13:02:50

Key Events This Week

20 Jul: Q1 FY27 results reveal stellar profit surge but margin pressures

21 Jul: Valuation shifts to fair with mixed quarterly results amid margin challenges

22-24 Jul: Stock price retreats on volume drop, ends week slightly up

Week Open

Rs.33.81

Week Close

Rs.33.86

+0.15%

Read full news article

Indian Overseas Bank is Rated Hold by MarketsMOJO

2026-07-22 10:11:01

Indian Overseas Bank is rated 'Hold' by MarketsMOJO, with this rating last updated on 30 March 2026. However, the analysis and financial metrics discussed here reflect the stock's current position as of 22 July 2026, providing investors with an up-to-date perspective on the bank's fundamentals, valuation, financial trends, and technical outlook.

Read full news article

Are Indian Overseas Bank latest results good or bad?

2026-07-21 19:14:49

Indian Overseas Bank's latest financial results for Q1 FY27 reflect a notable performance characterized by significant growth in net profit and net interest income, alongside improvements in asset quality metrics. The bank reported a net profit of ₹1,659.24 crores, marking a year-on-year increase of 49.34%. Additionally, net interest income reached an all-time high of ₹3,687.62 crores, representing a year-on-year growth of 34.28%. The net interest margin also expanded to 3.37%, indicating effective management of its lending portfolio. The bank's total income surged by 23.36% year-on-year to ₹10,937.80 crores, driven by an 18.86% increase in interest earned. Furthermore, the gross non-performing asset (NPA) ratio improved to 1.33%, down from 1.97% a year ago, showcasing the bank's efforts in enhancing asset quality. However, there are emerging concerns regarding the sustainability of this performance. A si...

Read full news article

Indian Overseas Bank Valuation Shifts to Fair; Market Performance and Peer Comparison Analysed

2026-07-21 08:00:35

Indian Overseas Bank (IOB) has witnessed a notable shift in its valuation parameters, moving from a very attractive to a fair valuation grade. This change, accompanied by a recent upgrade in its Mojo Grade from Sell to Hold, signals evolving market perceptions and invites investors to reassess the bank’s price attractiveness in the context of its financial metrics and peer comparisons.

Read full news article

Indian Overseas Bank Posts Mixed Quarterly Results Amid Margin Pressures

2026-07-21 08:00:07

Indian Overseas Bank (IOB) has reported a mixed but overall positive set of financial results for the quarter ended June 2026, signalling a shift from its previously very positive financial trend to a more tempered positive outlook. While key metrics such as net interest income and profit after tax have reached record highs, margin pressures and subdued operating profits highlight ongoing challenges for the public sector lender.

Read full news article

Indian Overseas Bank Q1 FY27: Stellar Profit Surge Masks Asset Quality Concerns

2026-07-20 21:30:44

Indian Overseas Bank Ltd. has reported a robust net profit of ₹1,659.24 crores for Q1 FY27, marking a substantial 49.34% year-on-year growth and a 10.22% quarter-on-quarter increase from ₹1,505.45 crores in Q4 FY26. The Chennai-based public sector lender's shares rallied 3.52% to ₹35.00 following the results announcement, reflecting investor optimism about the bank's earnings momentum. However, beneath the headline numbers lies a nuanced story of strong income growth tempered by concerns about the quality of earnings and declining operational efficiency.

Read full news article

When is the next results date for Indian Overseas Bank?

2026-07-15 23:16:51

The next results date for Indian Overseas Bank is scheduled for July 20, 2026....

Read full news article

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