Is Live Oak Bancshares, Inc. overvalued or undervalued?
2025-11-23 11:11:10As of 21 November 2025, the valuation grade for Live Oak Bancshares, Inc. moved from very expensive to expensive. The company appears to be overvalued based on its current metrics. The P/E ratio stands at 21, which is significantly higher than peers such as Renasant Corp. at 21.73 and WesBanco, Inc. at 17.59. Additionally, the EV to EBITDA ratio is 3.16, which, while lower than the industry average, still suggests a premium valuation relative to its peers. Live Oak Bancshares, Inc. has shown disappointing returns, with a year-to-date decline of 22.40%, compared to a positive return of 12.26% for the S&P 500, reinforcing the overvaluation narrative. The company's return on equity (ROE) is relatively low at 5.91%, further indicating potential issues in generating shareholder value compared to its peers. Overall, these factors suggest that Live Oak Bancshares, Inc. is not a compelling investment at its curren...
Read MoreIs Live Oak Bancshares, Inc. overvalued or undervalued?
2025-11-18 11:14:02As of 14 November 2025, the valuation grade for Live Oak Bancshares, Inc. moved from expensive to very expensive. This indicates that the company is overvalued. The P/E ratio stands at 21, which is significantly higher than peers such as Renasant Corp. with a P/E of 21.73 and WesBanco, Inc. at 17.59. Additionally, the EV to EBITDA ratio of 3.16 and the Price to Book Value of 1.25 further emphasize the elevated valuation compared to its industry counterparts. Given the high valuation metrics and the peer comparison, Live Oak Bancshares appears to be overvalued in the current market context. Although specific return data is not available, the recent performance against the S&P 500 could reinforce this valuation narrative, suggesting that the stock may not be a favorable investment at its current price....
Read MoreIs Live Oak Bancshares, Inc. overvalued or undervalued?
2025-11-17 11:08:17As of 14 November 2025, the valuation grade for Live Oak Bancshares, Inc. has moved from expensive to very expensive, indicating a significant deterioration in its valuation appeal. The company appears overvalued based on its current metrics, including a P/E ratio of 21, a Price to Book Value of 1.25, and an EV to EBITDA ratio of 3.16. In comparison, peers such as Renasant Corp. and WesBanco, Inc. have more attractive valuations with P/E ratios of 21.73 and 17.59, respectively. The recent performance of Live Oak Bancshares has been disappointing, with a year-to-date return of -21.21%, significantly underperforming the S&P 500's return of 14.49% over the same period. This underperformance, coupled with the high valuation ratios, reinforces the conclusion that the stock is overvalued in the current market environment....
Read MoreIs Live Oak Bancshares, Inc. overvalued or undervalued?
2025-11-16 11:05:03As of 14 November 2025, the valuation grade for Live Oak Bancshares, Inc. moved from expensive to very expensive. The company is overvalued based on its current metrics. Key ratios include a P/E ratio of 21, a Price to Book Value of 1.25, and an EV to EBIT of 4.40, which are significantly higher than peers like Renasant Corp. with a P/E of 21.73 and WesBanco, Inc. at 17.59, both of which are considered fairly valued. The stock has underperformed compared to the S&P 500, with a year-to-date return of -21.21% versus the index's 14.49%, and a one-year return of -35.82% against 13.19% for the S&P 500. This consistent underperformance reinforces the assessment that Live Oak Bancshares, Inc. is overvalued in the current market environment....
Read MoreIs Live Oak Bancshares, Inc. technically bullish or bearish?
2025-11-05 11:21:01As of 31 October 2025, the technical trend for Live Oak Bancshares, Inc. has changed from mildly bullish to sideways. The current technical stance is neutral, with mixed signals across different time frames. The weekly MACD is mildly bearish, while the monthly MACD is mildly bullish. Bollinger Bands and KST indicators are both indicating a mildly bearish trend on the weekly and monthly charts. Moving averages show a mildly bullish signal on the daily timeframe. In terms of performance, the stock has underperformed compared to the S&P 500 across multiple periods, with a year-to-date return of -21.39% versus the S&P 500's 16.30%. Overall, the indicators suggest a lack of clear direction, with the stock facing bearish pressure in the short to medium term....
Read MoreIs Live Oak Bancshares, Inc. technically bullish or bearish?
2025-11-04 11:32:27As of 31 October 2025, the technical trend for Live Oak Bancshares, Inc. has changed from mildly bullish to sideways. The current stance is neutral, with mixed signals across various indicators. The weekly MACD is mildly bearish, while the monthly MACD is mildly bullish. Both the weekly and monthly Bollinger Bands indicate a mildly bearish trend. The daily moving averages suggest a mildly bullish outlook. Additionally, the KST and Dow Theory are both mildly bearish on a weekly basis and bearish on a monthly basis. In terms of performance, the stock has underperformed compared to the S&P 500 across multiple periods, with a year-to-date return of -20.13% versus the S&P 500's 16.30%, and a one-year return of -23.06% compared to 19.89% for the index....
Read MoreIs Live Oak Bancshares, Inc. technically bullish or bearish?
2025-11-03 11:31:50As of 31 October 2025, the technical trend for Live Oak Bancshares, Inc. has changed from mildly bullish to sideways. The current stance is bearish, with key indicators such as the MACD showing mildly bearish on a weekly basis and bearish on a monthly basis. Bollinger Bands and KST also indicate bearish conditions on both weekly and monthly time frames. The Dow Theory presents a mixed view, being mildly bearish weekly but mildly bullish monthly. The daily moving averages are mildly bullish, providing some support. In terms of performance, the company has underperformed compared to the S&P 500 across all multi-period returns, with a year-to-date return of -21.26% compared to the S&P 500's 16.30%. Overall, the technical indicators suggest a bearish sentiment with limited strength....
Read MoreIs Live Oak Bancshares, Inc. technically bullish or bearish?
2025-11-02 11:17:13As of 31 October 2025, the technical trend for Live Oak Bancshares, Inc. has changed from mildly bullish to sideways. The current stance is neutral, with mixed signals across various indicators. The MACD is mildly bearish on a weekly basis and bearish on a monthly basis, while the Bollinger Bands and KST also indicate bearish trends. However, the daily moving averages show a mildly bullish signal, and the On-Balance Volume is bullish on a monthly basis. In terms of performance, the stock has underperformed significantly compared to the S&P 500 across multiple periods, with a year-to-date return of -21.26% versus the S&P 500's 16.30%, and a one-year return of -21.58% compared to 19.89% for the index....
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Live Oak Bancshares, Inc. Experiences Evaluation Revision Amid Market Dynamics and Performance Indicators
2025-10-14 15:58:18Live Oak Bancshares, Inc. has recently undergone an evaluation revision amid market dynamics, with its stock priced at $35.62. The company has experienced significant volatility over the past year, and its performance has lagged behind the S&P 500, highlighting the need for ongoing performance monitoring.
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