{
  "main_header": {
    "sid": 629866,
    "name": "Savani Financial",
    "stock_name": "Savani Financial",
    "full_name": "Savani Financials Ltd",
    "name_url": "stocks-analysis/savani-financial",
    "exchange": 0,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "16.00",
    "chg": "0.00",
    "chgp": "0.00%",
    "dir": 0,
    "prev_price": "16.00",
    "mcapval": "51.13 Cr",
    "mcap": "Micro Cap",
    "scripcode": 511577,
    "symbol": "",
    "ind_name": "Non Banking Financial Company (NBFC)",
    "ind_code": 5,
    "indexname": "",
    "isin": "INE304E01010",
    "curr_date": "Dec 05",
    "curr_time": "",
    "bse_nse_vol": "5 ",
    "exc_status": "Active",
    "traded_date": "Dec 05, 2025",
    "traded_date_str": "2025 12 05",
    "score": "",
    "scoreText": "",
    "Live": 1,
    "market_time": 1,
    "is_blur": 1,
    "is_blur_class": "blur-register-score-header",
    "is_blur_url": "https://www.marketsmojo.com/mojofeed/register?redirect=/stocks-analysis/savani-financial-629866-0&utm_source=Spage_Header_Score",
    "mojoone": {
      "ismore": 0
    }
  },
  "news": {
    "results": [
      {
        "title": "Is Savani Financial overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-savani-financial-overvalued-or-undervalued-3747663",
        "imagepath": "",
        "date": "2025-12-05 08:27:35",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Valuation Metrics and What They Indicate</strong></p>\n<p>Savani Financial currently trades at ₹16.00, with a 52-week range between ₹12.48 and ₹25.94. The company’s price-to-book (P/B) ratio stands at 1.50, which is moderate but not particularly low for a non-banking financial company (NBFC). However, the price-to-earnings (P/E) ratio is negative at approximately -4.37, signalling losses or negative earnings in recent periods. Similarly, enterprise value to EBIT and EBITDA ratios are also negative, reflecting operational challenges and lack of profitability.</p>\n<p>Return on capital employed (ROCE) and return on equity (ROE) are deeply negative at -13.41% and -34.21% respectively, underscoring the company’s struggles to generate returns on invested capital. These figures contrast sharply with..."
      },
      {
        "title": "Why is Savani Financial falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-savani-financial-fallingrising-3742422",
        "imagepath": "",
        "date": "2025-12-03 00:42:05",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Short-Term Gains Amidst Broader Market Context</strong></p>\n<p>On the day in question, Savani Financials outperformed its sector by 4.17%, marking a significant relative strength compared to peers. The stock has been on a three-day consecutive upward trajectory, accumulating a 9.24% return over this period. This recent rally contrasts with the stock’s one-month performance, which remains negative at -2.78%, while the Sensex has gained 1.43% over the same timeframe. The one-week return for Savani Financials is a modest 0.49%, slightly lagging the Sensex’s 0.65% gain.</p>\n<p>Technical indicators provide further insight into the stock’s current momentum. The share price is trading above its 5-day and 20-day moving averages, suggesting short-term bullishness. However, it remains below the 50-day..."
      },
      {
        "title": "Why is Savani Financial falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-savani-financial-fallingrising-3708311",
        "imagepath": "",
        "date": "2025-11-17 22:17:34",
        "description": "As of 17-Nov, Savani Financials Ltd is experiencing a decline in its stock price, currently at 16.10, reflecting a decrease of 0.9 or 5.29%. The stock has underperformed its sector by 5.71% today and has fallen after three consecutive days of gains. Additionally, it is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend. The stock's performance over the past week shows a decline of 5.24%, and year-to-date, it has dropped by 26.82%. Notably, investor participation has significantly decreased, with delivery volume on November 14 falling by 95.2% compared to the 5-day average, suggesting a lack of interest among investors.\n\nIn the broader market context, while Savani Financials has struggled, the benchmark Sensex has shown resilience, gaining 1.69% over the past week and 8.72% year-to-date. This stark contrast highlights the stock's underperformance relativ..."
      },
      {
        "title": "How has been the historical performance of Savani Financial?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-savani-financial-3699119",
        "imagepath": "",
        "date": "2025-11-13 23:23:52",
        "description": "Answer:\nThe historical performance of Savani Financial shows significant fluctuations in its financial metrics over the years, particularly from March 2019 to March 2025.\n\nBreakdown:\nSavani Financial's net sales have increased dramatically from 0.12 Cr in March 2024 to 3.28 Cr in March 2025, marking a substantial growth. Other operating income, which was previously non-existent, rose to 0.15 Cr in March 2025, contributing to a total operating income of 3.43 Cr for the same period. However, the total expenditure, excluding depreciation, surged to 12.00 Cr in March 2025, leading to an operating profit (PBDIT) of -8.57 Cr, a notable decline from -2.00 Cr in March 2024. This trend continued with the profit before tax dropping to -8.84 Cr in March 2025, compared to -2.00 Cr in the previous year, resulting in a profit after tax of -8.79 Cr. The company's equity capital increased significantly to 31.99 Cr in March..."
      },
      {
        "title": "How has been the historical performance of Savani Financial?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-savani-financial-3695267",
        "imagepath": "",
        "date": "2025-11-13 00:13:55",
        "description": "Answer:\nThe historical performance of Savani Financial shows significant fluctuations in its financial metrics over the years, particularly from March 2019 to March 2025.\n\nBreakdown:\nSavani Financial's net sales have seen a substantial increase, rising from 0.12 crore in March 2024 to 3.28 crore in March 2025. Other operating income, which was previously non-existent, recorded 0.15 crore in March 2025, contributing to a total operating income of 3.43 crore for the same period. However, total expenditure has also surged to 12.00 crore in March 2025, leading to an operating profit (PBDIT) of -8.57 crore, a significant decline from -2.00 crore in March 2024. The company reported a profit before tax of -8.84 crore in March 2025, worsening from -2.00 crore in the prior year, and a profit after tax of -8.79 crore, compared to -2.00 crore in March 2024. The earnings per share (EPS) reflected this downturn, showing..."
      },
      {
        "title": "When is the next results date for Savani Financial?",
        "link": "https://www.marketsmojo.com/news/result-analysis/when-is-the-next-results-date-for-savani-financial-3681129",
        "imagepath": "",
        "date": "2025-11-07 23:19:05",
        "description": "The next results date for Savani Financial is scheduled for 12 November 2025...."
      },
      {
        "title": "Why is Savani Financial falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-savani-financial-fallingrising-3649643",
        "imagepath": "",
        "date": "2025-10-27 22:29:34",
        "description": "As of 27-Oct, Savani Financials Ltd is experiencing a decline in its stock price, currently at 17.00, which reflects a decrease of 0.26 or 1.51%. The stock has underperformed its sector by 1.79% today and is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages. Additionally, there has been a significant drop in investor participation, with delivery volume falling by 64.66% compared to the 5-day average. Over the past week, the stock has decreased by 2.52%, and it has seen a substantial decline of 22.73% year-to-date, indicating a persistent downward trend without any available positive factors to counterbalance this performance.\n\nIn the broader market context, the Sensex has shown a positive return of 0.49% over the past week and 8.50% year-to-date, contrasting sharply with Savani Financial's negative returns. This suggests that while the overall market is performing well, Savani Fi..."
      },
      {
        "title": "Is Savani Financial overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-savani-financial-overvalued-or-undervalued-3642470",
        "imagepath": "",
        "date": "2025-10-24 08:11:18",
        "description": "As of 23 October 2025, the valuation grade for Savani Financial has moved from expensive to risky, indicating a significant shift in its perceived value. The company is currently assessed as overvalued. Key ratios reveal concerning performance, with a PE Ratio of -5.66, an EV to EBIT of -4.23, and a ROE of -24.37%. These figures suggest that the company is struggling to generate profits relative to its equity and overall valuation metrics.\n\nIn comparison to its peers, Savani Financial's ratios starkly contrast with those of Bajaj Finance, which has a PE Ratio of 39.07, and Life Insurance, boasting a PE Ratio of 11.68. This disparity highlights Savani's underperformance in the market. Additionally, the company's recent stock performance has lagged behind the Sensex, particularly over the past year, where it has declined by 8.78% compared to the Sensex's gain of 5.59%. Overall, these indicators strongly sugge..."
      },
      {
        "title": "Is Savani Financial overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-savani-financial-overvalued-or-undervalued-3632929",
        "imagepath": "",
        "date": "2025-10-20 08:07:02",
        "description": "As of 17 October 2025, Savani Financial's valuation grade has moved from risky to expensive, indicating a significant shift in its perceived value. The company is currently overvalued, as evidenced by its negative PE ratio of -5.64 and EV to EBIT of -4.22, which suggest that the market is pricing in substantial risks that are not being compensated by returns. Additionally, the ROE stands at a concerning -24.37%, highlighting inefficiencies in generating profits relative to shareholder equity.\n\nIn comparison to its peers, Savani Financial's valuation metrics are starkly unfavorable. For instance, Bajaj Finance has a PE ratio of 38.21, while Life Insurance boasts a more attractive PE of 11.49, both indicating that Savani is lagging significantly behind its competitors. Furthermore, the company's recent stock performance has been poor, with a year-to-date return of -21.82%, contrasting sharply with the Sensex'..."
      }
    ],
    "total": 111,
    "sid": "629866",
    "stock_news_url": "https://www.marketsmojo.com/news/savani-financials-629866"
  },
  "announcements": [
    {
      "caption": "Announcement under Regulation 30 (LODR)-Press Release / Media Release",
      "datetime": "13-Nov-2025",
      "details": "Key Milestone: Surpasses 1500 loan disbursals",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Newspaper Publication",
      "datetime": "13-Nov-2025",
      "details": "In accordance to Regulation 47 of SEBI (LODR) Regulations 2015 we have published the Unaudited Standalone Financial Results for the quarter and half year ended September 30 2025 on November 13 2025 in the following newspapers: 1. The Free Press Journal (English) 2. Navshakti (Marathi)",
      "source": "BSE"
    },
    {
      "caption": "Unaudited Standalone Financial Results For The Quarter And Half Year Ended September 30 2025.",
      "datetime": "12-Nov-2025",
      "details": "Unaudited Standalone Financial Results for the quarter and half year ended September 30 2025 along with Limited Review Report issued by M/S Jayantilal Thakkar & Co. Chartered Accountant.",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "No <strong>Dividend</strong> history available",
      "data": []
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "",
      "data": [
        {
          "txt": "Savani Financials Ltd has announced <strong>1:7</strong> rights issue, ex-date: 04 Apr 24",
          "dt": "2024-04-04",
          "middle_text": "Rights Issue"
        }
      ]
    }
  ]
}

News and Views

Is Savani Financial overvalued or undervalued?

2025-12-05 08:27:35

Valuation Metrics and What They Indicate

Savani Financial currently trades at ₹16.00, with a 52-week range between ₹12.48 and ₹25.94. The company’s price-to-book (P/B) ratio stands at 1.50, which is moderate but not particularly low for a non-banking financial company (NBFC). However, the price-to-earnings (P/E) ratio is negative at approximately -4.37, signalling losses or negative earnings in recent periods. Similarly, enterprise value to EBIT and EBITDA ratios are also negative, reflecting operational challenges and lack of profitability.

Return on capital employed (ROCE) and return on equity (ROE) are deeply negative at -13.41% and -34.21% respectively, underscoring the company’s struggles to generate returns on invested capital. These figures contrast sharply with...

Read More

Why is Savani Financial falling/rising?

2025-12-03 00:42:05

Short-Term Gains Amidst Broader Market Context

On the day in question, Savani Financials outperformed its sector by 4.17%, marking a significant relative strength compared to peers. The stock has been on a three-day consecutive upward trajectory, accumulating a 9.24% return over this period. This recent rally contrasts with the stock’s one-month performance, which remains negative at -2.78%, while the Sensex has gained 1.43% over the same timeframe. The one-week return for Savani Financials is a modest 0.49%, slightly lagging the Sensex’s 0.65% gain.

Technical indicators provide further insight into the stock’s current momentum. The share price is trading above its 5-day and 20-day moving averages, suggesting short-term bullishness. However, it remains below the 50-day...

Read More

Why is Savani Financial falling/rising?

2025-11-17 22:17:34

As of 17-Nov, Savani Financials Ltd is experiencing a decline in its stock price, currently at 16.10, reflecting a decrease of 0.9 or 5.29%. The stock has underperformed its sector by 5.71% today and has fallen after three consecutive days of gains. Additionally, it is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend. The stock's performance over the past week shows a decline of 5.24%, and year-to-date, it has dropped by 26.82%. Notably, investor participation has significantly decreased, with delivery volume on November 14 falling by 95.2% compared to the 5-day average, suggesting a lack of interest among investors. In the broader market context, while Savani Financials has struggled, the benchmark Sensex has shown resilience, gaining 1.69% over the past week and 8.72% year-to-date. This stark contrast highlights the stock's underperformance relativ...

Read More

How has been the historical performance of Savani Financial?

2025-11-13 23:23:52

Answer: The historical performance of Savani Financial shows significant fluctuations in its financial metrics over the years, particularly from March 2019 to March 2025. Breakdown: Savani Financial's net sales have increased dramatically from 0.12 Cr in March 2024 to 3.28 Cr in March 2025, marking a substantial growth. Other operating income, which was previously non-existent, rose to 0.15 Cr in March 2025, contributing to a total operating income of 3.43 Cr for the same period. However, the total expenditure, excluding depreciation, surged to 12.00 Cr in March 2025, leading to an operating profit (PBDIT) of -8.57 Cr, a notable decline from -2.00 Cr in March 2024. This trend continued with the profit before tax dropping to -8.84 Cr in March 2025, compared to -2.00 Cr in the previous year, resulting in a profit after tax of -8.79 Cr. The company's equity capital increased significantly to 31.99 Cr in March...

Read More

How has been the historical performance of Savani Financial?

2025-11-13 00:13:55

Answer: The historical performance of Savani Financial shows significant fluctuations in its financial metrics over the years, particularly from March 2019 to March 2025. Breakdown: Savani Financial's net sales have seen a substantial increase, rising from 0.12 crore in March 2024 to 3.28 crore in March 2025. Other operating income, which was previously non-existent, recorded 0.15 crore in March 2025, contributing to a total operating income of 3.43 crore for the same period. However, total expenditure has also surged to 12.00 crore in March 2025, leading to an operating profit (PBDIT) of -8.57 crore, a significant decline from -2.00 crore in March 2024. The company reported a profit before tax of -8.84 crore in March 2025, worsening from -2.00 crore in the prior year, and a profit after tax of -8.79 crore, compared to -2.00 crore in March 2024. The earnings per share (EPS) reflected this downturn, showing...

Read More

When is the next results date for Savani Financial?

2025-11-07 23:19:05

The next results date for Savani Financial is scheduled for 12 November 2025....

Read More

Why is Savani Financial falling/rising?

2025-10-27 22:29:34

As of 27-Oct, Savani Financials Ltd is experiencing a decline in its stock price, currently at 17.00, which reflects a decrease of 0.26 or 1.51%. The stock has underperformed its sector by 1.79% today and is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages. Additionally, there has been a significant drop in investor participation, with delivery volume falling by 64.66% compared to the 5-day average. Over the past week, the stock has decreased by 2.52%, and it has seen a substantial decline of 22.73% year-to-date, indicating a persistent downward trend without any available positive factors to counterbalance this performance. In the broader market context, the Sensex has shown a positive return of 0.49% over the past week and 8.50% year-to-date, contrasting sharply with Savani Financial's negative returns. This suggests that while the overall market is performing well, Savani Fi...

Read More

Is Savani Financial overvalued or undervalued?

2025-10-24 08:11:18

As of 23 October 2025, the valuation grade for Savani Financial has moved from expensive to risky, indicating a significant shift in its perceived value. The company is currently assessed as overvalued. Key ratios reveal concerning performance, with a PE Ratio of -5.66, an EV to EBIT of -4.23, and a ROE of -24.37%. These figures suggest that the company is struggling to generate profits relative to its equity and overall valuation metrics. In comparison to its peers, Savani Financial's ratios starkly contrast with those of Bajaj Finance, which has a PE Ratio of 39.07, and Life Insurance, boasting a PE Ratio of 11.68. This disparity highlights Savani's underperformance in the market. Additionally, the company's recent stock performance has lagged behind the Sensex, particularly over the past year, where it has declined by 8.78% compared to the Sensex's gain of 5.59%. Overall, these indicators strongly sugge...

Read More

Is Savani Financial overvalued or undervalued?

2025-10-20 08:07:02

As of 17 October 2025, Savani Financial's valuation grade has moved from risky to expensive, indicating a significant shift in its perceived value. The company is currently overvalued, as evidenced by its negative PE ratio of -5.64 and EV to EBIT of -4.22, which suggest that the market is pricing in substantial risks that are not being compensated by returns. Additionally, the ROE stands at a concerning -24.37%, highlighting inefficiencies in generating profits relative to shareholder equity. In comparison to its peers, Savani Financial's valuation metrics are starkly unfavorable. For instance, Bajaj Finance has a PE ratio of 38.21, while Life Insurance boasts a more attractive PE of 11.49, both indicating that Savani is lagging significantly behind its competitors. Furthermore, the company's recent stock performance has been poor, with a year-to-date return of -21.82%, contrasting sharply with the Sensex'...

Read More

View All News