Is TrustCo Bank Corp. NY overvalued or undervalued?
2025-12-01 11:05:00As of 28 November 2025, TrustCo Bank Corp. NY's valuation grade has moved from attractive to fair, indicating a shift in its perceived investment quality. The company is fairly valued based on its current metrics, with a P/E ratio of 12, a price to book value of 0.91, and a ROE of 7.41%. In comparison, its peer, which has a P/E of 14.54, suggests that TrustCo may be lagging behind in terms of market valuation relative to its earnings. Despite the fair valuation, TrustCo has shown a solid return of 26.48% year-to-date, outperforming the S&P 500's return of 16.45% in the same period. However, over the longer term, the company's returns have been significantly lower than the benchmark, particularly over the 3-year and 5-year periods, where it returned 10.35% and 33.96% respectively, compared to the S&P 500's 72.78% and 88.25%. This suggests that while TrustCo is currently fairly valued, its long-term growth p...
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2025-11-30 11:05:32As of 28 November 2025, the valuation grade for TrustCo Bank Corp. NY has moved from attractive to fair, indicating a shift in its perceived value. The company appears to be fairly valued based on its current metrics, with a P/E ratio of 12, a price-to-book value of 0.91, and a ROE of 7.41%. In comparison, a peer like TrustCo Bank Corp. NY has a higher P/E ratio of 14.54, suggesting that the market may be valuing its peers more favorably. The company's recent performance shows mixed results against the S&P 500, with a year-to-date return of 26.48% compared to the S&P 500's 16.45%, indicating that it has outperformed the benchmark in the short term. However, over longer periods, such as the 3-year and 5-year returns, TrustCo has lagged significantly behind the S&P 500, which raises concerns about its long-term growth prospects. Overall, TrustCo Bank Corp. NY is fairly valued at this time....
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