USCB Financial Holdings, Inc.

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US90355N1019
USD
18.36
0.76 (4.32%)
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{
  "main_header": {
    "sid": 1291111,
    "name": "USCB Financial Holdings, Inc.",
    "stock_name": "USCB Financial Holdings, Inc.",
    "full_name": "USCB Financial Holdings, Inc.",
    "name_url": "stocks-analysis/uscb-financial-holdings-inc",
    "exchange": 210,
    "exchangecode": "NAS",
    "country_id": 2,
    "currency": "USD",
    "cmp": "18.36",
    "chg": 0.76,
    "chgp": "4.32%",
    "dir": 1,
    "prev_price": "17.60",
    "mcapval": "346.35",
    "mcap": "Micro Cap",
    "scripcode": "",
    "symbol": "",
    "ind_name": "Regional Banks",
    "ind_code": 4810,
    "indexname": "S&P 500",
    "isin": "US90355N1019",
    "curr_date": "Dec 04",
    "curr_time": "",
    "bse_nse_vol": "44.07 k",
    "exc_status": "Active",
    "traded_date": "Dec 04, 2025",
    "traded_date_str": "2025 12 04",
    "score": "",
    "scoreText": "",
    "Live": 0,
    "market_time": 0,
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  "news": {
    "results": [
      {
        "title": "Is USCB Financial Holdings, Inc. overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-uscb-financial-holdings-inc-overvalued-or-undervalued-3738272",
        "imagepath": "",
        "date": "2025-12-01 11:06:20",
        "description": "As of 28 November 2025, the valuation grade for USCB Financial Holdings, Inc. moved from fair to expensive, indicating that the stock is overvalued. The key ratios supporting this conclusion include a P/E ratio of 12, a Price to Book Value of 1.47, and an EV to EBITDA of 8.95. In comparison to peers, Orrstown Financial Services, Inc. has a P/E of 10.63 and Southern First Bancshares, Inc. has a higher P/E of 16.87, suggesting that USCB Financial is priced higher relative to its earnings potential.\n\nAdditionally, the company's recent stock performance has been underwhelming, with a 1-year return of -12.75% compared to the S&P 500's return of 14.18%, further reinforcing the perception of overvaluation...."
      },
      {
        "title": "Is USCB Financial Holdings, Inc. overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-uscb-financial-holdings-inc-overvalued-or-undervalued-3737300",
        "imagepath": "",
        "date": "2025-11-30 11:06:35",
        "description": "As of 28 November 2025, the valuation grade for USCB Financial Holdings, Inc. moved from fair to expensive, indicating a shift towards overvaluation. The company appears overvalued based on its P/E ratio of 12, which is higher than peers like Orrstown Financial Services, Inc. with a P/E of 10.63 and Unity Bancorp, Inc. at 11.21. Additionally, the EV to EBITDA ratio stands at 8.95, and the PEG ratio is notably low at 0.15, suggesting that the stock may not be justified at its current price level.\n\nIn terms of performance, USCB Financial has underperformed relative to the S&P 500 over the past year, returning -12.75% compared to the index's 14.18%. This underperformance, combined with its expensive valuation metrics, reinforces the conclusion that USCB Financial Holdings, Inc. is currently overvalued...."
      },
      {
        "title": "USCB Financial Holdings, Inc. Experiences Revision in Its Stock Evaluation Amid Competitive Landscape",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/uscb-financial-holdings-valuation-grade-changes-from-fair-to-expensive-amid-market-activity-3641207",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/10/USCBFinancialHo_valuationdot_3641207.png",
        "date": "2025-10-20 17:44:33",
        "description": "USCB Financial Holdings, Inc. has recently adjusted its valuation, showcasing a P/E ratio of 12 and a price-to-book value of 1.47. The company demonstrates operational efficiency with an EV to EBIT of 9.06 and a ROCE of 16.39%. Its recent stock performance contrasts with broader market trends."
      },
      {
        "title": "USCB Financial Holdings, Inc. Experiences Revision in Its Stock Evaluation Amid Strong Performance",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/uscb-financial-holdings-changes-valuation-grade-from-expensive-to-fair-amid-stock-gains-3595514",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/10/USCBFinancialHo_valuationdot_3595514.png",
        "date": "2025-10-06 16:24:53",
        "description": "USCB Financial Holdings, Inc. has recently adjusted its valuation, with its current price at $17.14. Over the past year, the company has achieved a return of 21.05%, surpassing the S&P 500. Key metrics indicate solid performance, positioning USCB competitively among regional banks in a dynamic market."
      },
      {
        "title": "Is USCB Financial Holdings, Inc. technically bullish or bearish?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-uscb-financial-holdings-inc-technically-bullish-or-bearish-3548638",
        "imagepath": "",
        "date": "2025-09-20 20:22:42",
        "description": "As of 10 September 2025, the technical trend for USCB Financial Holdings, Inc. has changed from mildly bullish to sideways. The current technical stance is neutral, with mixed signals across different indicators. The weekly MACD is bullish, while the monthly MACD is mildly bearish. Bollinger Bands indicate bullishness on both weekly and monthly time frames. However, the daily moving averages are mildly bearish, and the Dow Theory shows a mildly bearish stance on a monthly basis. \n\nIn terms of performance, the stock has underperformed the S&P 500 year-to-date with a return of -1.97% compared to the S&P's 12.22%, but it has outperformed over the past year with a return of 12.91% against the S&P's 17.14%. Overall, the mixed indicators suggest a cautious approach...."
      }
    ],
    "total": 9,
    "sid": "1291111",
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  "announcements": "",
  "corporate_actions": {
    "msg": "No corporate action Found"
  }
}
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