USCB Financial Holdings, Inc.

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    "sid": 1291111,
    "name": "USCB Financial Holdings, Inc.",
    "stock_name": "USCB Financial Holdings, Inc.",
    "full_name": "USCB Financial Holdings, Inc.",
    "name_url": "stocks-analysis/uscb-financial-holdings-inc",
    "exchange": 210,
    "exchangecode": "NAS",
    "country_id": 2,
    "currency": "USD",
    "cmp": "19.35",
    "chg": -1.35,
    "chgp": "-6.52%",
    "dir": -1,
    "prev_price": "20.70",
    "mcapval": "369.09",
    "mcap": "Micro Cap",
    "scripcode": "",
    "symbol": "",
    "ind_name": "Regional Banks",
    "ind_code": 4810,
    "indexname": "S&P 500",
    "isin": "US90355N1019",
    "curr_date": "Jan 26",
    "curr_time": "",
    "bse_nse_vol": "146.54 k",
    "exc_status": "Active",
    "traded_date": "Jan 26, 2026",
    "traded_date_str": "2026 01 26",
    "score": "",
    "scoreText": "",
    "Live": 0,
    "market_time": 0,
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    "results": [
      {
        "title": "Is USCB Financial Holdings, Inc. overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-uscb-financial-holdings-inc-overvalued-or-undervalued-3738272",
        "imagepath": "",
        "date": "2025-12-01 11:06:20",
        "description": "As of 28 November 2025, the valuation grade for USCB Financial Holdings, Inc. moved from fair to expensive, indicating that the stock is overvalued. The key ratios supporting this conclusion include a P/E ratio of 12, a Price to Book Value of 1.47, and an EV to EBITDA of 8.95. In comparison to peers, Orrstown Financial Services, Inc. has a P/E of 10.63 and Southern First Bancshares, Inc. has a higher P/E of 16.87, suggesting that USCB Financial is priced higher relative to its earnings potential.\n\nAdditionally, the company's recent stock performance has been underwhelming, with a 1-year return of -12.75% compared to the S&P 500's return of 14.18%, further reinforcing the perception of overvaluation...."
      },
      {
        "title": "Is USCB Financial Holdings, Inc. overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-uscb-financial-holdings-inc-overvalued-or-undervalued-3737300",
        "imagepath": "",
        "date": "2025-11-30 11:06:35",
        "description": "As of 28 November 2025, the valuation grade for USCB Financial Holdings, Inc. moved from fair to expensive, indicating a shift towards overvaluation. The company appears overvalued based on its P/E ratio of 12, which is higher than peers like Orrstown Financial Services, Inc. with a P/E of 10.63 and Unity Bancorp, Inc. at 11.21. Additionally, the EV to EBITDA ratio stands at 8.95, and the PEG ratio is notably low at 0.15, suggesting that the stock may not be justified at its current price level.\n\nIn terms of performance, USCB Financial has underperformed relative to the S&P 500 over the past year, returning -12.75% compared to the index's 14.18%. This underperformance, combined with its expensive valuation metrics, reinforces the conclusion that USCB Financial Holdings, Inc. is currently overvalued...."
      }
    ],
    "total": 9,
    "sid": "1291111",
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  "announcements": "",
  "corporate_actions": {
    "msg": "No corporate action Found"
  }
}

News and Views

Is USCB Financial Holdings, Inc. overvalued or undervalued?

2025-12-01 11:06:20

As of 28 November 2025, the valuation grade for USCB Financial Holdings, Inc. moved from fair to expensive, indicating that the stock is overvalued. The key ratios supporting this conclusion include a P/E ratio of 12, a Price to Book Value of 1.47, and an EV to EBITDA of 8.95. In comparison to peers, Orrstown Financial Services, Inc. has a P/E of 10.63 and Southern First Bancshares, Inc. has a higher P/E of 16.87, suggesting that USCB Financial is priced higher relative to its earnings potential. Additionally, the company's recent stock performance has been underwhelming, with a 1-year return of -12.75% compared to the S&P 500's return of 14.18%, further reinforcing the perception of overvaluation....

Read full news article

Is USCB Financial Holdings, Inc. overvalued or undervalued?

2025-11-30 11:06:35

As of 28 November 2025, the valuation grade for USCB Financial Holdings, Inc. moved from fair to expensive, indicating a shift towards overvaluation. The company appears overvalued based on its P/E ratio of 12, which is higher than peers like Orrstown Financial Services, Inc. with a P/E of 10.63 and Unity Bancorp, Inc. at 11.21. Additionally, the EV to EBITDA ratio stands at 8.95, and the PEG ratio is notably low at 0.15, suggesting that the stock may not be justified at its current price level. In terms of performance, USCB Financial has underperformed relative to the S&P 500 over the past year, returning -12.75% compared to the index's 14.18%. This underperformance, combined with its expensive valuation metrics, reinforces the conclusion that USCB Financial Holdings, Inc. is currently overvalued....

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