{
  "main_header": {
    "sid": 1003893,
    "name": "Utkarsh Small F.",
    "stock_name": "Utkarsh Small F.",
    "full_name": "Utkarsh Small Finance Bank Ltd",
    "name_url": "stocks-analysis/utkarsh-small-f",
    "exchange": 0,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "15.89",
    "chg": -0.13,
    "chgp": "-0.81%",
    "dir": -1,
    "prev_price": "16.02",
    "mcapval": "2,827.66 Cr",
    "mcap": "Small Cap",
    "scripcode": 543942,
    "symbol": "UTKARSHBNK",
    "ind_name": "Other Bank",
    "ind_code": 50,
    "indexname": "",
    "isin": "INE735W01017",
    "curr_date": "Dec 05",
    "curr_time": "",
    "bse_nse_vol": "36.75 lacs",
    "exc_status": "Active",
    "traded_date": "Dec 05, 2025",
    "traded_date_str": "2025 12 05",
    "score": "",
    "scoreText": "",
    "Live": 1,
    "market_time": 1,
    "is_blur": 1,
    "is_blur_class": "blur-register-score-header",
    "is_blur_url": "https://www.marketsmojo.com/mojofeed/register?redirect=/stocks-analysis/utkarsh-small-f-1003893-0&utm_source=Spage_Header_Score",
    "mojoone": {
      "ismore": 0
    }
  },
  "news": {
    "results": [
      {
        "title": "Is Utkarsh Small F. technically bullish or bearish?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-utkarsh-small-f-technically-bullish-or-bearish-3745696",
        "imagepath": "",
        "date": "2025-12-04 08:47:57",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Technical Trend Overview</strong></p>\n<p>As of 3 December 2025, the technical trend for Utkarsh Small F. has decisively turned bearish. This shift is significant given the prior mildly bearish stance, signalling increased selling pressure or weakening momentum. The change in trend is corroborated by multiple technical indicators across different timeframes, suggesting a broad-based negative outlook.</p>\n<p><strong>Key Technical Indicators</strong></p>\n<p>The Moving Average Convergence Divergence (MACD) on the weekly chart is firmly bearish, indicating that the short-term momentum is weaker than the longer-term trend. Although the monthly MACD data is not available, the weekly signal alone points to sustained downward pressure.</p>\n<p>The Relative Strength Index (RSI), a momentum oscillator, ..."
      },
      {
        "title": "Utkarsh Small Finance Bank Faces Bearish Momentum Amid Technical Shifts",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/utkarsh-small-finance-bank-faces-intensified-bearish-momentum-amid-technical-deterioration-3745555",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/UtkarshSmallFin_technicaldot_3745555.png",
        "date": "2025-12-04 08:12:47",
        "description": "Utkarsh Small Finance Bank has experienced a notable shift in its technical momentum, with recent evaluation adjustments signalling a bearish trend across multiple timeframes. The stock’s price action, combined with key technical indicators such as MACD, RSI, and moving averages, highlights a challenging environment for the bank amid broader market dynamics."
      },
      {
        "title": "Utkarsh Small Finance Bank Sees Mixed Technical Signals Amid Price Momentum Shift",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/utkarsh-small-finance-bank-technical-momentum-shifts-amid-bearish-sentiment-3740455",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/UtkarshSmallFin_technicaldot_3740455.png",
        "date": "2025-12-02 08:13:05",
        "description": "Utkarsh Small Finance Bank has experienced a notable shift in its technical parameters, reflecting a complex interplay of price momentum and indicator signals. While some metrics suggest cautious optimism, others continue to signal challenges, underscoring a nuanced market assessment for this banking sector stock."
      },
      {
        "title": "Utkarsh Small F. Sees Revision in Market Assessment Amidst Challenging Financials",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/utkarsh-small-f-downgraded-to-strong-sell-amid-deteriorating-fundamentals-3736859",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/UtkarshSmallF_mojoScore_3736859.png",
        "date": "2025-11-29 17:52:21",
        "description": "Utkarsh Small F., a small-cap player in the Other Bank sector, has experienced a revision in its market evaluation reflecting ongoing financial and technical challenges. This shift in assessment highlights the company's recent performance trends and valuation concerns amid a difficult operating environment."
      },
      {
        "title": "Utkarsh Small Finance Bank Q2 FY26: Asset Quality Crisis Deepens as Losses Mount",
        "link": "https://www.marketsmojo.com/news/result-analysis/utkarsh-small-finance-bank-q2-fy26-asset-quality-crisis-deepens-as-losses-mount-3721667",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/UtkarshSmallFin_quaterlyResult_3721667.png",
        "date": "2025-11-19 09:57:05",
        "description": "Utkarsh Small Finance Bank Ltd. reported a net loss of ₹348.46 crores in Q2 FY26, marking a deterioration of 45.51% quarter-on-quarter and a staggering 778.07% decline year-on-year. The Varanasi-based small finance bank, with a market capitalisation of ₹2,984.26 crores, continues to grapple with mounting asset quality concerns as gross non-performing assets surged to 12.42%, whilst net interest margins collapsed to negligible levels. The stock, trading at ₹16.77, has plummeted 52.39% over the past year, reflecting investor exodus amid deteriorating fundamentals."
      },
      {
        "title": "Utkarsh Small Finance Bank Faces Very Negative Financial Trend Amidst Market Challenges",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/utkarsh-small-finance-bank-reports-very-negative-q2-2025-performance-amid-steep-declines-3714162",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/UtkarshSmallFin_fintrenddot_3714162.png",
        "date": "2025-11-19 08:01:12",
        "description": "Utkarsh Small Finance Bank's recent quarterly results for September 2025 reveal a pronounced shift in its financial trend, moving from negative to very negative territory. Key metrics such as net sales, profitability, and returns indicate a challenging quarter compared to historical averages, reflecting pressures within the Other Bank sector and broader market conditions."
      },
      {
        "title": "How has been the historical performance of Utkarsh Small F.?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-utkarsh-small-f-3709273",
        "imagepath": "",
        "date": "2025-11-17 23:26:12",
        "description": "Answer:\nThe historical performance of Utkarsh Small Finance Bank shows significant growth in various financial metrics over the years.\n\nBreakdown:\nUtkarsh Small Finance Bank has demonstrated a robust increase in interest earned, rising from 1,580.99 Cr in Mar'21 to 3,764.93 Cr in Mar'25. This growth is driven primarily by interest on advances, which surged from 1,385.74 Cr in Mar'21 to 3,336.96 Cr in Mar'25. Total income also saw a substantial rise, reaching 4,364.76 Cr in Mar'25, up from 1,705.84 Cr in Mar'21. However, interest expended increased as well, from 741.74 Cr in Mar'21 to 1,742.06 Cr in Mar'25, leading to a net interest income of 2,022.87 Cr in Mar'25. The bank's total expenditure, excluding depreciation, rose to 1,615.77 Cr in Mar'25, with employee costs and other operating expenses contributing to this increase. Despite these expenditures, the operating profit before provisions and contingenci..."
      },
      {
        "title": "Utkarsh Small Finance Bank Ltd Trades 23.7 Million Shares, Leading Daily Volume Activity",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/utkarsh-small-finance-bank-ltd-trades-237-million-shares-leading-daily-volume-activity-3707143",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/UtkarshSmallFin_most_active_equities_by_volume_3707143.png",
        "date": "2025-11-17 11:00:14",
        "description": "Utkarsh Small Finance Bank Ltd has seen significant trading activity, with nearly 23.7 million shares exchanged and a total value of around Rs 39.60 crore. The stock's performance has outpaced sector averages, although investor participation has declined notably in recent days, indicating mixed trends in engagement."
      },
      {
        "title": "How has been the historical performance of Utkarsh Small F.?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-utkarsh-small-f-3704232",
        "imagepath": "",
        "date": "2025-11-15 00:29:37",
        "description": "Answer:\nThe historical performance of Utkarsh Small Finance Bank shows significant growth in various financial metrics over the years.\n\nBreakdown:\nUtkarsh Small Finance Bank has demonstrated a consistent increase in interest earned, rising from 1,580.99 Cr in Mar'21 to 3,764.93 Cr in Mar'25. This growth is primarily driven by interest on advances, which grew from 1,385.74 Cr in Mar'21 to 3,336.96 Cr in Mar'25. Total income also saw a substantial increase, reaching 4,364.76 Cr in Mar'25 compared to 1,705.84 Cr in Mar'21. However, the bank's profit before tax experienced fluctuations, peaking at 659.39 Cr in Mar'24 before dropping to 27.65 Cr in Mar'25. Profit after tax followed a similar trend, reaching 497.63 Cr in Mar'24 and then declining to 23.70 Cr in Mar'25. The bank's total liabilities increased significantly from 12,137.92 Cr in Mar'21 to 28,127.44 Cr in Mar'25, with deposits also rising from 7,507.5..."
      }
    ],
    "total": 240,
    "sid": "1003893",
    "stock_news_url": "https://www.marketsmojo.com/news/utkarsh-small-finance-bank-1003893"
  },
  "announcements": [
    {
      "caption": "Announcement under Regulation 30 (LODR)-Earnings Call Transcript",
      "datetime": "19-Nov-2025",
      "details": "Transcript of Earnings Call held on November 14 2025",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation",
      "datetime": "18-Nov-2025",
      "details": "Intimation of Schedule of Analyst / Institutional Investors Meeting under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015. The required details is enclosed.",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome",
      "datetime": "15-Nov-2025",
      "details": "Earnings Call Audio Link Q2 FY2025-26",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "",
      "data": [
        {
          "txt": "Utkarsh Small Finance Bank Ltd has declared <strong>5%</strong> dividend, ex-date: 12 Jul 24",
          "dt": "2024-07-12",
          "middle_text": "Dividend Alert"
        }
      ]
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "",
      "data": [
        {
          "txt": "Utkarsh Small Finance Bank Ltd has announced <strong>8:13</strong> rights issue, ex-date: 14 Oct 25",
          "dt": "2025-10-14",
          "middle_text": "Rights Issue"
        }
      ]
    }
  ]
}

News and Views

Is Utkarsh Small F. technically bullish or bearish?

2025-12-04 08:47:57

Technical Trend Overview

As of 3 December 2025, the technical trend for Utkarsh Small F. has decisively turned bearish. This shift is significant given the prior mildly bearish stance, signalling increased selling pressure or weakening momentum. The change in trend is corroborated by multiple technical indicators across different timeframes, suggesting a broad-based negative outlook.

Key Technical Indicators

The Moving Average Convergence Divergence (MACD) on the weekly chart is firmly bearish, indicating that the short-term momentum is weaker than the longer-term trend. Although the monthly MACD data is not available, the weekly signal alone points to sustained downward pressure.

The Relative Strength Index (RSI), a momentum oscillator, ...

Read More

Utkarsh Small Finance Bank Faces Bearish Momentum Amid Technical Shifts

2025-12-04 08:12:47

Utkarsh Small Finance Bank has experienced a notable shift in its technical momentum, with recent evaluation adjustments signalling a bearish trend across multiple timeframes. The stock’s price action, combined with key technical indicators such as MACD, RSI, and moving averages, highlights a challenging environment for the bank amid broader market dynamics.

Read More

Utkarsh Small Finance Bank Sees Mixed Technical Signals Amid Price Momentum Shift

2025-12-02 08:13:05

Utkarsh Small Finance Bank has experienced a notable shift in its technical parameters, reflecting a complex interplay of price momentum and indicator signals. While some metrics suggest cautious optimism, others continue to signal challenges, underscoring a nuanced market assessment for this banking sector stock.

Read More

Utkarsh Small F. Sees Revision in Market Assessment Amidst Challenging Financials

2025-11-29 17:52:21

Utkarsh Small F., a small-cap player in the Other Bank sector, has experienced a revision in its market evaluation reflecting ongoing financial and technical challenges. This shift in assessment highlights the company's recent performance trends and valuation concerns amid a difficult operating environment.

Read More

Utkarsh Small Finance Bank Q2 FY26: Asset Quality Crisis Deepens as Losses Mount

2025-11-19 09:57:05

Utkarsh Small Finance Bank Ltd. reported a net loss of ₹348.46 crores in Q2 FY26, marking a deterioration of 45.51% quarter-on-quarter and a staggering 778.07% decline year-on-year. The Varanasi-based small finance bank, with a market capitalisation of ₹2,984.26 crores, continues to grapple with mounting asset quality concerns as gross non-performing assets surged to 12.42%, whilst net interest margins collapsed to negligible levels. The stock, trading at ₹16.77, has plummeted 52.39% over the past year, reflecting investor exodus amid deteriorating fundamentals.

Read More

Utkarsh Small Finance Bank Faces Very Negative Financial Trend Amidst Market Challenges

2025-11-19 08:01:12

Utkarsh Small Finance Bank's recent quarterly results for September 2025 reveal a pronounced shift in its financial trend, moving from negative to very negative territory. Key metrics such as net sales, profitability, and returns indicate a challenging quarter compared to historical averages, reflecting pressures within the Other Bank sector and broader market conditions.

Read More

How has been the historical performance of Utkarsh Small F.?

2025-11-17 23:26:12

Answer: The historical performance of Utkarsh Small Finance Bank shows significant growth in various financial metrics over the years. Breakdown: Utkarsh Small Finance Bank has demonstrated a robust increase in interest earned, rising from 1,580.99 Cr in Mar'21 to 3,764.93 Cr in Mar'25. This growth is driven primarily by interest on advances, which surged from 1,385.74 Cr in Mar'21 to 3,336.96 Cr in Mar'25. Total income also saw a substantial rise, reaching 4,364.76 Cr in Mar'25, up from 1,705.84 Cr in Mar'21. However, interest expended increased as well, from 741.74 Cr in Mar'21 to 1,742.06 Cr in Mar'25, leading to a net interest income of 2,022.87 Cr in Mar'25. The bank's total expenditure, excluding depreciation, rose to 1,615.77 Cr in Mar'25, with employee costs and other operating expenses contributing to this increase. Despite these expenditures, the operating profit before provisions and contingenci...

Read More

Utkarsh Small Finance Bank Ltd Trades 23.7 Million Shares, Leading Daily Volume Activity

2025-11-17 11:00:14

Utkarsh Small Finance Bank Ltd has seen significant trading activity, with nearly 23.7 million shares exchanged and a total value of around Rs 39.60 crore. The stock's performance has outpaced sector averages, although investor participation has declined notably in recent days, indicating mixed trends in engagement.

Read More

How has been the historical performance of Utkarsh Small F.?

2025-11-15 00:29:37

Answer: The historical performance of Utkarsh Small Finance Bank shows significant growth in various financial metrics over the years. Breakdown: Utkarsh Small Finance Bank has demonstrated a consistent increase in interest earned, rising from 1,580.99 Cr in Mar'21 to 3,764.93 Cr in Mar'25. This growth is primarily driven by interest on advances, which grew from 1,385.74 Cr in Mar'21 to 3,336.96 Cr in Mar'25. Total income also saw a substantial increase, reaching 4,364.76 Cr in Mar'25 compared to 1,705.84 Cr in Mar'21. However, the bank's profit before tax experienced fluctuations, peaking at 659.39 Cr in Mar'24 before dropping to 27.65 Cr in Mar'25. Profit after tax followed a similar trend, reaching 497.63 Cr in Mar'24 and then declining to 23.70 Cr in Mar'25. The bank's total liabilities increased significantly from 12,137.92 Cr in Mar'21 to 28,127.44 Cr in Mar'25, with deposits also rising from 7,507.5...

Read More

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