Dashboard
1
Weak Long Term Fundamental Strength as the company has not declared results in the last 6 months
- Poor long term growth as Net Sales has grown by an annual rate of -37.84% and Operating profit at 14.09%
2
Negative results in Mar 25
3
Risky -
4
Consistent Underperformance against the benchmark over the last 3 years
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-4.27%
0%
-4.27%
6 Months
-9.77%
0%
-9.77%
1 Year
-17.37%
0%
-17.37%
2 Years
-24.88%
0%
-24.88%
3 Years
1.29%
0%
1.29%
4 Years
-29.28%
0%
-29.28%
5 Years
-49.84%
0%
-49.84%
NPL Nova SA for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
-37.84%
EBIT Growth (5y)
14.09%
EBIT to Interest (avg)
-0.63
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.21
Tax Ratio
11.62%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0.68%
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.56
EV to EBIT
-4.71
EV to EBITDA
-6.67
EV to Capital Employed
0.55
EV to Sales
2.86
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-11.58%
ROE (Latest)
-8.04%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
Mildly Bullish
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
Quarterly Results Snapshot (Consolidated) - Mar'25 - QoQ
Mar'25
Dec'24
Change(%)
Net Sales
1.10
0.50
120.00%
Operating Profit (PBDIT) excl Other Income
-0.00
-0.30
100.00%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
0.30
-0.40
175.00%
Operating Profit Margin (Excl OI)
-189.60%
-910.00%
72.04%
USD in Million.
Net Sales
QoQ Growth in quarter ended Mar 2025 is 120.00% vs -61.54% in Dec 2024
Consolidated Net Profit
QoQ Growth in quarter ended Mar 2025 is 175.00% vs -33.33% in Dec 2024
Annual Results Snapshot (Consolidated) - Dec'24
Dec'24
Dec'23
Change(%)
Net Sales
4.30
4.80
-10.42%
Operating Profit (PBDIT) excl Other Income
-0.40
-1.60
75.00%
Interest
0.10
0.20
-50.00%
Exceptional Items
0.00
0.00
Consolidate Net Profit
-1.00
-1.20
16.67%
Operating Profit Margin (Excl OI)
-251.90%
-464.40%
21.25%
USD in Million.
Net Sales
YoY Growth in year ended Dec 2024 is -10.42% vs -2.04% in Dec 2023
Consolidated Net Profit
YoY Growth in year ended Dec 2024 is 16.67% vs 47.83% in Dec 2023
About NPL Nova SA 
NPL Nova SA
Miscellaneous
Pragma Inkaso SA is a Poland-based company engaged in the debt execution services. The Company specializes in recovering the amounts due of economic turnover and providing debt management services. Pragma Inkaso SA undertakes debt execution proceedings for clients in Germany, the Czech Republic and Slovakia. Among the Company’s clients there are Nike Poland Sp. z o.o., Reebok Poland Sp. z o.o., PKN Orlen SA, Zaklady Azotowe Anwil SA and Zaklady Chemiczne Police SA. Pragma Inkaso SA is majority owned by Pragma Finanse Sp. z o.o. The Company operates through two wholly owned subsidiaries: Pragma Collect Sp. z o.o. and Brynowska 72 Sp. z o.o. As of July 2012, the Company established a new wholly owned subsidiary, Pragma Collect Sp. z o.o. spolka komandytowo-akcyjna, engaged in the acquisition of liabilities.
Company Coordinates 
Company Details
Ul. Czarnohucka 3 , TARNOWSKIE GORY None : 42-600
Registrar Details






