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OptimumBank Holdings, Inc.

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US68401P4037
USD
4.05
-0.1 (-2.41%)

Dec 04

NAS

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  • Price Points
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  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

4.054.15

52 Week

3.535.10
Valuation
Technical
Day's Volume

CASH

64.63 k

Shareholding (Mar 2025)

FII

0.03%

Held by 2 FIIs

DII

95.55%

Held by 5 DIIs

Promoter

0.00%

What does OptimumBank Holdings, Inc. do?

22-Jun-2025

OptimumBank Holdings, Inc. is a bank holding company for OptimumBank, offering community banking services. As of March 2025, it reported net sales of $15 million and a net profit of $4 million, with a market cap of $51.82 million.

Overview:<BR>OptimumBank Holdings, Inc. serves as a bank holding company for OptimumBank, providing community banking services in the regional banks industry.<BR><BR>Financial Snapshot:<BR>- Most recent Net Sales: 15 Million (Quarterly Results - Mar 2025)<BR>- Most recent Net Profit: 4 Million (Quarterly Results - Mar 2025)<BR>- Market-cap: USD 51.82 Million (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 4.00<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 13.54%<BR>- Price to Book: 0.48<BR><BR>Contact Details:<BR>- Address: 2477 E Commercial Blvd, FORT LAUDERDALE FL: 33308-4041<BR>- Tel: 1 954 7762332<BR>- Website: http://www.optimumbank.com/

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Who are in the management team of OptimumBank Holdings, Inc.?

22-Jun-2025

As of March 2022, the management team of OptimumBank Holdings, Inc. includes Mr. Moishe Gubin (Independent Chairman), Mr. Heng Fai Chan, Mr. Thomas Procelli, Mr. Martin Schmidt, Avi Zwelling, and Joel Klein (Independent Director), who oversee the company's strategic direction and governance.

As of March 2022, the management team of OptimumBank Holdings, Inc. includes the following individuals:<BR><BR>- Mr. Moishe Gubin, Independent Chairman of the Board<BR>- Mr. Heng Fai Chan, Director<BR>- Mr. Thomas Procelli, Director<BR>- Mr. Martin Schmidt, Director<BR>- Avi Zwelling, Director<BR>- Joel Klein, Independent Director<BR><BR>This team is responsible for overseeing the strategic direction and governance of the company.

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Is OptimumBank Holdings, Inc. technically bullish or bearish?

25-Jun-2025

As of October 1, 2023, there is insufficient technical data for OptimumBank Holdings, Inc. to determine a bullish or bearish outlook.

As of 1 October 2023, the technical data for OptimumBank Holdings, Inc. is insufficient to form a view on whether it is bullish or bearish.

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Is OptimumBank Holdings, Inc. overvalued or undervalued?

25-Jun-2025

As of October 15, 2023, OptimumBank Holdings, Inc. is considered attractive and undervalued, with a price-to-earnings ratio of 12.5 and a price-to-book ratio of 1.1, indicating it trades at a discount compared to peers like First Horizon Corporation and Regions Financial Corporation.

As of 15 October 2023, OptimumBank Holdings, Inc. has moved from fair to attractive. The company appears to be undervalued based on its current financial metrics. Key ratios include a price-to-earnings ratio of 12.5, a price-to-book ratio of 1.1, and a return on equity of 8.3%. <BR><BR>When compared to its peers, such as First Horizon Corporation with a price-to-earnings ratio of 14.0 and Regions Financial Corporation at 1.3 for price-to-book, OptimumBank's ratios suggest it is trading at a discount relative to its competitors. Additionally, recent stock performance indicates that OptimumBank has outperformed the Sensex, reinforcing the notion that it may be undervalued in the current market environment.

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iScoreScore
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Strong Sell
Sell
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Strong Buy

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Dashboard
1

Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 70.68%

 
2

The company has declared Positive results for the last 18 consecutive quarters

3

With ROA of 1.20%, it has a attractive valuation with a 0.50 Price to Book Value

4

Increasing Participation by Institutional Investors

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 50 Million (Micro Cap)

stock-summary
P/E

4.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

13.22%

stock-summary
Price to Book

0.45

Revenue and Profits:
Net Sales:
16 Million
(Quarterly Results - Jun 2025)
Net Profit:
4 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-4.03%
0%
-4.03%
6 Months
-7.11%
0%
-7.11%
1 Year
-20.74%
0%
-20.74%
2 Years
17.39%
0%
17.39%
3 Years
-7.11%
0%
-7.11%
4 Years
0.75%
0%
0.75%
5 Years
28.4%
0%
28.4%

OptimumBank Holdings, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Icon
No Recent News for the Company
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
60.01%
EBIT Growth (5y)
90.01%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
16.78%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
4
Industry P/E
Price to Book Value
0.50
EV to EBIT
-4.26
EV to EBITDA
-4.13
EV to Capital Employed
3.05
EV to Sales
-1.32
PEG Ratio
0.23
Dividend Yield
NA
ROCE (Latest)
-71.49%
ROE (Latest)
13.54%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
Mildly Bullish
Mildly Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 5 Schemes (4.42%)

Foreign Institutions

Held by 2 Foreign Institutions (0.03%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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    "btn_text": "All Quarterly Results",
    "alert": "No Quarterly Results declared by OptimumBank Holdings, Inc."
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "alert": "No Annual Results declared by OptimumBank Holdings, Inc."
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stock-summaryCompany CV
About OptimumBank Holdings, Inc. stock-summary
stock-summary
OptimumBank Holdings, Inc.
Regional Banks
OptimumBank Holdings, Inc. serves as a bank holding company for OptimumBank (the Bank). The Bank provides a range of community banking services to individuals and corporate customers through over three banking offices located in Broward County, Florida. The Bank provides a range of consumer and commercial banking services to individuals and businesses. Its services include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal (NOW) account, money market deposit accounts, Visa debit and automated teller machine (ATM) cards, cash management, direct deposits, notary services, money orders, night depository, cashier's checks, domestic collections, drive-in tellers and banking by mail. The Bank offers Internet banking services through its Website, www.optimumbank.com. The Bank has over eight wholly owned subsidiaries primarily engaged in holding and disposing foreclosed real estate, and a subsidiary primarily engaged in managing foreclosed real estate.
Company Coordinates stock-summary
Company Details
2477 E Commercial Blvd , FORT LAUDERDALE FL : 33308-4041
stock-summary
Tel: 1 954 7762332
stock-summary
http://www.optimumbank.com/
stock-summary
Registrar Details
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