Paragon Finance

Which are the latest news on Paragon Finance?

Why is Paragon Finance Ltd falling/rising?

As of 05-Sep, Paragon Finance Ltd's stock price is rising to Rs 53.69, reflecting a 5.86% increase after a trend reversal. Despite a significant drop in delivery volume, the stock shows strong intraday performance and outperforms its sector.

As of 05-Sep, Paragon Finance Ltd's stock price is rising, currently at Rs 53.69, reflecting a change of Rs 2.97 or 5.86% increase. This upward movement follows a trend reversal, as the stock has gained after two consecutive days of decline. Additionally, the stock has outperformed its sector by 4.78% today, indicating strong relative performance.<BR><BR>The stock reached an intraday high of Rs 56.66, which is an increase of 11.71%, showcasing significant intraday volatility of 5.51%. Despite this positive movement, there are signs of falling investor participation, with delivery volume dropping by 96.96% against the 5-day average. However, the stock remains liquid enough for trading, based on its average traded value.<BR><BR>Overall, the combination of a recent trend reversal, strong intraday performance, and outperformance against the sector contributes to the rising stock price of Paragon Finance Ltd.

Should I buy, sell or hold Paragon Finance Ltd?

Who are in the management team of Paragon Finance?

The management team of Paragon Finance includes Aloke Kumar Gupta (Director & CFO), Suvobrato Ganguly (Non-Executive & Independent Director), Sanjay Kumar Gupta (Executive Director & Company Secretary), and Anny Jain (Non-Executive & Independent Director).

The management team of Paragon Finance includes the following individuals:<BR><BR>1. Aloke Kumar Gupta - Director & CFO<BR>2. Suvobrato Ganguly - Non-Executive & Independent Director<BR>3. Sanjay Kumar Gupta - Executive Director & Company Secretary<BR>4. Anny Jain - Non-Executive & Independent Director<BR><BR>If you need more details about their roles or the company, feel free to ask!

What does Paragon Finance do?

Paragon Finance Ltd is a Non Banking Financial Company (NBFC) focused on the micro-cap market, reporting net sales of 1 Cr and a net profit of 3 Cr for June 2026. The company has a market cap of INR 24 Cr and key metrics include a P/E of 28.00 and a debt-equity ratio of 0.05.

Overview:<BR>Paragon Finance Ltd operates as a Non Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History:<BR>The company was incorporated on July 21, 1986, initially as "Paragon Finance and Plywood Industries Limited" and later renamed to "Paragon Finance Limited" on August 16, 1993. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 1 Cr (Quarterly Results - Jun 2026)<BR>- Net Profit: 3 Cr (Quarterly Results - Jun 2026)<BR>- Market Cap: INR 24 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 28.00<BR>- Industry P/E: 21<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.05<BR>- Return on Equity: 2.97%<BR>- Price to Book: 0.82<BR><BR>Contact Details:<BR>Address: Sikkim House 4th Floor, 4/1 Middleton Street Kolkata West Bengal : 700071<BR>Phone: 91-33-40612288<BR>Email: paragoncal@gmail.com<BR>Website: http://www.paragonfinanceltd.com

Who are the peers of the Paragon Finance?

Paragon Finance's peers include Longspur Intl, Smart Finsec, Ashirwad Cap., Roselabs Finance, Navigant Corp., Easun Capital Ma, Standard Battery, and Vani Commercials. Notably, Smart Finsec has the highest management risk, while Paragon Finance has below average growth and a 1-year return of 5.09%.

Peers: The peers of Paragon Finance are Longspur Intl, Smart Finsec, Ashirwad Cap., Roselabs Finance, Navigant Corp., Easun Capital Ma, Standard Battery, and Vani Commercials.<BR><BR>Quality Snapshot: Excellent management risk is observed at Smart Finsec, Ashirwad Cap., Navigant Corp., Easun Capital Ma, and Vani Commercials, while Below Average management risk is found at Longspur Intl, Paragon Finance, and the rest. Average growth is noted at Longspur Intl and Ashirwad Cap., while Below Average growth is present at Smart Finsec, Paragon Finance, and the rest. Excellent capital structure is seen at Smart Finsec, Ashirwad Cap., Paragon Finance, Navigant Corp., Easun Capital Ma, and Vani Commercials, while the rest do not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is R G F Capital at 181.82%, while Smart Finsec has the lowest at -33.87%, with Paragon Finance's own return of 5.09% being higher than Smart Finsec's but lower than R G F Capital's. Additionally, the peers with negative six-month returns include Smart Finsec, Ashirwad Cap., Standard Battery, and Easun Capital Ma.

How big is Paragon Finance?

As of 31st August, Paragon Finance Ltd has a market capitalization of 24.00 Cr and reported Net Sales of 1.07 Cr and a Net Profit of 0.85 Cr in the latest four quarters. Specific values for Shareholder's Funds and Total Assets are not available.

As of 31st August, Paragon Finance Ltd has a market capitalization of 24.00 Cr, categorized as a Micro Cap company.<BR><BR>In the latest four quarters, Paragon Finance reported Net Sales of 1.07 Cr and a Net Profit of 0.85 Cr.<BR><BR>The reporting period for the balance sheet data is the latest annual period. However, specific values for Shareholder's Funds and Total Assets are not available.

When is the next results date for Paragon Finance Ltd?

The next results date for Paragon Finance Ltd is 11 August 2026.

The next results date for Paragon Finance Ltd is scheduled for 11 August 2026.

Are Paragon Finance Ltd latest results good or bad?

Paragon Finance Ltd's latest Q4 FY26 results are poor, showing a net profit of -₹4.88 crores and net sales of -₹0.90 crores, indicating significant operational challenges and financial instability. The drastic declines in both profit and sales raise concerns about the sustainability of the company's business model.

Paragon Finance Ltd's latest results for Q4 FY26 indicate a significantly poor performance. The company reported a net profit of -₹4.88 crores, reflecting a drastic quarter-on-quarter decline of 371.11%. This is coupled with net sales of -₹0.90 crores, which represents a staggering drop of 198.90% compared to the previous quarter. <BR><BR>The financial volatility is alarming, as the company has experienced extreme swings between profits and losses over recent quarters. The collapse in other income, which fell from a positive ₹1.71 crores in Q3 FY26 to negative ₹4.13 crores in Q4 FY26, was a major contributor to this poor performance. Even when excluding other income, the operating profit was at its lowest recorded level, indicating serious operational challenges.<BR><BR>While the return on equity has improved to 9.04%, this figure must be viewed cautiously given the overall instability in earnings. The company's financial trajectory raises concerns about the sustainability of its business model, making the latest results decidedly negative. <BR><BR>Overall, the combination of negative sales, significant losses, and operational difficulties suggests that Paragon Finance Ltd's latest results are indeed bad.

Is Paragon Finance overvalued or undervalued?

As of December 4, 2025, Paragon Finance is fairly valued with a PE Ratio of 26.31, an EV to EBITDA of -21.39, and a Price to Book Value of 0.68, outperforming the Sensex with a 76.27% return over the past three years, but remains more expensive than some peers like Life Insurance at 10.85.

As of 4 December 2025, Paragon Finance has moved from an expensive to a fair valuation grade. The company appears to be fairly valued at this time. Key ratios include a PE Ratio of 26.31, an EV to EBITDA of -21.39, and a Price to Book Value of 0.68, indicating a relatively low market valuation compared to its book value.<BR><BR>In comparison to its peers, Paragon Finance's PE Ratio is lower than Bajaj Finance's 34.9 and significantly higher than Life Insurance's attractive valuation at 10.85. This suggests that while Paragon is fairly valued, it remains more expensive than some of its more attractive peers. Notably, the company has experienced a strong return of 76.27% over the past three years, outperforming the Sensex's 35.62% during the same period, which may reinforce its current valuation status.

How has been the historical performance of Paragon Finance?

Paragon Finance's historical performance from 2008 to 2010 showed fluctuating net sales, with a decrease to 3.60 Cr in March 2010 from 4.33 Cr in March 2009, but improved profitability metrics, including a profit before tax increase to 0.83 Cr and an EPS rise to 1.61 in March 2010. Despite sales challenges, the company demonstrated enhanced operational efficiency and profitability margins during this period.

Answer:<BR>The historical performance of Paragon Finance shows a fluctuating trend in net sales and profitability over the years from 2008 to 2010.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2010, Paragon Finance reported net sales of 3.60 Cr, a decrease from 4.33 Cr in March 2009, but an increase from 2.84 Cr in March 2008. The total operating income also followed a similar trend, standing at 3.61 Cr in March 2010, down from 4.40 Cr in the previous year, while it matched the 2008 figure of 2.84 Cr. The company’s total expenditure, excluding depreciation, was 2.38 Cr in March 2010, a decline from 3.76 Cr in March 2009 and an increase from 1.86 Cr in March 2008. Operating profit (PBDIT) rose to 1.31 Cr in March 2010 from 0.67 Cr in March 2009, indicating improved operational efficiency, despite a slight decrease from 1.00 Cr in March 2008. Profit before tax increased significantly to 0.83 Cr in March 2010 from 0.18 Cr in March 2009, and profit after tax also saw a notable rise to 0.68 Cr compared to 0.11 Cr in the prior year. The earnings per share (EPS) improved to 1.61 in March 2010 from 0.35 in March 2009, reflecting a positive trend in profitability. The operating profit margin, excluding other income, was 34.04% in March 2010, up from 14.56% in March 2009, while the profit after tax margin reached 18.96%, a substantial increase from 2.39% in the previous year. Overall, while Paragon Finance faced challenges in sales, it demonstrated resilience in profitability metrics and operational margins during this period.

What is the technical trend for Paragon Finance?

As of May 29, 2025, Paragon Finance shows a mildly bearish trend primarily due to daily moving averages, despite mixed signals from weekly indicators and mildly bullish Bollinger Bands suggesting some upward potential.

As of 29 May 2025, the technical trend for Paragon Finance has changed from sideways to mildly bearish. The daily moving averages indicate a mildly bearish stance, while the weekly MACD and KST show a mildly bullish signal, creating a mixed outlook. The Bollinger Bands are mildly bullish on both weekly and monthly time frames, suggesting some upward potential. However, the monthly MACD and KST are mildly bearish, reinforcing the overall bearish trend. The lack of clear signals from the RSI further supports a neutral stance in the short term. Overall, the current technical stance is mildly bearish, driven primarily by the daily moving averages and the mixed signals from other indicators.

Who are the top shareholders of the Paragon Finance?

The top shareholders of Paragon Finance are Mahant Vanijya Pvt Ltd with 18.83%, Siphon Marketing Pvt. Ltd. as the highest public shareholder at 2.94%, and individual investors holding a combined 15.37%. There are no mutual funds or foreign institutional investors involved.

The top shareholders of Paragon Finance include Mahant Vanijya Pvt Ltd, which holds the largest stake at 18.83%. Other notable shareholders include Siphon Marketing Pvt. Ltd., the highest public shareholder with a 2.94% stake, and individual investors collectively holding 15.37% of the shares. There are no mutual funds or foreign institutional investors currently holding shares in the company.

Has Paragon Finance declared dividend?

No Dividend History Available