Paul Merchants

Who are in the management team of Paul Merchants?

As of March 2018, the management team of Paul Merchants includes Chairman Sat Paul Bansal, Executive Director Rajneesh Bansal, and several non-executive directors, along with a company secretary, overseeing the company's governance and operations.

As of March 2018, the management team of Paul Merchants includes the following individuals:<BR><BR>1. Sat Paul Bansal - Chairman cum Managing Director<BR>2. Rajneesh Bansal - Executive Director<BR>3. Sandeep Bansal - Non Independent & Non Executive Director<BR>4. Sarita Rani Bansal - Non Independent & Non Executive Director<BR>5. Dharam Pal Sharma - Whole Time Director<BR>6. Vigyan Arora - Non Executive Independent Director<BR>7. Dilbag Singh Sidhu - Non Executive Independent Director<BR>8. Ajay Kumar Arora - Non Executive Independent Director<BR>9. Arjun Pandurang Ghugal - Non Executive Independent Director<BR>10. Uma Shankar Paliwal - Non Executive Independent Director<BR>11. Hardam Singh - Company Secretary<BR><BR>This team encompasses a mix of executive and non-executive roles, contributing to the governance and management of the company.

What does Paul Merchants do?

Paul Merchants Ltd is a Non Banking Financial Company (NBFC) established in 1984, focusing on the micro cap market. As of March 2025, it reported net sales of ₹582 Cr and a net profit of ₹17 Cr, with a market cap of ₹231 Cr.

Overview:<BR>Paul Merchants Ltd is a Non Banking Financial Company (NBFC) operating in the micro cap market segment.<BR><BR>History:<BR>The company was incorporated in 1984 under the name Brite Agro Mills Limited, later changing its name to Paul Merchants Limited in 1991. The company commenced its operations in 1999, with the latest quarterly results reported for March 2025 showing net sales and profit.<BR><BR>Financial Snapshot:<BR>Net Sales: 582 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 17 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 231 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 11.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.04 <BR>Return on Equity: 3.53% <BR>Price to Book: 0.37 <BR><BR>Contact Details:<BR>Address: DSM 335 336 & 337 3rd Floor, DLF Tower 15 Shivaji Marg New Delhi New Delhi : 110015 <BR>Tel: 91-011-48702000 <BR>Email: info@paulmerchants.net <BR>Website: http://www.paulmerchants.net

What is the bonus history of the Paul Merchants?

Paul Merchants Ltd recently announced a 2:1 bonus issue, with an ex-date and record date of December 19, 2023, meaning shareholders will receive one additional share for every share held.

Paul Merchants Ltd has a recent bonus issue history that includes a 2:1 bonus announced with an ex-date of December 19, 2023. This means that for every one share held, shareholders will receive an additional share. The record date for this bonus is also December 19, 2023. If you have any more questions about the company or its financial activities, feel free to ask!

Has Paul Merchants declared dividend?

Paul Merchants Ltd has declared a 20% dividend, amounting to 2 per share, but the dividend yield remains at 0% as there have been no additional dividends since. Total returns have varied significantly, with a 159.53% return over the past 5 years, despite recent declines in shorter periods.

Paul Merchants Ltd has declared a 20% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 20%<BR>- Amount per share: 2 per share<BR>- Ex-date: 19 Aug 19<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -18.27%, the dividend return was 0%, resulting in a total return of -18.27%.<BR><BR>Over the past year, the price return was -13.96%, the dividend return was 0%, leading to a total return of -13.96%.<BR><BR>In the 2-year period, the price return was 74.49%, the dividend return was 0%, which resulted in a total return of 74.49%.<BR><BR>For the 3-year period, the price return was 83.19%, the dividend return was 0%, culminating in a total return of 83.19%.<BR><BR>In the last 4 years, the price return was 18.54%, the dividend return was 0%, giving a total return of 18.54%.<BR><BR>Over the past 5 years, the price return was 159.53%, the dividend return was 0%, resulting in a total return of 159.53%.<BR><BR>Overall, while Paul Merchants Ltd has declared a dividend, the dividend yield remains at 0%, indicating that there have been no additional dividends since the last declaration. The total returns show significant variability, with strong performance over longer periods despite recent declines in shorter time frames.

Who are the peers of the Paul Merchants?

Peers of Paul Merchants include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Gamco Ltd, Available Fin., Keynote Finan., and Sunshine Capital. Paul Merchants has below average management risk and growth, while its capital structure is rated excellent.

Peers: The peers of Paul Merchants are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Gamco Ltd, Available Fin., Keynote Finan., and Sunshine Capital.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial, Keynote Finan., and Sunshine Capital. Good management risk is noted at Shriram Finance, and Below Average management risk is seen at Paul Merchants and Gamco Ltd. Growth is rated Excellent for Jio Financial, Good for Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, Keynote Finan., and Gamco Ltd, while Average growth is observed at Muthoot Finance and Sunshine Capital, and Below Average growth is noted at Paul Merchants and NDL Ventures. Capital Structure is rated Excellent for Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, and Keynote Finan., Good for Cholaman.Inv.&Fn, Average for Gamco Ltd, and Below Average for Available Fin., while Paul Merchants has an Excellent capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Keynote Finan. at 77.08%, while the lowest is Gamco Ltd at -86.37%. Paul Merchants has a 1-year return of -8.81%, which is higher than Gamco Ltd but lower than Keynote Finan. Additionally, the six-month return is negative for Gamco Ltd, Available Fin., Sunshine Capital, and NDL Ventures.

What is the technical trend for Paul Merchants?

As of June 5, 2025, Paul Merchants exhibits a mildly bearish technical trend, influenced by bearish moving averages and mixed signals from MACD and Bollinger Bands.

As of 5 June 2025, the technical trend for Paul Merchants has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, but the monthly MACD is mildly bearish, suggesting mixed signals. The Bollinger Bands and KST both reflect a mildly bearish outlook on the weekly and monthly time frames. The daily moving averages remain bearish, which adds to the overall cautious sentiment. The Dow Theory shows a mildly bearish trend on the weekly chart with no clear trend on the monthly. Overall, the current technical stance is mildly bearish, driven primarily by the bearish moving averages and mixed signals from MACD and Bollinger Bands.

Who are the top shareholders of the Paul Merchants?

The top shareholders of Paul Merchants include Sarita Rani Bansal, who holds 33.62%, and individual investors with a collective 23.72%. The highest public shareholder is Vikram Gupta at 3.5%, and there is one foreign institutional investor with 0.16% of the shares.

The top shareholders of Paul Merchants include the promoters, who hold the majority of the shares. The promoter with the highest holding is Sarita Rani Bansal, who owns 33.62% of the company. Additionally, individual investors collectively hold 23.72% of the shares, while the highest public shareholder is Vikram Gupta, with a holding of 3.5%. There is also one foreign institutional investor (FII) that holds 0.16% of the shares. Notably, there are no pledged promoter holdings or mutual fund schemes involved.

How big is Paul Merchants?

As of 24th July, Paul Merchants Ltd has a market capitalization of 233.00 Cr, with recent net sales of 3433.45 Cr and a net profit of 63.83 Cr. The company reported shareholder's funds of 565.20 Cr and total assets of 1,153.44 Cr for the annual period ending March 2024.

As of 24th July, Paul Merchants Ltd has a market capitalization of 233.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Paul Merchants reported Net Sales of 3433.45 Cr and a Net Profit of 63.83 Cr.<BR><BR>For the latest annual period ending March 2024, the company had Shareholder's Funds of 565.20 Cr and Total Assets amounting to 1,153.44 Cr.

How has been the historical performance of Paul Merchants?

Paul Merchants has experienced significant fluctuations in performance, with net sales dropping from 7,010.90 crore in March 2023 to 3,334.68 crore in March 2025, resulting in negative profits and increased liabilities, despite improved cash flow from operating activities.

Answer:<BR>The historical performance of Paul Merchants has shown significant fluctuations over the years, particularly in net sales and profitability.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2025, Paul Merchants reported net sales of 3,334.68 crore, a notable decrease from 6,503.25 crore in March 2024 and 7,010.90 crore in March 2023. This decline in sales has contributed to an operating profit (PBDIT) of -4.02 crore in March 2025, down from 126.89 crore in the previous year. The profit before tax also turned negative at -11.05 crore, contrasting sharply with the profit of 121.62 crore recorded in March 2024. Consequently, the profit after tax for March 2025 was -12.29 crore, a significant drop from 113.93 crore in March 2024. Total assets increased to 1,588.22 crore in March 2025 from 1,153.44 crore in March 2024, while total liabilities also rose to 1,588.22 crore, reflecting a growing financial burden. Cash flow from operating activities showed a positive trend at 447 crore in March 2025, compared to -135 crore in March 2024, indicating improved cash generation despite the overall decline in profitability.

Is Paul Merchants overvalued or undervalued?

As of December 4, 2025, Paul Merchants is considered very expensive and overvalued with a negative PE ratio of -17.49 and poor performance metrics compared to peers, reflected in a year-to-date return of -35.00% against the Sensex's 9.12%.

As of 4 December 2025, the valuation grade for Paul Merchants has moved from risky to very expensive, indicating a significant deterioration in its valuation outlook. The company is currently considered overvalued, with a PE ratio of -17.49, an EV to EBIT of 22.70, and an EV to EBITDA of 28.25. These metrics suggest that the company's earnings and cash flow generation are under severe pressure, reflected in its negative ROE of -1.19%.<BR><BR>In comparison to its peers, Paul Merchants stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 34.9 and an EV to EBITDA of 19.63, while Life Insurance boasts a much more attractive EV to EBITDA of 8.92. The stark contrast in these ratios highlights the challenges faced by Paul Merchants in the current market environment. Additionally, the company's stock has underperformed relative to the Sensex, with a year-to-date return of -35.00% compared to the Sensex's 9.12%, reinforcing the notion that it is overvalued at its current price of 614.25.

When is the next results date for Paul Merchants Ltd?

The next results date for Paul Merchants Ltd is 12 February 2026.

The next results date for Paul Merchants Ltd is scheduled for 12 February 2026.

Are Paul Merchants Ltd latest results good or bad?

Paul Merchants Ltd's latest results are concerning, showing a consolidated net loss of ₹14.40 crores for Q3 FY26, a 181.26% decline year-on-year, with net sales down 32.70%. The company has reported negative operating profits for seven consecutive quarters, indicating ongoing structural issues.

The latest results for Paul Merchants Ltd are concerning and can be classified as bad. The company reported a consolidated net loss of ₹14.40 crores for Q3 FY26, which represents a significant decline of 181.26% year-on-year. Additionally, net sales fell by 32.70% compared to the previous year, totaling ₹504.79 crores, and there was a sequential decline of 14.93% from the previous quarter.<BR><BR>The operating margin, excluding other income, was negative at -0.63%, indicating that the company's core operations are not profitable. This marks a continuation of a troubling trend, with negative operating profits reported for seven consecutive quarters. Furthermore, the company's five-year sales growth is also negative at -9.68%, highlighting persistent operational challenges.<BR><BR>The stark contrast between the standalone profit of ₹7.97 crores and the consolidated loss raises questions about the performance of its subsidiaries. Overall, the financial performance reflects significant structural issues within the company, warranting caution for investors.

Should I buy, sell or hold Paul Merchants Ltd?

Which are the latest news on Paul Merchants?

Why is Paul Merchants Ltd falling/rising?

As of 08-May, Paul Merchants Ltd's stock price is declining due to operating losses, decreased net sales, and reduced investor confidence, currently at 583.95, down 2.34%. The company's financial struggles are highlighted by a significant drop in profit after tax and reliance on non-operating income, leading to underperformance compared to its peers.

As of 08-May, Paul Merchants Ltd's stock price is falling, currently at 583.95, which reflects a decrease of 14.0 points or 2.34%. This decline can be attributed to several negative factors impacting the company's financial health. The company is experiencing operating losses, which indicates a weak long-term fundamental strength. Specifically, net sales have decreased at an annual rate of 8.18%, and operating profit has fallen by 25.60%. <BR><BR>In the latest six-month period, the profit after tax (PAT) was reported at Rs -4.00 crore, showing a significant decline of 36.75%. Additionally, net sales for the most recent quarter fell by 16.5% compared to the previous four-quarter average. The reliance on non-operating income, which constituted 47.06% of profit before tax, further highlights the company's struggles in generating sustainable operational profits.<BR><BR>Investor participation has also diminished, with delivery volume on May 7 dropping by 71.54% against the five-day average, indicating a lack of confidence among investors. Furthermore, the stock is trading at a premium compared to its peers, with a price-to-book value of 0.2, which suggests that it is considered very expensive relative to its historical valuations. <BR><BR>Overall, these factors contribute to the stock's underperformance, as evidenced by its performance today, which underperformed the sector by 1.87%. The combination of declining sales, operating losses, and reduced investor interest are key reasons for the stock's current downward trajectory.