PCB Bancorp

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US69320M1099
USD
21.98
2.39 (12.2%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

18.48 k

Shareholding (Sep 2025)

FII

2.02%

Held by 25 FIIs

DII

80.86%

Held by 19 DIIs

Promoter

0.00%

How big is PCB Bancorp?

22-Jun-2025

As of Jun 18, PCB Bancorp has a market capitalization of 279.17 million and total assets of 3,077.60 million, with shareholder's funds of 363.81 million.

As of Jun 18, PCB Bancorp has a market capitalization of 279.17 million, classified as a Micro Cap.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters of 184.16 million and a net profit of 28.75 million.<BR><BR>As of Dec 24, the balance sheet shows shareholder's funds of 363.81 million and total assets of 3,077.60 million.

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What does PCB Bancorp do?

22-Jun-2025

PCB Bancorp is a bank holding company for Pacific City Bank, operating in the Regional Banks industry with a market cap of $279.17 million. As of March 2025, it reported net sales of $47 million and a net profit of $8 million.

Overview: <BR>PCB Bancorp is a bank holding company for Pacific City Bank, operating in the Regional Banks industry and classified as a micro-cap company.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 47 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 8 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 279.17 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 10.00 <BR>Dividend Yield: 0.21% <BR>Debt Equity: 0.00 <BR>Return on Equity: 7.07% <BR>Price to Book: 0.69<BR><BR>Contact Details: <BR>Address: 3701 Wilshire Blvd Ste 900, LOS ANGELES CA: 90010-2871 <BR>Tel: 1 213 2102000 <BR>Website: https://www.paccity.net/

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Should I buy, sell or hold PCB Bancorp?

22-Jun-2025

Who are in the management team of PCB Bancorp?

22-Jun-2025

As of March 2022, the management team of PCB Bancorp includes Mr. Sang Lee (Independent Chairman), Mr. Henry Kim (President and CEO), and several directors: Mr. Daniel Cho, Ms. Haeyoung Cho, Ms. Sarah Jun, Dr. Kijun Ahn, and Mr. Hong Kyun Park. This team combines executive leadership with independent oversight.

As of March 2022, the management team of PCB Bancorp includes the following individuals:<BR><BR>- Mr. Sang Lee, Independent Chairman of the Board<BR>- Mr. Henry Kim, President, Chief Executive Officer, Director<BR>- Mr. Daniel Cho, Director - Bank<BR>- Ms. Haeyoung Cho, Director<BR>- Ms. Sarah Jun, Director - Bank<BR>- Dr. Kijun Ahn, Independent Director<BR>- Mr. Hong Kyun Park, Independent Director<BR><BR>This team comprises a mix of executive leadership and independent directors, contributing to the governance and strategic direction of the company.

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Is PCB Bancorp overvalued or undervalued?

20-Sep-2025

As of July 24, 2025, PCB Bancorp is considered a very attractive investment due to its undervaluation indicated by a P/E ratio of 10, a price-to-book value of 0.75, and a PEG ratio of 0.64, alongside a recent 17.98% return that slightly outperformed the S&P 500, despite a three-year return lagging behind the index.

As of 24 July 2025, the valuation grade for PCB Bancorp has moved from fair to very attractive, indicating a strong improvement in its investment appeal. The company appears to be undervalued, supported by a P/E ratio of 10, a price-to-book value of 0.75, and a PEG ratio of 0.64. In comparison to peers, Orrstown Financial Services has a P/E of 10.63, while Unity Bancorp boasts a P/E of 11.21, further highlighting PCB Bancorp's relative undervaluation.<BR><BR>Recent performance shows PCB Bancorp has returned 17.98% over the past year, slightly outperforming the S&P 500's 17.14%. However, over three years, PCB Bancorp's return of 16.68% significantly lags behind the S&P 500's impressive 70.41%, suggesting potential for growth as the company aligns more closely with market trends. Overall, the combination of favorable valuation ratios and peer comparisons supports the conclusion that PCB Bancorp is an attractive investment opportunity.

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Is PCB Bancorp technically bullish or bearish?

20-Sep-2025

As of September 12, 2025, PCB Bancorp's technical trend is mildly bullish, supported by weekly MACD and Bollinger Bands, despite some mild bearish signals from KST and OBV, and it has outperformed the S&P 500 recently but lagged over the past three years.

As of 12 September 2025, the technical trend for PCB Bancorp has changed from bullish to mildly bullish. The weekly MACD and Bollinger Bands indicate a bullish stance, while the KST and OBV show mild bearishness on the weekly timeframe. The daily moving averages are bullish, supporting the overall mildly bullish outlook. In terms of performance, PCB Bancorp has outperformed the S&P 500 over the past week and month, but has significantly lagged over the 3-year period. Overall, the current technical stance is mildly bullish.

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Dashboard

1

High Profitability with a Net Interest Margin of 6.99%

 
2

The Bank has a high Capital Adequacy Ratio of 15.36% signifying high buffers against its risk based assets

 
3

Positive results in Jun 25

4

With ROA of 0.68%, it has a fair valuation with a 0.75 Price to Book Value

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

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Industry

Regional Banks

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Market cap

USD 325 Million (Micro Cap)

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P/E

10.00

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Industry P/E

NA

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Dividend Yield

0.18%

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Debt Equity

0.00

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Return on Equity

9.10%

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Price to Book

0.84

Revenue and Profits:
Net Sales:
49 Million
(Quarterly Results - Jun 2025)
Net Profit:
9 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
19.07%
0%
19.07%
6 Months
1.67%
0%
1.67%
1 Year
49.83%
0%
49.83%
2 Years
38.33%
0%
38.33%
3 Years
11.86%
0%
11.86%
4 Years
36.78%
0%
36.78%
5 Years
130.4%
0%
130.4%

PCB Bancorp for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
16.83%
EBIT Growth (5y)
8.76%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
41.42%
Pledged Shares
0
Institutional Holding
43.36%
ROCE (avg)
0
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
0.75
EV to EBIT
1.76
EV to EBITDA
1.68
EV to Capital Employed
0.43
EV to Sales
0.37
PEG Ratio
0.64
Dividend Yield
0.21%
ROCE (Latest)
24.24%
ROE (Latest)
7.77%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Sep 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 26 Schemes (17.06%)

Foreign Institutions

Held by 25 Foreign Institutions (2.02%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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stock-summaryCompany CV
About PCB Bancorp stock-summary
stock-summary
PCB Bancorp
Regional Banks
PCB Bancorp, formerly Pacific City Financial Corp, is a bank holding company for Pacific City Bank. The Company operates 11 branches in Los Angeles and Orange counties, California; one branch in each of Fort Lee, New Jersey and Bayside, New York. The Company also operates 10 loan production offices (LPOs) located in Irvine, Artesia and Los Angeles, California; Annandale, Virginia; Chicago, Illinois; Atlanta, Georgia; Bellevue, Washington; Aurora, Colorado; Carrollton, Texas; and New York, New York. It offers a suite of online banking solutions, which includes access to account balances, online transfers, online bill payment and electronic delivery of customer statements, mobile banking solutions, including remote check deposit and mobile bill pay. It offers automated teller machines and banking by telephone, mail, personal appointment, debit cards, direct deposit, cashier’s checks, as well as treasury management, wire transfer and automated clearing house services.
Company Coordinates stock-summary
Company Details
3701 Wilshire Blvd Ste 900 , LOS ANGELES CA : 90010-2871
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Tel: 1 213 2102000
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Registrar Details