Penns Woods Bancorp, Inc.

How big is Penns Woods Bancorp, Inc.?

As of Jun 18, Penns Woods Bancorp, Inc. has a market capitalization of $230.77 million and total assets of $2,238.08 million, with shareholder's funds at $205.23 million.

As of Jun 18, Penns Woods Bancorp, Inc. has a market capitalization of 230.77 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 111.85 million, while the net profit for the same period is 21.30 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds at 205.23 million and total assets amounting to 2,238.08 million.

What does Penns Woods Bancorp, Inc. do?

Penns Woods Bancorp, Inc. is a micro-cap bank holding company in the Regional Banks industry, with recent net sales of $28 million and a net profit of $7 million. It has a market cap of $230.77 million, a P/E ratio of 11.00, and a dividend yield of 3.70%.

Overview:<BR>Penns Woods Bancorp, Inc. is a bank holding company operating in the Regional Banks industry, with a market cap in the micro-cap bracket.<BR><BR>Financial Snapshot:<BR>- Most recent Net Sales: 28 Million (Quarterly Results - Mar 2025)<BR>- Most recent Net Profit: 7 Million (Quarterly Results - Mar 2025)<BR>- Market cap: USD 230.77 Million (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 11.00<BR>- Dividend Yield: 3.70%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 10.73%<BR>- Price to Book: 1.09<BR><BR>Contact Details:<BR>- Address: 115 S Main St, JERSEY SHORE PA: 17740<BR>- Tel: ['1 570 3221111', '1 570 3202021']<BR>- Website: https://www.pwod.com/

Should I buy, sell or hold Penns Woods Bancorp, Inc.?

Who are in the management team of Penns Woods Bancorp, Inc.?

As of March 2022, the management team of Penns Woods Bancorp, Inc. includes R. Edward Nestlerode (Independent Chairman), Brian Knepp (President, CFO, Director), Richard Grafmyre (CEO, Director), and several independent directors: Daniel Brewer, Michael Casale, William Edwards, James Furey, and D. Michael Hawbaker. They oversee the company's operations and strategic direction.

As of March 2022, the management team of Penns Woods Bancorp, Inc. includes the following individuals:<BR><BR>- Mr. R. Edward Nestlerode, Independent Chairman of the Board<BR>- Mr. Brian Knepp, President, Chief Financial Officer, Director<BR>- Mr. Richard Grafmyre, Chief Executive Officer, Director<BR>- Mr. Daniel Brewer, Independent Director<BR>- Mr. Michael Casale, Independent Director<BR>- Mr. William Edwards, Independent Director<BR>- Mr. James Furey, Independent Director<BR>- Mr. D. Michael Hawbaker, Independent Director<BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

Is Penns Woods Bancorp, Inc. overvalued or undervalued?

As of July 2, 2025, Penns Woods Bancorp, Inc. is rated as attractive due to its undervalued metrics, including a P/E ratio of 11 and a PEG ratio of 0.29, despite recent stock performance lagging behind the S&P 500, indicating potential long-term value for investors.

As of 2 July 2025, the valuation grade for Penns Woods Bancorp, Inc. has moved from very attractive to attractive, indicating a slight shift in its perceived value. The company appears to be undervalued, with a P/E ratio of 11, a Price to Book Value of 1.13, and a PEG Ratio of 0.29, which suggests it is trading at a discount relative to its growth potential. In comparison to peers, Community West Bancshares has a P/E of 15.19, while Colony Bankcorp, Inc. shows a P/E of 10.86, reinforcing the notion that Penns Woods is positioned favorably within its industry.<BR><BR>Despite recent stock performance lagging behind the S&P 500, with a 1Y return of 27.28% compared to the index's 17.14%, the long-term outlook remains promising, as evidenced by a 5Y return of 43.82% versus the S&P 500's 96.61%. This suggests that while short-term performance has been challenging, the company may still hold value for long-term investors.

Is Penns Woods Bancorp, Inc. technically bullish or bearish?

As of July 25, 2025, Penns Woods Bancorp, Inc. shows a mildly bullish trend with mixed signals from indicators, having underperformed the S&P 500 in the short term but outperformed it over the past year.

As of 25 July 2025, the technical trend for Penns Woods Bancorp, Inc. has changed from bullish to mildly bullish. The weekly MACD and KST indicators are bullish, while the moving averages are also mildly bullish on a daily basis. However, the Dow Theory indicates a bearish stance on the weekly timeframe. The Bollinger Bands show a mildly bullish trend in both weekly and monthly periods. <BR><BR>In terms of performance, the stock has underperformed the S&P 500 in the short term, with a -5.87% return over the past week compared to the S&P 500's 1.05%. However, it has outperformed the index over the past year with a 27.28% return versus the S&P 500's 17.14%. Overall, the current technical stance is mildly bullish, but the strength is tempered by mixed signals from different indicators.