People's Insurance Plc

  • Market Cap: Small Cap
  • Industry: Insurance
  • ISIN: LK0445N00003
LKR
31.20
-0.9 (-2.8%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

Weak Long Term Fundamental Strength with a 0% CAGR growth in Operating Profits

 
2

Flat results in Jun 25

3

With ROE of 6.13%, it has a very expensive valuation with a 1.50 Price to Book Value

4

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Insurance

stock-summary
Market cap

LKR 6,537 Million (Small Cap)

stock-summary
P/E

24.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

5.98%

stock-summary
Price to Book

1.10

Revenue and Profits:
Net Sales:
(Quarterly Results - Jun 2025)
Net Profit:
90 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-10.86%
0%
-10.86%
6 Months
-4.59%
0%
-4.59%
1 Year
10.25%
0%
10.25%
2 Years
41.82%
0%
41.82%
3 Years
68.08%
0%
68.08%
4 Years
-2.26%
0%
-2.26%
5 Years
11.85%
0%
11.85%

People's Insurance Plc for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Icon
No Recent News for the Company
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
-1.55%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
39.26%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
14.65%
Valuation key factors
Factor
Value
P/E Ratio
24
Industry P/E
Price to Book Value
1.50
EV to EBIT
NA
EV to EBITDA
67.03
EV to Capital Employed
1.50
EV to Sales
1.48
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
6.13%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
Mildly Bearish
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshotstock-summary
Icon
No data for shareholding present.
Shareholding Compare (%holding) stock-summary
Icon
No data for shareholding present.
stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Mar 2025",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is -32.12% vs 331.37% in Mar 2025",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Mar'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "35.50",
          "val2": "32.60",
          "chgp": "8.90%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "20.40",
          "val2": "14.10",
          "chgp": "44.68%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "89.60",
          "val2": "132.00",
          "chgp": "-32.12%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "108.20%",
          "val2": "149.20%",
          "chgp": "-4.10%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is -17.68% vs -17.99% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "115.90",
          "val2": "105.40",
          "chgp": "9.96%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "61.60",
          "val2": "73.40",
          "chgp": "-16.08%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "26.00",
          "val2": "22.00",
          "chgp": "18.18%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "429.40",
          "val2": "521.60",
          "chgp": "-17.68%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "122.60%",
          "val2": "146.20%",
          "chgp": "-2.36%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQstock-summary
Jun'25
Mar'25
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
35.50
32.60
8.90%
Interest
20.40
14.10
44.68%
Exceptional Items
0.00
0.00
Consolidate Net Profit
89.60
132.00
-32.12%
Operating Profit Margin (Excl OI)
108.20%
149.20%
-4.10%
USD in Million.
Net Sales

QoQ Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Mar 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is -32.12% vs 331.37% in Mar 2025

Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
115.90
105.40
9.96%
Interest
61.60
73.40
-16.08%
Exceptional Items
26.00
22.00
18.18%
Consolidate Net Profit
429.40
521.60
-17.68%
Operating Profit Margin (Excl OI)
122.60%
146.20%
-2.36%
USD in Million.
Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is -17.68% vs -17.99% in Dec 2023

stock-summaryCompany CV
About People's Insurance Plc stock-summary
stock-summary
People's Insurance Plc
Insurance
People's Insurance PLC, formerly People's Insurance Limited, is a Sri Lanka-based company, which is engaged in the business of non-life insurance. The Company's segments are Motor, Fire, Marine and Miscellaneous. The Company's lifestyle products include Dwelling Fire, Home Insurance, Personal Accident and Motor Vehicle Insurance. Its business products include Commercial Fire Insurance, Business Interruption (Consequential Loss) Insurance, Plate Glass, Burglary Insurance, Fidelity Guarantee Insurance, Machinery/Electronic Equipment Insurance, Contractor's All Risks Insurance, Workmen's Compensation Insurance, Public Liability Insurance, Motor Vehicle Insurance, Marine (Cargo) Insurance and Goods In Transit Insurance. Commercial Fire Insurance covers loss or damage to the property caused by fire or lightning and domestic explosion. Plate Glass covers against accidental breakage. Burglary Insurance covers any loss/damage to the property and premises by any burglary or hold up.
Company Coordinates stock-summary
Company Details
No.07, Havelock Road, Colombo 05 , COLOMBO None : None
Registrar Details