Peoples Bancorp of North Carolina, Inc.

How big is Peoples Bancorp of North Carolina, Inc.?

As of Jun 18, Peoples Bancorp of North Carolina, Inc. has a market capitalization of 154.78 million and total assets of 1,653.95 million, with shareholder's funds of 130.56 million.

As of Jun 18, Peoples Bancorp of North Carolina, Inc. has a market capitalization of 154.78 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 80.90 million and a net profit of 16.75 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds of 130.56 million and total assets of 1,653.95 million.

What does Peoples Bancorp of North Carolina, Inc. do?

Peoples Bancorp of North Carolina, Inc. is the holding company for Peoples Bank, a state-chartered commercial bank serving the Catawba Valley area. As of March 2025, it reported net sales of $20 million and a net profit of $4 million, with a market cap of $154.78 million.

Overview:<BR>Peoples Bancorp of North Carolina, Inc. is a holding company for Peoples Bank, a state-chartered commercial bank serving the Catawba Valley and surrounding communities, operating within the Regional Banks industry and classified as a Micro Cap.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 20 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 4 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 154.78 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 9.00 <BR>Return on Equity: 12.09% <BR>Price to Book: 1.12 <BR><BR>Contact Details:<BR>Address: 518 W C St,, PO Box 467 NEWTON NC : 28658-4007 <BR>Tel: 1 828 4645620 <BR>Website: http://www.snl.com/IRW/CorporateProfile/4050385

Should I buy, sell or hold Peoples Bancorp of North Carolina, Inc.?

Who are in the management team of Peoples Bancorp of North Carolina, Inc.?

As of March 2022, the management team of Peoples Bancorp of North Carolina, Inc. includes Robert Abernethy (Independent Chairman), James Abernethy (Independent Vice Chairman), John Lineberger, Gary Matthews, Douglas Howard, Billy Price, and Larry Robinson (all Independent Directors). They oversee the company's strategic direction and governance.

As of March 2022, the management team of Peoples Bancorp of North Carolina, Inc. includes the following individuals:<BR><BR>- Mr. Robert Abernethy, Independent Chairman of the Board<BR>- Mr. James Abernethy, Independent Vice Chairman of the Board<BR>- Mr. John Lineberger, Director<BR>- Mr. Gary Matthews, Director<BR>- Mr. Douglas Howard, Independent Director<BR>- Dr. Billy Price, Independent Director<BR>- Mr. Larry Robinson, Independent Director<BR><BR>This team is responsible for overseeing the company's strategic direction and governance.

Is Peoples Bancorp of North Carolina, Inc. technically bullish or bearish?

As of June 6, 2025, the market trend is mildly bearish, indicated by daily moving averages and monthly MACD, despite mixed signals from weekly Bollinger Bands and KST, leading to a neutral to mildly bearish outlook overall.

As of 6 June 2025, the technical trend has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by the daily moving averages indicating a bearish trend and the monthly MACD showing a mildly bearish signal. The weekly Bollinger Bands are bullish, but the overall indicators suggest a lack of strong upward momentum. The KST is bullish on the weekly timeframe but remains mildly bearish monthly, which adds to the mixed signals. The absence of clear trends in Dow Theory and the lack of signals in RSI and OBV further support a neutral to mildly bearish outlook.

Is Peoples Bancorp of North Carolina, Inc. overvalued or undervalued?

As of May 12, 2025, Peoples Bancorp of North Carolina, Inc. is fairly valued with a P/E ratio of 9, lower than peers like ChoiceOne Financial Services, and has underperformed the S&P 500 with a year-to-date return of -10.78%.

As of 12 May 2025, the valuation grade for Peoples Bancorp of North Carolina, Inc. has moved from attractive to fair. The company is currently fairly valued based on its financial metrics. The P/E ratio stands at 9, while the Price to Book Value is 1.14, and the EV to EBITDA ratio is 3.15. <BR><BR>In comparison to its peers, Peoples Bancorp's P/E ratio is lower than that of ChoiceOne Financial Services, which has a P/E of 16.34, indicating that Peoples Bancorp is trading at a discount relative to this competitor. Additionally, First Internet Bancorp, also rated fair, has a P/E of 9.60, which is slightly higher than that of Peoples Bancorp. The company's recent stock performance has lagged behind the S&P 500, with a year-to-date return of -10.78% compared to the S&P 500's 2.44%, reinforcing the notion that the stock may be undervalued in the current market context.