Piramal Finance.

Why is Piramal Finance Ltd falling/rising?

As of 04-Aug, Piramal Finance Ltd's stock price is at 2,005.55, reflecting a decline of 1.83% and underperforming against its sector and the benchmark Sensex. Despite a high dividend yield and increased investor participation, the stock shows short-term weakness with recent price declines.

As of 04-Aug, Piramal Finance Ltd's stock price is falling, currently at 2,005.55, which reflects a decrease of 37.45 or 1.83%. The stock has been underperforming, having lost 2.34% over the last two days, and it has also seen a decline of 6.00% over the past month, while the benchmark Sensex has gained 0.86% during the same period. <BR><BR>Today's performance indicates that the stock has underperformed its sector by 1.86%. Additionally, the stock touched an intraday low of Rs 1965.95, marking a decrease of 3.77%. Although the stock is higher than the 100-day and 200-day moving averages, it remains lower than the 5-day, 20-day, and 50-day moving averages, suggesting a short-term weakness.<BR><BR>Despite these negative indicators, there are some positive aspects, such as a high dividend yield of 3.72% and increased investor participation, with delivery volume rising by 64.69% compared to the 5-day average. However, the overall trend of falling prices, combined with recent underperformance against both the sector and the benchmark, contributes to the current decline in the stock price of Piramal Finance Ltd.

Which are the latest news on Piramal Finance.?

Should I buy, sell or hold Piramal Finance Ltd?

When is the next results date for Piramal Finance Ltd?

The next results date for Piramal Finance Ltd is 16 July 2026.

The next results date for Piramal Finance Ltd is scheduled for 16 July 2026.

How big is Piramal Finance.?

As of 10th June, Piramal Finance Ltd has a market capitalization of 45,300.00 Cr, with recent net sales of 11,852.49 Cr and a net profit of 1,505.98 Cr. Shareholder's funds are 14,894.70 Cr, and total assets are valued at 63,319.88 Cr.

As of 10th June, Piramal Finance Ltd has a market capitalization of 45,300.00 Cr, classifying it as a Mid Cap company.<BR><BR>In the latest 4 quarters, Piramal Finance reported Net Sales of 11,852.49 Cr and a Net Profit of 1,505.98 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds amounting to 14,894.70 Cr and Total Assets valued at 63,319.88 Cr.

Who are in the management team of Piramal Finance.?

The management team of Piramal Finance includes Kapil Wadhawan (Chairman & Managing Director), Harshil Mehta (Joint Managing Director & CEO), and several independent directors, including G P Kohli and V K Chopra, among others. This diverse team provides strong leadership and oversight for the company.

The management team of Piramal Finance includes the following key members:<BR><BR>1. **Kapil Wadhawan** - Chairman & Managing Director<BR>2. **Harshil Mehta** - Joint Managing Director & Chief Executive Officer<BR>3. **Dheeraj Wadhawan** - Promoter & Non-Executive Director<BR>4. **G P Kohli** - Independent Non-Executive Director<BR>5. **V K Chopra** - Independent Non-Executive Director<BR>6. **Mannil Venugopalan** - Independent Non-Executive Director<BR>7. **Vijaya Sampath** - Independent Non-Executive Director<BR>8. **Niti Arya** - Company Secretary<BR><BR>This team brings a mix of leadership and independent oversight to the company. If you have any more questions about Piramal Finance or its operations, feel free to ask!

Who are the peers of the Piramal Finance.?

Piramal Finance's peers include HDFC, HUDCO, LIC Housing Finance, PNB Housing, and others, with varying management risks and growth rates. HDFC leads in 1-year returns at 25.88%, while Reliance Home has the lowest at -71.22%.

Peers: The peers of Piramal Finance are H D F C, HUDCO, LIC Housing Fin., PNB Housing, SRG Housing, Reliance Home, Star Housing Fin, Ruparel Food, Parshwanath Corp, and GRUH Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at H D F C and PNB Housing, while Good management risk is found at LIC Housing Fin. and the rest. Average management risk is present at Piramal Finance and HUDCO, while Below Average management risk is noted at SRG Housing, Reliance Home, Star Housing Fin, and Ruparel Food. Growth is Excellent at Star Housing Fin, Good at SRG Housing, and Average at Piramal Finance and HUDCO, while Below Average growth is seen at H D F C, LIC Housing Fin., PNB Housing, Reliance Home, and the rest. Excellent capital structure is noted at H D F C, Piramal Finance, PNB Housing, SRG Housing, Star Housing Fin, and Ruparel Food, while Good capital structure is found at HUDCO, Average at LIC Housing Fin., and Below Average at Reliance Home and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is H D F C at 25.88%, while the lowest is Reliance Home at -71.22%. Piramal Finance does not have a 1-year return available for comparison. Additionally, the peers with negative six-month returns include HUDCO, Reliance Home, and Star Housing Fin.

What does Piramal Finance. do?

Piramal Finance Ltd specializes in housing finance and is a mid-cap company linked to Dewan Housing Finance Corporation. As of March 2026, it reported net sales of ₹3,424 Cr and a net profit of ₹502 Cr, with a market cap of ₹45,300 Cr.

Overview:<BR>Piramal Finance Ltd operates in the finance industry, specifically focusing on housing finance, and is categorized as a mid-cap company.<BR><BR>History:<BR>The company is associated with Dewan Housing Finance Corporation (DHFC), a leading housing finance entity in India. The latest quarterly results reported are for March 2026, showcasing the company's performance in net sales and net profit.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 3,424 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 502 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 45,300 Cr (Mid Cap)<BR><BR>Key Metrics:<BR>P/E: 167.00 <BR>Industry P/E: 12 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 2.84 <BR>Return on Equity: 0.95% <BR>Price-to-Book: 1.60 <BR><BR>Contact Details:<BR>Address: Warden House 2nd Floor, Sir P M Road Fort Mumbai Maharashtra : 400001 <BR>Tel: 91-22-61066800 <BR>Email: response@dhfl.com

Are Piramal Finance Ltd latest results good or bad?

Piramal Finance Ltd's latest Q4 FY26 results show strong profit growth with a net profit of ₹501.77 crores, up 389.82% year-on-year, and a 19.99% increase in net sales. However, concerns about a low return on equity (2.91%) and contracting operating margins suggest potential long-term challenges despite the positive growth metrics.

Piramal Finance Ltd's latest results for Q4 FY26 indicate a strong performance overall, particularly in terms of profit growth and revenue. The consolidated net profit surged to ₹501.77 crores, reflecting an impressive year-on-year increase of 389.82%. This dramatic growth signifies a robust recovery for the company, especially considering its past challenges.<BR><BR>Net sales also showed significant growth, reaching ₹3,424.01 crores, which represents a 19.99% increase compared to the same quarter last year. The profit after tax margin improved notably to 16.50%, up from just 4.19% in Q4 FY25, indicating better operational efficiency.<BR><BR>However, there are concerns regarding the company's return on equity (ROE), which stands at a low 2.91%, significantly below industry standards. This raises questions about capital efficiency despite the strong profit growth. Additionally, while the company has shown impressive revenue momentum, the operating margin has contracted from previous levels, suggesting rising operational costs.<BR><BR>In summary, while Piramal Finance's latest results reflect strong profit and sales growth, the low ROE and margin compression indicate that there are underlying challenges that could impact long-term sustainability. Overall, the results can be seen as good in terms of growth metrics, but caution is warranted due to the profitability concerns.

Is Piramal Finance. technically bullish or bearish?

As of December 3, 2025, the trend is bullish due to positive MACD and KST readings, although bearish RSI signals indicate some momentum weakness.

As of 3 December 2025, the technical trend has changed from mildly bullish to bullish. The current stance is bullish, driven primarily by the weekly and monthly MACD readings, which are both bullish, along with a bullish KST on both time frames. The daily moving averages also support a bullish outlook. However, the RSI indicates bearish conditions on both weekly and monthly charts, suggesting some weakness in momentum. The Bollinger Bands are mildly bullish, indicating potential upward movement but with caution. Overall, while the trend is bullish, the strength is tempered by the bearish RSI readings.

How has been the historical performance of Piramal Finance.?

Piramal Finance has demonstrated a strong recovery in its financial performance, with net sales increasing from 6,120.81 Cr in March 2022 to 10,269.56 Cr in March 2025, and operating profit rising significantly to 5,661.55 Cr. The company also reported a profit before tax of 508.28 Cr and a positive earnings per share of 21.54 in March 2025.

Answer:<BR>The historical performance of Piramal Finance shows a fluctuating trend in key financial metrics over the years, with significant improvements noted in the most recent fiscal year.<BR><BR>Breakdown:<BR>Piramal Finance's net sales have increased from 6,120.81 Cr in March 2022 to 10,269.56 Cr in March 2025, marking a substantial recovery from previous years. The total operating income followed a similar trajectory, rising from 6,120.81 Cr in March 2022 to 10,269.56 Cr in March 2025. Operating profit, excluding other income, saw a remarkable increase from 946.71 Cr in March 2023 to 5,661.55 Cr in March 2025, indicating improved operational efficiency. The profit before tax turned positive at 508.28 Cr in March 2025, recovering from significant losses in prior years, while profit after tax also improved to 348.84 Cr. The earnings per share (EPS) reflected this positive trend, rising to 21.54 in March 2025 from a negative EPS in the previous year. The operating profit margin increased to 62.19% in March 2025, showcasing enhanced profitability. On the balance sheet, total liabilities decreased from 1,06,168.02 Cr in March 2019 to 80,786.37 Cr in March 2020, while total assets also saw a decline, indicating a tightening of financial conditions. Cash flow from operating activities turned positive at 12,576.00 Cr in March 2020, a significant improvement from negative cash flows in earlier years. Overall, Piramal Finance has shown a strong recovery in its financial performance, particularly in the latest fiscal year.

Is Piramal Finance. overvalued or undervalued?

As of November 20, 2025, Piramal Finance is considered very expensive and overvalued, with a negative PE ratio of -2.83, an EV to EBITDA of -8.67, and a troubling ROE of -48.95%, contrasting sharply with its peers like HUDCO and LIC Housing Finance, despite a remarkable stock return of 7768.08% over the past five years.

As of 20 November 2025, the valuation grade for Piramal Finance has moved from risky to very expensive. The company is currently overvalued, as indicated by its negative PE ratio of -2.83 and an EV to EBITDA ratio of -8.67, which are significantly lower than industry standards. Additionally, the return on equity (ROE) stands at a concerning -48.95%, further highlighting the company's financial struggles.<BR><BR>In comparison to its peers, Piramal Finance's valuation metrics starkly contrast with companies like HUDCO, which has a PE ratio of 16.94 and an EV to EBITDA of 15.20, and LIC Housing Finance, with a PE of 5.53 and an EV to EBITDA of 11.18. These comparisons underscore the overvaluation of Piramal Finance, especially given its current market price of 1675.90, which is near its 52-week high of 1714.00. Notably, despite the company's impressive stock return of 7768.08% over the past five years, this performance does not align with its current financial health and valuation metrics.