PMC Fincorp

When is the next results date for PMC Fincorp?

No Upcoming Board Meetings

Who are in the management team of PMC Fincorp?

As of March 2023, the management team of PMC Fincorp includes Rekha Modi (Chairman), R K Modi (Managing Director), Prabhat Modi, Yogesh Kumar Garg, Mahavir Prasad Garg, and Deepali Sehgal Kulshrestha, with various roles in governance and management.

As of March 2023, the management team of PMC Fincorp includes the following individuals:<BR><BR>1. Rekha Modi - Chairman (Non-Executive) & Director (Non-Independent)<BR>2. R K Modi - Managing Director<BR>3. Prabhat Modi - Non-Executive & Non-Independent Director<BR>4. Yogesh Kumar Garg - Independent Non-Executive Director<BR>5. Mahavir Prasad Garg - Independent Non-Executive Director<BR>6. Deepali Sehgal Kulshrestha - Independent Director<BR><BR>These individuals play key roles in the governance and management of PMC Fincorp.

What does PMC Fincorp do?

PMC Fincorp Ltd is a Non-Banking Financial Company (NBFC) focused on the micro-cap segment, with recent net sales of 4 Cr and net profit of 1 Cr as of March 2025. The company, incorporated in 1985, has a market cap of Rs 164 Cr and key metrics including a P/E ratio of 10.00 and a debt-equity ratio of 0.01.

Overview:<BR>PMC Fincorp Ltd is a Non-Banking Financial Company (NBFC) operating in the micro-cap segment.<BR><BR>History:<BR>Incorporated on February 4, 1985, the company was formerly known as Priti Mercantile Company Limited and obtained its Certificate for Commencement of Business on April 15, 1985. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 4 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 1 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 164 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 10.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.01 <BR>Return on Equity: 12.86% <BR>Price to Book: 1.34 <BR><BR>Contact Details:<BR>Address: B-10 VIP Colony, Civil Lines Rampur Uttar Pradesh : 244901 <BR>Phone: 91-11-42436847 <BR>Email: pritimercantile@gmail.com <BR>Website: http://www.pmcfincorp.com

What is the bonus history of the PMC Fincorp?

PMC Fincorp's bonus history includes a 1:1 bonus issue on August 31, 2015, and an 8:10 bonus on March 15, 2014.

PMC Fincorp has a history of bonus issues that includes two notable instances. The most recent bonus was a 1:1 bonus issue announced with an ex-date of August 31, 2015, and a record date of September 1, 2015. Prior to that, on March 15, 2014, the company issued a bonus in a ratio of 8:10, with an ex-date of March 13, 2014. If you have any further questions about PMC Fincorp or need additional details, feel free to ask!

Has PMC Fincorp declared dividend?

PMC Fincorp Ltd has declared a 5% dividend, amounting to 0.25 per share, with an ex-date of September 17, 2013. Despite the dividend declaration, the dividend yield is 0%, and total returns have varied significantly, showing a 1077.31% increase over five years but negative returns in shorter periods.

PMC Fincorp Ltd has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.25<BR>- Ex-date: 17 Sep 13<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -41.33%, the dividend return was 0%, resulting in a total return of -41.33%.<BR><BR>In the 1-year period, the price return was -27.04%, the dividend return was 0%, leading to a total return of -27.04%.<BR><BR>Over the 2-year period, the price return was 31.48%, the dividend return was 0%, resulting in a total return of 31.48%.<BR><BR>In the 3-year period, the price return was -31.66%, the dividend return was 0%, leading to a total return of -31.66%.<BR><BR>For the 4-year period, the price return was 18.81%, the dividend return was 0%, resulting in a total return of 18.81%.<BR><BR>In the 5-year period, the price return was 1077.31%, the dividend return was 0%, leading to a total return of 1077.31%.<BR><BR>Overall, while PMC Fincorp has declared a dividend, the dividend yield remains at 0%. The total returns show significant fluctuations, with a notable increase over the 5-year period despite negative returns in shorter timeframes.

Who are the peers of the PMC Fincorp?

PMC Fincorp's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Capital Trust, J A Finance, Optimus Finance, and Sonal Mercantile. PMC Fincorp has below-average management risk and the lowest 1-year return among its peers at -36.59%.

Peers: The peers of PMC Fincorp are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Capital Trust, J A Finance, Optimus Finance, and Sonal Mercantile.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial and Capital Trust. Good management risk is noted at Shriram Finance, while Below Average management risk is seen at PMC Fincorp, J A Finance, Optimus Finance, Sonal Mercantile, and Times Guaranty. Growth is Excellent at Jio Financial and Optimus Finance, Good at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and Sonal Mercantile, Average at Muthoot Finance, and Below Average at Capital Trust, J A Finance, and the rest. Capital Structure is Excellent at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, PMC Fincorp, Capital Trust, J A Finance, Optimus Finance, Sonal Mercantile, and Times Guaranty, while Good is noted at Cholaman.Inv.&Fn.<BR><BR>Return Snapshot: The peer with the highest 1-year return is J A Finance at 412.35%, while the lowest is PMC Fincorp at -36.59%. PMC Fincorp's 1-year return is significantly lower than all its peers. Additionally, the peers with negative six-month returns include PMC Fincorp, Jio Financial, Capital Trust, Sonal Mercantile, and Times Guaranty.

Is PMC Fincorp overvalued or undervalued?

As of February 14, 2025, PMC Fincorp is considered very attractive and undervalued, with favorable financial ratios such as a PE ratio of 10.36, an EV to EBIT of 7.78, and a PEG ratio of 0.57, indicating strong operational efficiency and profitability compared to its peers, despite a year-to-date return of -33.24%.

As of 14 February 2025, the valuation grade for PMC Fincorp has moved from attractive to very attractive, indicating a significant positive shift in its perceived value. The company is currently considered undervalued based on its financial ratios, including a PE ratio of 10.36, an EV to EBIT of 7.78, and a PEG ratio of 0.57, all of which are favorable compared to its peers.<BR><BR>In comparison to its industry peers, PMC Fincorp's PE ratio is notably lower than Life Insurance's 12.54 and significantly below Bajaj Finance's exorbitant 35.01, reinforcing the notion that PMC Fincorp is undervalued. Additionally, its ROCE of 17.47% and ROE of 12.86% further support this assessment, as they indicate strong operational efficiency and profitability. Despite recent underperformance relative to the Sensex, with a YTD return of -33.24% compared to the Sensex's 5.61%, the company's fundamentals suggest it presents a compelling investment opportunity.

What is the technical trend for PMC Fincorp?

As of May 5, 2025, PMC Fincorp's technical trend is mildly bearish, with mixed signals from MACD and KST indicators, while Bollinger Bands and moving averages indicate bearishness across both weekly and monthly charts.

As of 5 May 2025, the technical trend for PMC Fincorp has changed from bearish to mildly bearish. The weekly MACD is mildly bullish, but the monthly MACD is mildly bearish, indicating mixed signals across time frames. The Bollinger Bands are bearish on both weekly and monthly charts, and daily moving averages are also bearish. The KST shows a mildly bullish stance on the weekly but is mildly bearish on the monthly. Dow Theory indicates no trend in both weekly and monthly assessments. Overall, the current technical stance is mildly bearish, with key indicators suggesting weakness in the longer-term outlook despite some short-term bullish signals.

Who are the top shareholders of the PMC Fincorp?

The top shareholders of PMC Fincorp include Rrp Management Services Pvt. Ltd. with 8.4%, Cromewell Enterprise Private Limited at 4.19%, and individual investors holding 65.03%. There are no pledged promoter holdings, and the company currently has no mutual funds or foreign institutional investors as shareholders.

The top shareholders of PMC Fincorp include Rrp Management Services Pvt. Ltd., which holds the highest promoter stake at 8.4%. The highest public shareholder is Cromewell Enterprise Private Limited, with a holding of 4.19%. Additionally, individual investors collectively hold a significant portion of 65.03% of the company's shares. There are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors currently holding shares.

How big is PMC Fincorp?

As of 24th July, PMC Fincorp Ltd has a market capitalization of 152.00 Cr, with Net Sales of 22.69 Cr and a Net Profit of 15.88 Cr reported in the latest four quarters. Shareholder's Funds are 115.18 Cr and Total Assets amount to 136.23 Cr as of March 2024.

As of 24th July, PMC Fincorp Ltd has a market capitalization of 152.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, PMC Fincorp reported Net Sales of 22.69 Cr and a Net Profit of 15.88 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds amounting to 115.18 Cr and Total Assets of 136.23 Cr.

How has been the historical performance of PMC Fincorp?

PMC Fincorp has demonstrated significant growth, with net sales increasing from 3.51 Cr in March 2021 to 20.85 Cr in March 2025, and a recovery in profitability, reporting a profit after tax of 14.35 Cr in March 2025, up from a loss the previous year. Total assets rose from 81.82 Cr in March 2020 to 220.23 Cr in March 2025, indicating a strong upward trend in financial performance.

Answer:<BR>The historical performance of PMC Fincorp shows significant growth in net sales and profitability over the years, culminating in the fiscal year ending March 2025.<BR><BR>Breakdown:<BR>PMC Fincorp's net sales have increased from 3.51 Cr in March 2021 to 20.85 Cr in March 2025, demonstrating a strong upward trend. Other operating income peaked at 1.90 Cr in March 2024 but fell to 0.68 Cr in March 2025. Total operating income rose from 5.43 Cr in March 2021 to 21.53 Cr in March 2025. The company reported an operating profit (PBDIT) of 18.50 Cr in March 2025, a significant recovery from a loss of 6.34 Cr in March 2023. Profit before tax also improved from a loss of 6.36 Cr in March 2023 to 18.43 Cr in March 2025, while profit after tax reached 14.35 Cr in March 2025, up from a loss of 6.36 Cr in the previous year. The company's total assets increased from 81.82 Cr in March 2020 to 220.23 Cr in March 2025, with total liabilities also rising from 81.82 Cr to 220.23 Cr during the same period. Cash flow from operating activities showed a negative trend, with a cash outflow of 27.00 Cr in March 2025, despite a net cash inflow of 46.00 Cr for the year. Overall, PMC Fincorp has shown a robust recovery and growth trajectory in its financial performance over the past few years.

Are PMC Fincorp Ltd latest results good or bad?

PMC Fincorp Ltd's latest results are concerning, with a 52.08% decline in net profit quarter-on-quarter and a 63.57% drop year-on-year, alongside decreased net sales and profitability metrics. Overall, these trends indicate serious operational challenges for the company.

PMC Fincorp Ltd's latest results indicate a troubling trend for the company. In Q2 FY26, the net profit fell to ₹1.96 crore, which represents a significant decline of 52.08% quarter-on-quarter and a staggering 63.57% year-on-year. Similarly, net sales decreased to ₹4.82 crore, down 30.55% compared to the same quarter last year, and also down 26.52% from the previous quarter.<BR><BR>The company's profitability metrics are concerning as well, with the PAT margin dropping to 40.66% from 62.35% in the prior quarter, reflecting lower operational efficiency and rising interest costs. Additionally, the return on equity (ROE) stands at a low 6.32%, which is below industry averages for non-banking financial companies (NBFCs).<BR><BR>Overall, the financial performance shows a continuation of negative trends, with deteriorating revenues and profits despite operating in a sector that has generally been performing well. The stock has reacted negatively, trading significantly below its 52-week high and showing bearish technical indicators. Given these factors, the latest results can be characterized as bad, highlighting serious operational challenges for PMC Fincorp.

Should I buy, sell or hold PMC Fincorp Ltd?

Why is PMC Fincorp Ltd falling/rising?

As of 30-Apr, PMC Fincorp Ltd's stock price is rising to 1.92, indicating a potential shift in market sentiment after a trend reversal. Despite a year-over-year decline of 18.99%, increased investor participation and relative outperformance in its sector suggest positive short to medium-term momentum.

As of 30-Apr, PMC Fincorp Ltd's stock price is rising, currently at 1.92, with a change of 0.01 (0.52%) upward. This increase follows a trend reversal after eight consecutive days of decline, indicating a potential shift in market sentiment. The stock has outperformed its sector by 1.78% today, suggesting stronger relative performance compared to its peers.<BR><BR>Additionally, there has been a notable increase in investor participation, with delivery volume rising by 110.22% against the five-day average, which reflects growing interest in the stock. While the stock is currently lower than its 5-day, 20-day, and 200-day moving averages, it remains above the 50-day and 100-day moving averages, indicating some positive momentum in the short to medium term.<BR><BR>Overall, these factors contribute to the stock's upward movement, despite its longer-term performance showing a decline of 18.99% over the past year.

Which are the latest news on PMC Fincorp?