PNB Gilts

Why is PNB Gilts Ltd falling/rising?

As of 20-Aug, PNB Gilts Ltd's stock price has risen slightly to 79.30, indicating a potential trend reversal after previous declines. However, it continues to underperform its sector and shows weak performance overall, compounded by decreased investor participation and a significant decline over the past year.

As of 20-Aug, PNB Gilts Ltd is experiencing a slight rise in its stock price, currently at 79.30, which reflects an increase of 0.54 or 0.69%. This upward movement comes after two consecutive days of decline, indicating a potential trend reversal. However, despite this recent increase, the stock has underperformed its sector by 0.29% today and is trading below all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, suggesting a generally weak performance.<BR><BR>Additionally, there has been a notable decrease in investor participation, with the delivery volume on 19 August falling by 26.92% compared to the 5-day average. This decline in trading activity may indicate a lack of confidence among investors, contributing to the stock's overall performance challenges. Over the longer term, PNB Gilts has seen a significant decline of 26.10% over the past year, contrasting with a modest gain of 27.90% over the last three years. These factors collectively suggest that while there is a minor rise in price today, the stock's overall trajectory remains concerning due to underperformance and reduced investor engagement.

Which are the latest news on PNB Gilts?

Should I buy, sell or hold PNB Gilts Ltd?

Who are in the management team of PNB Gilts?

The management team of PNB Gilts includes Chairman Sunil Mehta, Managing Director SK Dubey, Executive Director & CFO Sunita Gupta, and several Non-Executive Independent Directors, among others. They oversee the company's operations and strategic direction.

The management team of PNB Gilts includes the following key members:<BR><BR>- **Sunil Mehta**: Chairman<BR>- **SK Dubey**: Managing Director<BR>- **Sunita Gupta**: Executive Director & CFO<BR>- **Kamal Gupta**: Non-Executive Independent Director<BR>- **S K Soni**: Non-Executive Independent Director<BR>- **P P Pareek**: Non-Executive Independent Director<BR>- **Monika Kochar**: Company Secretary<BR>- **Ashok Kumar Pradhan**: Non-Independent & Non-Executive Director<BR><BR>This team is responsible for overseeing the company's operations and strategic direction. If you need more specific information about any member or their roles, feel free to ask!

What does PNB Gilts do?

PNB Gilts Ltd is a primary dealer in the Government Securities Market and operates as a Micro Cap NBFC. As of June 2026, it reported net sales of ₹455 Cr and a net profit of ₹81 Cr, with a market cap of ₹1,448 Cr.

Overview:<BR>PNB Gilts Ltd is a leading primary dealer in the Government Securities Market, operating within the Non Banking Financial Company (NBFC) industry and categorized as a Micro Cap.<BR><BR>History:<BR>PNB Gilts Ltd was incorporated in an unspecified year and has been granted the NBFC license by the Reserve Bank of India. The latest quarterly results reported are for June 2026, showing net sales and profit figures.<BR><BR>Financial Snapshot:<BR>Net Sales: 455 Cr (Quarterly Results - Jun 2026) <BR>Net Profit: 81 Cr (Quarterly Results - Jun 2026) <BR>Market Cap: INR 1,448 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 14.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 1.24% <BR>Debt Equity: 14.56 <BR>Return on Equity: 5.89% <BR>Price to Book: 0.85 <BR><BR>Contact Details:<BR>Address: 5 Sansad Marg, New Delhi, New Delhi: 110001 <BR>Tel: 91-11-23325759/23325779 <BR>Email: pnbgilts@ndb.vsnl.net.in <BR>Website: http://www.pnbgilts.com

Who are the peers of the PNB Gilts?

PNB Gilts' peers include Shipping Land, Algoquant Fin, PTC India Fin, Summit Securitie, Balmer Law. Inv., Ugro Capital, Saraswati Commer, Innovassynth Tec, GYFTR, and Centrum Capital. GYFTR has the highest 1-year return at 55.50%, while PNB Gilts has a return of -22.77%.

Peers: The peers of PNB Gilts are Shipping Land, Algoquant Fin, PTC India Fin, Summit Securitie, Balmer Law. Inv., Ugro Capital, Saraswati Commer, Innovassynth Tec, GYFTR, and Centrum Capital.<BR><BR>Quality Snapshot: Below Average management risk is observed at Shipping Land, PTC India Fin, Summit Securitie, Balmer Law. Inv., Ugro Capital, and Centrum Capital, while Average management risk is found at Algoquant Fin, Innovassynth Tec, and GYFTR. Excellent growth is noted at Algoquant Fin, Summit Securitie, Ugro Capital, Saraswati Commer, and Innovassynth Tec, while Average growth is seen at PNB Gilts and Balmer Law. Inv., and Below Average growth is present at Shipping Land, PTC India Fin, and the rest. Capital Structure ratings are Excellent for Algoquant Fin, PTC India Fin, Summit Securitie, Balmer Law. Inv., Ugro Capital, Saraswati Commer, Innovassynth Tec, and GYFTR, while Below Average is noted for PNB Gilts and Centrum Capital.<BR><BR>Return Snapshot: The peer with the highest 1-year return is GYFTR at 55.50%, while Ugro Capital has the lowest at -44.78%. PNB Gilts' 1-year return of -22.77% is better than Ugro Capital's but worse than GYFTR's. Additionally, Ugro Capital and Centrum Capital have negative six-month returns.

How big is PNB Gilts?

As of 14th August, PNB Gilts Ltd has a market capitalization of 1,422.00 Cr, with recent Net Sales of 1,746.75 Cr and a Net Profit of 102.25 Cr. Shareholder's Funds are 1,545.20 Cr and Total Assets amount to 24,701.30 Cr as of March 2025.

As of 14th August, PNB Gilts Ltd has a market capitalization of 1,422.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest 4 quarters, PNB Gilts reported Net Sales of 1,746.75 Cr and a Net Profit of 102.25 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 1,545.20 Cr and Total Assets of 24,701.30 Cr.

Are PNB Gilts Ltd latest results good or bad?

PNB Gilts Ltd's latest results show a strong sequential recovery with a 521.26% increase in net profit quarter-on-quarter, but a concerning 49.59% decline year-on-year, indicating ongoing challenges in a volatile interest rate environment and low investor confidence. Overall, the mixed performance suggests uncertainty about the company's future.

PNB Gilts Ltd's latest results present a mixed picture. On one hand, the company reported a remarkable sequential recovery in Q1 FY27, with a net profit of ₹80.70 crores, reflecting a staggering 521.26% increase compared to the previous quarter. Net sales also grew by 7.18% quarter-on-quarter to ₹454.56 crores, and the operating margin reached an impressive 96.66%.<BR><BR>However, when looking at the year-on-year performance, the results are less favorable. The net profit has decreased by 49.59% compared to the same quarter last year, and net sales fell by 19.30%. This decline highlights the challenges PNB Gilts faces in a volatile interest rate environment, which significantly impacts its profitability.<BR><BR>Additionally, the company's return on equity remains low at 8.35%, and it has experienced a significant drop in institutional investor confidence, as evidenced by the sharp decline in foreign institutional investor holdings. The stock has also underperformed the broader market, declining 12.20% over the past year.<BR><BR>In summary, while the sequential recovery in profits is encouraging, the year-on-year decline and ongoing structural challenges suggest that the overall results may not be viewed positively by investors. The company appears to be navigating a difficult landscape, making its future performance uncertain.

Is PNB Gilts technically bullish or bearish?

As of November 18, 2025, PNB Gilts shows a strong bearish trend indicated by multiple technical indicators, including bearish MACD, Bollinger Bands, and moving averages across weekly and monthly time frames.

As of 18 November 2025, the technical trend has changed from mildly bearish to bearish. The current technical stance for PNB Gilts is bearish, with a strong indication from multiple indicators. The weekly MACD is bearish, and both weekly and monthly Bollinger Bands confirm a bearish trend. Daily moving averages also reflect a bearish sentiment. The KST is bearish on both weekly and monthly time frames, while Dow Theory indicates a mildly bearish stance on the weekly and monthly charts. Overall, the bearish signals across various indicators suggest a strong bearish sentiment in the current market.

Is PNB Gilts overvalued or undervalued?

As of November 14, 2025, PNB Gilts is considered very attractive due to its undervalued metrics, including a PE ratio of 8.87 and a PEG ratio of 0.00, indicating strong growth potential compared to peers like Bajaj Finance and Life Insurance, despite short-term underperformance against the Sensex.

As of 14 November 2025, PNB Gilts has moved from an attractive to a very attractive valuation grade. The company is currently undervalued, with a PE ratio of 8.87, a Price to Book Value of 0.96, and an EV to EBITDA of 16.82. These ratios indicate a favorable valuation compared to its peers, particularly when considering Bajaj Finance, which has a significantly higher PE ratio of 34.62, and Life Insurance, which stands at 11.25.<BR><BR>In the context of its industry, PNB Gilts' valuation metrics suggest it is well-positioned for growth, especially with a PEG ratio of 0.00, indicating potential for future earnings growth without the current price reflecting it. While the stock has underperformed against the Sensex in the short term, its long-term performance remains robust, with a 5-year return of 95.42%, slightly ahead of the Sensex's 93.78%. This reinforces the notion that PNB Gilts is undervalued relative to its intrinsic potential.

How has been the historical performance of PNB Gilts?

PNB Gilts has shown significant growth in net sales and total operating income from March 2019 to March 2025, despite facing profitability challenges, with operating profit recovering from a loss in 2023 but still lower than 2021 levels. Total liabilities and assets increased during the same period, while cash flow from operating activities improved but remained negative.

Answer:<BR>The historical performance of PNB Gilts shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>PNB Gilts has experienced significant growth in net sales, increasing from 507.79 crore in March 2019 to 1,675.98 crore in March 2025. Total operating income followed a similar upward trajectory, reaching 1,675.98 crore in March 2025, compared to 507.79 crore in March 2019. However, the company faced challenges with operating profit, which was 311.88 crore in March 2025, a recovery from a loss of -91.73 crore in March 2023 but down from 624.67 crore in March 2021. Profit before tax also showed improvement, rising to 310.95 crore in March 2025 from a loss of -85.07 crore in March 2023. Profit after tax rebounded to 233.03 crore in March 2025, contrasting with a loss of -77.22 crore in March 2023. The company's total liabilities increased from 21,487.19 crore in March 2023 to 24,701.30 crore in March 2025, while total assets also grew from 21,487.19 crore to 24,701.30 crore in the same period. Cash flow from operating activities remained negative, at -196 crore in March 2025, but improved from -4,638 crore in March 2023. Overall, PNB Gilts has shown resilience in revenue growth despite facing profitability challenges and increasing liabilities.

Who are the top shareholders of the PNB Gilts?

The top shareholder of PNB Gilts is Punjab National Bank, holding 74.07%. Other notable shareholders include individual investor Vineet Nahata with 2.31%, while public investors collectively hold 21.83%, and foreign institutional investors account for 0.35%.

The top shareholders of PNB Gilts primarily include its majority shareholder, Punjab National Bank, which holds 74.07% of the company. There are no pledged promoter holdings. In terms of public shareholders, Vineet Nahata is the largest individual investor with a holding of 2.31%. Additionally, individual investors collectively hold 21.83% of the shares, while foreign institutional investors (FIIs) hold a small portion, accounting for 0.35% through 24 different FIIs. There are currently no mutual funds invested in PNB Gilts.

When is the next results date for PNB Gilts?

PNB Gilts will announce its results on 23 July 2025.

PNB Gilts will declare its results on 23 July 2025.

What is the bonus history of the PNB Gilts?

PNB Gilts announced a 1:3 bonus issue on July 3, 2013, with a record date of July 4, 2013, meaning shareholders received one additional share for every three shares held.

PNB Gilts has a bonus history that includes a 1:3 bonus issue announced on July 3, 2013. The record date for this bonus was July 4, 2013. This means that for every three shares held, shareholders received one additional share as a bonus.

Has PNB Gilts declared dividend?

Yes, PNB Gilts Ltd has declared a 10% dividend, amounting to ₹1 per share, with an ex-date of September 13, 2024. The current dividend yield is 0.98%, and while short-term returns have been negative, longer-term returns show significant growth.

PNB Gilts Ltd has declared a 10% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Amount per share: 1<BR>- Ex-date: 13 Sep 24<BR><BR>Dividend Yield: 0.98%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -14.7%, the dividend return was 0%, resulting in a total return of -14.7%.<BR><BR>Over the past year, the price return was -3.96%, the dividend return was 0.90%, leading to a total return of -3.06%.<BR><BR>In the 2-year period, the price return was 62.01%, with a dividend return of 1.58%, culminating in a total return of 63.59%.<BR><BR>For the 3-year period, the price return was 58.16%, the dividend return was 10.10%, which resulted in a total return of 68.26%.<BR><BR>In the 4-year span, the price return was 16.73%, the dividend return was 12.37%, giving a total return of 29.1%.<BR><BR>Finally, over 5 years, the price return was 191.26%, with a dividend return of 52.13%, resulting in a total return of 243.39%.<BR><BR>Overall, PNB Gilts has declared a dividend, which contributes positively to the total returns, especially over longer periods, despite some negative returns in the short term. The dividend yield reflects a modest return on investment in the current context.