Preferred Bank (California)

Is Preferred Bank (California) overvalued or undervalued?

As of October 3, 2025, Preferred Bank is considered overvalued with a P/E ratio of 10 and a current price of 91.59, despite strong historical performance, indicating that its growth may not be sustainable compared to peers.

As of 3 October 2025, Preferred Bank (California) moved from fair to expensive, indicating a shift in its valuation outlook. The company is currently overvalued, with a P/E ratio of 10, a Price to Book Value of 1.58, and an EV to EBIT of 2.11. In comparison to peers, Customers Bancorp, Inc. has a P/E ratio of 11.99, while First Bancorp (North Carolina) is significantly higher at 23.74, highlighting the relative expense of Preferred Bank.<BR><BR>Despite a strong historical performance, with a 5-year return of 173.08% compared to the S&P 500's 100.56%, the recent valuation metrics suggest that the stock may not be an attractive investment at its current price of 91.59. The market appears to have priced in growth that may not be sustainable, reinforcing the conclusion that Preferred Bank is overvalued.

Is Preferred Bank (California) technically bullish or bearish?

As of October 3, 2025, Preferred Bank's technical trend is neutral with mixed signals, showing a shift from mildly bullish to sideways, underperforming the S&P 500 in the past month and year but outperforming it over the last 3 and 5 years.

As of 3 October 2025, the technical trend for Preferred Bank (California) has changed from mildly bullish to sideways. The overall technical stance is neutral, with key indicators showing mixed signals. The MACD is mildly bearish on both the weekly and monthly time frames, while the moving averages indicate a mildly bullish stance on the daily. Bollinger Bands are bullish on both weekly and monthly charts, but the KST and OBV are both mildly bearish on the weekly and monthly time frames. <BR><BR>In terms of performance, the stock has underperformed the S&P 500 over the past month and year, with returns of -3.82% and 14.72% respectively, compared to the S&P's 4.15% and 17.82%. However, it has outperformed the S&P 500 over the 3-year and 5-year periods.

How big is Preferred Bank (California)?

As of Jun 18, Preferred Bank (California) has a market capitalization of $1.17 billion, with total assets of $6.93 billion and shareholder's funds of $763.15 million.

As of Jun 18, Preferred Bank (California) has a market capitalization of 1,165.60 million, classifying it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 497.10 million, while the sum of net profit for the same period is 127.21 million.<BR><BR>As of Dec 24, the reporting period shows Shareholder's Funds at 763.15 million and Total Assets at 6,930.57 million.

What does Preferred Bank (California) do?

Preferred Bank (California) is a commercial bank that provides financial services to small and mid-sized businesses, entrepreneurs, and high net worth individuals. As of March 2025, it reported net sales of $115 million and a net profit of $30 million, with a market cap of $1.17 billion.

Overview: <BR>Preferred Bank (California) is a commercial bank operating in the Regional Banks industry, focusing on providing financial services to small and mid-sized businesses, entrepreneurs, and high net worth individuals.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 115 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 30 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 1,165.60 Million (Micro Cap) <BR><BR>Key Metrics: <BR>P/E: 10.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 16.34% <BR>Price to Book: 1.50 <BR><BR>Contact Details: <BR>Address: 601 South Figueroa Street, LOS ANGELES CA: 90017-5734 <BR>Tel: 1 213 8916829 <BR>Website: http://www.preferredbank.com/

Should I buy, sell or hold Preferred Bank (California)?

Who are in the management team of Preferred Bank (California)?

As of March 2022, the management team of Preferred Bank (California) includes Chairman and CEO Mr. Li Yu, Independent Vice Chairman Mr. Clark Hsu, and several Independent Directors: Mr. J. Richard Belliston, Mr. William Cheng, Mr. Gary Nunnelly, Ms. Kathleen Shane, and Ms. Shirley Wang. This team provides governance and strategic direction for the bank.

As of March 2022, the management team of Preferred Bank (California) includes the following individuals:<BR><BR>- Mr. Li Yu, who serves as the Chairman of the Board and Chief Executive Officer.<BR>- Mr. Clark Hsu, who is the Independent Vice Chairman of the Board.<BR>- Mr. J. Richard Belliston, an Independent Director.<BR>- Mr. William Cheng, an Independent Director.<BR>- Mr. Gary Nunnelly, an Independent Director.<BR>- Ms. Kathleen Shane, an Independent Director.<BR>- Ms. Shirley Wang, an Independent Director. <BR><BR>This team comprises a mix of executive leadership and independent directors, contributing to the governance and strategic direction of the bank.