Premier Insurance Co. of Pakistan Ltd. (PINL) Stock Analysis | Price, Returns, Financials & Key Metrics

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

Unrated Stock - No Analysis Available

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

PKR 531 Million (Micro Cap)

P/E

6.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

5.48%

Price to Book

0.42

Revenue and Profits:

Net Sales:

(Quarterly Results - Mar 2025)

Net Profit:

22 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-4.37%

6 Months

-12.5%

1 Year

-20.45%

2 Years

4.79%

3 Years

34.62%

4 Years

13.64%

5 Years

16.67%

Premier Insurance Co. of Pakistan Ltd. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

10.70%

EBIT Growth (5y)

0.00%

EBIT to Interest (avg)

1.03

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Tax Ratio is Negative%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

0.34%

ROE (avg)

1.22%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.36

EV to EBIT

EV to EBITDA

42.96

EV to Capital Employed

0.29

EV to Sales

0.52

PEG Ratio

0.01

Dividend Yield

ROCE (Latest)

ROE (Latest)

6.19%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

Bearish

No Signal

Bollinger Bands

Mildly Bullish

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

No Trend

Mildly Bullish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Mar'25 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Mar 2025 is 0.00% vs 0.00% in Mar 2024",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Mar 2025 is 441.54% vs 62.21% in Mar 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'25",
        "Mar'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "2.00",
          "val2": "1.50",
          "chgp": "33.33%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.70",
          "val2": "0.10",
          "chgp": "600.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "22.20",
          "val2": "-6.50",
          "chgp": "441.54%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "190.30%",
          "val2": "-45.00%",
          "chgp": "23.53%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 774.68% vs 104.15% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "6.90",
          "val2": "6.80",
          "chgp": "1.47%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "1.50",
          "val2": "0.70",
          "chgp": "114.29%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-4.10",
          "val2": "25.40",
          "chgp": "-116.14%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "69.10",
          "val2": "7.90",
          "chgp": "774.68%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "100.60%",
          "val2": "-49.80%",
          "chgp": "15.04%",
          "chgp_class": "positive"
        }
      ]
    }
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]

Quarterly Results Snapshot (Consolidated) - Mar'25 - YoY

Mar'25

Mar'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

2.00

1.50

33.33%

Interest

0.70

0.10

600.00%

Exceptional Items

0.00

Consolidate Net Profit

22.20

-6.50

441.54%

Operating Profit Margin (Excl OI)

190.30%

-45.00%

23.53%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Mar 2025 is 0.00% vs 0.00% in Mar 2024

Consolidated Net Profit

YoY Growth in quarter ended Mar 2025 is 441.54% vs 62.21% in Mar 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

6.90

6.80

1.47%

Interest

1.50

0.70

114.29%

Exceptional Items

-4.10

25.40

-116.14%

Consolidate Net Profit

69.10

7.90

774.68%

Operating Profit Margin (Excl OI)

100.60%

-49.80%

15.04%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 774.68% vs 104.15% in Dec 2023

All Annual Results

Company CV

About Premier Insurance Co. of Pakistan Ltd.

Premier Insurance Co. of Pakistan Ltd.

Insurance

Premier Insurance Limited is a Pakistan-based company engaged in general insurance business. The Company operates through four segments: fire and property damage; marine, aviation & transport; motor, and miscellaneous. The perils covered under fire and property insurance includes losses caused by fire, riot, strike, explosion, earthquake, atmospheric disturbances, aircraft damage, flood, electric fluctuation and impact. Marine insurance covers cargo risks, war risks and damage occurring in inland transit. The Company's Motor insurance provides vehicle coverage and indemnity against third party loss. Its miscellaneous insurance includes cover against burglary, loss of cash in safe and cash in transit, personal accident, engineering losses and other coverage insurances. It offers a range of personal insurance products, such as TravelWhiz, property and motor insurances, and a range of commercial insurance products, such as engineering, aviation, energy and liability insurances.

Company Coordinates

Company Details

5th Floor, State Life Building No 2-A, Wallace Road KARACHI None : 74000

Tel: 92 21 32416331

http://pil.com.pk/

Registrar Details