PTC India Fin

Which are the latest news on PTC India Fin?

Why is PTC India Financial Services Ltd falling/rising?

As of 14-Jun, PTC India Financial Services Ltd's stock price has risen to 30.55, reflecting a 1.97% increase after two days of decline, influenced by positive sector momentum. However, it has underperformed its sector today and faces long-term fundamental weaknesses despite recent investor interest.

As of 14-Jun, PTC India Financial Services Ltd is experiencing a rise in its stock price, currently at 30.55, with a change of 0.59 (1.97%) upward. This increase can be attributed to a trend reversal, as the stock has gained after two consecutive days of decline. Additionally, the finance/NBFC sector has shown positive momentum, gaining 4.2%, which may have contributed to the stock's upward movement.<BR><BR>Despite this rise, it is important to note that the stock has underperformed its sector by 2.03% today. Over the past week, the stock has decreased by 0.94%, while the Sensex has increased by 1.73%. However, in the longer term, the stock has shown a positive return of 1.19% over the past month, compared to the Sensex's 1.30% gain.<BR><BR>Investor participation has also increased, with a notable rise in delivery volume by 48.15% against the 5-day average, indicating growing interest in the stock. However, the stock's long-term fundamentals remain weak, as evidenced by a negative annual growth rate in net sales of -14.58% and a significant drop in profit after tax in the most recent quarter.<BR><BR>Overall, while the stock is currently rising, it faces challenges from its long-term performance and fundamental weaknesses, which could impact its future trajectory.

How big is PTC India Fin?

As of 10th June, PTC India Financial Services Ltd has a market capitalization of 2,012.00 Cr, with Net Sales of 514.57 Cr and a Net Profit of 319.36 Cr reported in the latest four quarters.

As of 10th June, PTC India Financial Services Ltd has a market capitalization of 2,012.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, PTC India Financial Services Ltd reported Net Sales of 514.57 Cr and a Net Profit of 319.36 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 2,754.32 Cr and Total Assets of 5,652.39 Cr.

Who are in the management team of PTC India Fin?

The management team of PTC India Fin includes Pawan Singh (Managing Director & CEO), Mahendra Lodha (Executive Director & CFO), Rajib Kumar Mishra (Chairman), and several independent and non-executive directors. They are responsible for the company's strategic direction and operations.

The management team of PTC India Fin includes the following key members:<BR><BR>1. **Pawan Singh** - Managing Director & CEO<BR>2. **Mahendra Lodha** - Executive Director & CFO<BR>3. **Rajib Kumar Mishra** - Chairman / Non-Executive Director<BR>4. **Pankaj Goel** - Non-Executive Director / Nominee<BR>5. **Naveen Bhushan Gupta** - Independent Non-Executive Director<BR>6. **Smt. Seema Bahuguna** - Independent Non-Executive Director<BR>7. **P V Bharathi** - Independent Non-Executive Director<BR><BR>This team plays a crucial role in guiding the company’s strategic direction and operations.

Who are the peers of the PTC India Fin?

PTC India Fin's peers include Ashika Credit, Kalyani Invest., Mufin Green, Shipping Land, Grand Oak Canyon, Spice LoungeFood, Arman Financial, Summit Securitie, and PNB Gilts. PTC India Fin has below-average management risk and growth, with a 1-year return of -28.87%, significantly lower than Grand Oak Canyon's 58.86%.

Peers: The peers of PTC India Fin are Ashika Credit, Kalyani Invest., Mufin Green, Shipping Land, Grand Oak Canyon, Spice LoungeFood, Arman Financial, Summit Securitie, and PNB Gilts.<BR><BR>Quality Snapshot: Excellent management risk is observed at Ashika Credit, Kalyani Invest., Mufin Green, Spice LoungeFood, and Summit Securitie, while Average management risk is found at Arman Financial. Below Average management risk is noted for Shipping Land, PTC India Fin, Grand Oak Canyon, PNB Gilts, and the rest. Growth is excellent for Ashika Credit, Kalyani Invest., Mufin Green, Spice LoungeFood, and Summit Securitie, while good growth is seen at Arman Financial. Below Average growth is present in Shipping Land, PTC India Fin, Grand Oak Canyon, and PNB Gilts.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Grand Oak Canyon at 58.86%, while PTC India Fin has the lowest at -28.87%. This indicates that PTC India Fin's return is significantly lower than that of Grand Oak Canyon. Additionally, Shipping Land, PTC India Fin, Grand Oak Canyon, Summit Securitie, and PNB Gilts all have negative six-month returns.

What does PTC India Fin do?

PTC India Financial Services Ltd is a non-banking financial institution in India that offers financing solutions for the energy sector. As of March 2026, it reported net sales of ₹119 Cr and a net profit of ₹46 Cr, with a market cap of ₹2,012 Cr.

Overview:<BR>PTC India Financial Services Ltd is an Indian non-banking financial institution that provides total financing solutions to the energy value chain, operating within the small-cap market segment.<BR><BR>History:<BR>PTC India Financial Services Ltd was promoted by PTC India Limited and has been awarded the Infrastructure Finance Company (IFC) status by the RBI. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 119 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 46 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 2,012 Cr (Small Cap)<BR><BR>Key Metrics:<BR>P/E: 6.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.57 <BR>Return on Equity: 10.43% <BR>Price to Book: 0.66 <BR><BR>Contact Details:<BR>Address: 7th Flr Telephone Exchange Buldg, 8 Bhikaji Cama Place New Delhi New Delhi : 110066 <BR>Tel: 91-11-26737300 <BR>Email: info@ptcfinancial.com <BR>Website: http://www.ptcfinancial.com

Are PTC India Financial Services Ltd latest results good or bad?

PTC India Financial Services Ltd's latest results are concerning, showing a 21.78% year-on-year decline in net profit and a 22.16% drop in revenue, marking five consecutive quarters of revenue decline. This suggests significant challenges and a cautious outlook for the company.

The latest results for PTC India Financial Services Ltd indicate a concerning trend. In Q4 FY26, the company reported a net profit of ₹45.50 crore, which represents a significant decline of 21.78% year-on-year and a 7.31% decrease from the previous quarter. Revenue also fell to ₹119.08 crore, down 22.16% year-on-year and 2.18% sequentially, marking the lowest quarterly revenue in over two years.<BR><BR>This performance reflects ongoing challenges, as the company has experienced five consecutive quarters of revenue decline. Additionally, the return on equity, while improved to 11.75%, remains below industry standards, indicating issues with capital efficiency.<BR><BR>Overall, the financial results suggest that PTC India Financial Services is facing significant difficulties, with deteriorating fundamentals and a negative financial trend. Investors may view these results as unfavorable, leading to a cautious outlook for the company moving forward.

Should I buy, sell or hold PTC India Financial Services Ltd?

When is the next results date for PTC India Financial Services Ltd?

The next results date for PTC India Financial Services Ltd is 05 May 2026.

The next results date for PTC India Financial Services Ltd is scheduled for 05 May 2026.

Is PTC India Fin technically bullish or bearish?

As of November 7, 2025, the technical trend is bearish with moderate strength, indicated by bearish MACD, Bollinger Bands, and daily moving averages, despite some mildly bullish signals from Dow Theory and OBV.

As of 7 November 2025, the technical trend has changed from mildly bearish to bearish. The current stance is bearish with a moderate strength. Key indicators driving this include a bearish MACD on the weekly chart, bearish Bollinger Bands on both weekly and monthly time frames, and a bearish daily moving average. The KST is bearish on the weekly and mildly bearish on the monthly, while the RSI shows no signal in both time frames. Despite some mildly bullish signals from the Dow Theory and OBV on the weekly, the overall technical picture remains bearish.

How has been the historical performance of PTC India Fin?

PTC India Fin has experienced declining net sales and operating income from Mar'20 to Mar'25, but improved its operating profit margin and profitability, with profit before tax rising to 278.52 Cr and profit after tax to 217.05 Cr. The company has significantly reduced its total liabilities, particularly short-term borrowings, while showing improved net cash inflow despite decreased operating cash flow.

Answer:<BR>The historical performance of PTC India Fin shows a declining trend in net sales and total operating income over the years, with figures dropping from 1,364.25 Cr in Mar'20 to 633.37 Cr in Mar'25. Operating profit has also decreased, from 1,126.83 Cr in Mar'20 to 606.14 Cr in Mar'25, although the operating profit margin has improved significantly to 94.97% in Mar'25 from 81.06% in Mar'24. Profit before tax has shown some recovery, increasing from 215.98 Cr in Mar'24 to 278.52 Cr in Mar'25, while profit after tax rose from 160.75 Cr to 217.05 Cr in the same period. The company's total liabilities have decreased from 11,516.19 Cr in Mar'20 to 5,652.39 Cr in Mar'25, reflecting a significant reduction in short-term borrowings, which fell from 9,274.92 Cr to 2,844.81 Cr. Cash flow from operating activities has also decreased, from 3,228.00 Cr in Mar'20 to 1,139.00 Cr in Mar'25, but the net cash inflow improved to 531.00 Cr in Mar'25 from 205.00 Cr in Mar'24.<BR><BR>Breakdown:<BR>PTC India Fin's financial performance has exhibited a downward trend in net sales and total operating income, with net sales declining from 1,364.25 Cr in Mar'20 to 633.37 Cr in Mar'25. Operating profit has also decreased, though the operating profit margin has improved significantly, indicating better cost management. Profit before tax increased to 278.52 Cr in Mar'25, while profit after tax rose to 217.05 Cr, suggesting a recovery in profitability. The company's total liabilities have been reduced substantially, particularly in short-term borrowings, which indicates a strengthening balance sheet. Despite a decrease in cash flow from operating activities, the net cash inflow has shown improvement, reflecting a more favorable cash position in recent years.

Is PTC India Fin overvalued or undervalued?

As of October 28, 2025, PTC India Fin is considered undervalued with a PE ratio of 6.77 and a Price to Book Value of 0.08, especially when compared to peers like Bajaj Finance at 38.39, indicating potential for appreciation despite recent underperformance against the Sensex.

As of 28 October 2025, the valuation grade for PTC India Fin has moved from expensive to fair. The company appears to be undervalued based on several key ratios, including a PE ratio of 6.77, a Price to Book Value of 0.08, and an EV to EBITDA of -7.55. These figures suggest that the stock is trading at a significant discount compared to its intrinsic value.<BR><BR>In comparison to its peers, PTC India Fin's valuation metrics stand out, particularly against Bajaj Finance, which is very expensive with a PE ratio of 38.39, and Life Insurance, which is very attractive with a PE ratio of 11.69. The stark contrast in valuation highlights PTC India Fin's potential for appreciation. Additionally, while the company's recent stock performance has lagged behind the Sensex on a year-to-date basis, it has significantly outperformed the index over the past three years, reinforcing the case for its current undervaluation.

Who are the top shareholders of the PTC India Fin?

The top shareholder of PTC India Fin is PTC India Limited, holding 64.99% of the shares. Other notable shareholders include the Bandhan Large & Mid Cap Fund with 3.67%, individual investors with 24.02%, and foreign institutional investors with 2.22%.

The top shareholders of PTC India Fin include PTC India Limited, which holds a significant 64.99% of the shares, making it the largest promoter. In terms of public shareholders, the Bandhan Large & Mid Cap Fund is the highest with a holding of 3.67%. Additionally, individual investors collectively hold 24.02% of the shares, while foreign institutional investors (FIIs) have a stake of 2.22% across 57 different entities. There are no pledged promoter holdings reported.

Has PTC India Fin declared dividend?

PTC India Financial Services Ltd has declared a 10% dividend, amounting to ₹1 per share, with an ex-date of September 5, 2023. While recent total returns over shorter periods have been negative, longer-term returns, especially over five years, show significant growth at 266.33%.

PTC India Financial Services Ltd has declared a 10% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Amount per share: 1 per share<BR>- Ex-date: 05 Sep 23<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -15.17%, with no dividend return, resulting in a total return of -15.17%.<BR><BR>Over the past year, the price return was -3.36%, with no dividend return, leading to a total return of -3.36%.<BR><BR>In the 2-year period, the price return was 120.85%, the dividend return was 4.69%, resulting in a total return of 125.54%.<BR><BR>For the 3-year period, the price return was 145.44%, with a dividend return of 7.69%, culminating in a total return of 153.13%.<BR><BR>In the last 4 years, the price return was 81.87%, the dividend return was 5.09%, which resulted in a total return of 86.96%.<BR><BR>Over the 5-year period, the price return was 255.72%, with a dividend return of 10.61%, leading to a total return of 266.33%.<BR><BR>Overall, while PTC India Financial Services Ltd has declared a dividend, the recent total returns over shorter periods have been negative, indicating challenges in price performance. However, the longer-term returns show significant growth, particularly over the 5-year period.