Punjab Natl.Bank

Who are in the management team of Punjab Natl.Bank?

As of March 2023, the management team of Punjab National Bank includes Ekta Pasricha (Company Secretary), Atul Kumar Goel (MD & CEO), and several Executive and Non Official Directors, totaling 12 key members responsible for the bank's governance and strategic direction.

As of March 2023, the management team of Punjab National Bank includes the following members:<BR><BR>1. Ekta Pasricha - Company Secretary & Compliance Officer<BR>2. Kalyan Kumar - Executive Director<BR>3. Pankaj Joshi - Non Official Director<BR>4. Sanjeev Kumar Singhal - Non Official Director<BR>5. Anil Kumar Misra - Nominee (RBI)<BR>6. Pankaj Sharma - Nominee (Govt)<BR>7. Atul Kumar Goel - Managing Director & CEO<BR>8. Vijay Dube - Executive Director<BR>9. Rekha Jain - Director (Shareholder)<BR>10. Binod Kumar - Executive Director<BR>11. M. Paramasivam - Executive Director<BR>12. K G Ananthakrishnan - Chairman & Independent Director<BR><BR>This diverse team plays a crucial role in the governance and strategic direction of the bank.

What does Punjab Natl.Bank do?

Punjab National Bank (PNB) is a state-owned commercial bank in India, recognized as a Large Cap entity, with recent net sales of ₹31,989.46 crore and a net profit of ₹4,567 crore for the quarter ending March 2025. It offers various banking services and has a market capitalization of ₹126,595 crore.

Overview:<BR>Punjab National Bank (PNB) is a state-owned commercial bank in India, categorized as a Large Cap entity within the Public Sector Bank industry.<BR><BR>History:<BR>Punjab National Bank was incorporated in the early 20th century and has maintained its status as one of the leading commercial banks in India. The latest financial results reported are for the quarter ending March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 31,989.46 Cr (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 4,567 Cr (Quarterly Results - Mar 2025)<BR>Market-cap value: Rs 126,595 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: N/A<BR>Industry P/E: N/A<BR>Dividend Yield: 1.32%<BR>Debt-Equity: N/A<BR>ROE: N/A<BR>Price-to-Book: N/A<BR><BR>Contact Details:<BR>Address: HO 7 Bhikaiji Cama Place, New Delhi Delhi: 110607<BR>Phone: 91-011-26102303/23323654/23323657<BR>Email: hosd@pnb.co.in<BR>Website: http://www.pnbindia.in

Has Punjab Natl.Bank declared dividend?

Yes, Punjab National Bank has declared a 145% dividend, with an ex-date of June 20, 2025. Despite recent negative price returns, the bank has demonstrated strong total returns over longer periods, particularly in the 2 to 5-year spans.

Punjab National Bank has declared a 145% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 145%<BR>- Ex-date: 20 Jun 25<BR><BR>Dividend Yield: 1.32%.<BR><BR>Total Returns by Period:<BR>Over the last 6 months, the price return was -0.36%, the dividend return was 2.67%, resulting in a total return of 2.31%.<BR><BR>In the past year, the price return was -11.42%, the dividend return was 3.49%, leading to a total return of -7.93%.<BR><BR>Over a 2-year period, the price return was 111.06%, the dividend return was 9.70%, which resulted in a total return of 120.76%.<BR><BR>In the last 3 years, the price return was 248.41%, the dividend return was 17.20%, yielding a total return of 265.61%.<BR><BR>For the 4-year period, the price return was 154.64%, the dividend return was 13.10%, resulting in a total return of 167.74%.<BR><BR>In the 5-year span, the price return was 224.7%, the dividend return was 15.67%, culminating in a total return of 240.37%.<BR><BR>Overall, Punjab National Bank has shown a strong performance in terms of total returns over longer periods, particularly in the 2, 3, 4, and 5-year spans, despite some negative price returns in the shorter term. The declared dividend indicates a commitment to returning value to shareholders.

Who are the peers of the Punjab Natl.Bank?

Punjab Natl.Bank's peers include St Bk of India, Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, I O B, Bank Of India, Bank of Maha, UCO Bank, and Central Bank. While Punjab Natl.Bank shows average management risk and good growth, its 1-year return is -20.84%, better than I O B but worse than Indian Bank's 5.17%.

Peers: The peers of Punjab Natl.Bank are St Bk of India, Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, I O B, Bank Of India, Bank of Maha, UCO Bank, and Central Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at St Bk of India, Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, Bank Of India, and Bank of Maha, while Average management risk is found at Punjab Natl.Bank, I O B, UCO Bank, and Central Bank. Growth is excellent at Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, and Bank of Maha, while Punjab Natl.Bank and I O B show good growth, and the rest have average growth. Good capital structure is noted at Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, Bank Of India, and Bank of Maha, while Punjab Natl.Bank, I O B, UCO Bank, and Central Bank have average capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Indian Bank at 5.17%, while I O B has the lowest at -44.47%. Punjab Natl.Bank's 1-year return is -20.84%, which is better than I O B but worse than Indian Bank. Additionally, UCO Bank and Central Bank have negative six-month returns.

Who are the top shareholders of the Punjab Natl.Bank?

The top shareholders of Punjab National Bank include the Government of India with a 70.08% stake, Life Insurance Corporation of India at 9.15%, individual investors at 8.55%, mutual funds with 4.71%, and foreign institutional investors holding 5.7%.

The top shareholders of Punjab National Bank are primarily dominated by the Government of India, which holds a significant 70.08% stake through the President of India. Other notable shareholders include the Life Insurance Corporation of India, which holds 9.15%, and individual investors who collectively own 8.55%. Additionally, mutual funds have a presence with 4.71% held across 37 schemes, while foreign institutional investors (FIIs) hold 5.7% through 577 entities.

How big is Punjab Natl.Bank?

As of 24th July, Punjab National Bank has a market capitalization of 126,422.00 Cr and reported a net profit of 16,630.20 Cr, with total assets of 18,20,011.38 Cr. There is no valid data for net sales in the latest four quarters.

As of 24th July, Punjab National Bank has a market capitalization of 126,422.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, the company reported net sales of 0.00 Cr, indicating no valid data found for summing. The net profit for the same period was 16,630.20 Cr.<BR><BR>The latest reporting period for the balance sheet is March 2025. Shareholder's funds are valued at 1,27,362.25 Cr, while total assets amount to 18,20,011.38 Cr.

How has been the historical performance of Punjab Natl.Bank?

Punjab Natl.Bank has shown significant growth from Mar'20 to Mar'25, with net interest income rising from 17,437.79 Cr to 42,782.17 Cr, profit after tax increasing from 336.20 Cr to 16,630.20 Cr, and a reduction in gross NPAs from 78,472.70 Cr to 44,081.60 Cr, indicating improved financial health and asset quality.

Answer:<BR>The historical performance of Punjab Natl.Bank shows significant growth in various financial metrics over the years.<BR><BR>Breakdown:<BR>Punjab Natl.Bank has demonstrated a robust increase in interest earned, rising from 53,800.03 Cr in Mar'20 to 1,21,760.73 Cr in Mar'25. This growth is reflected in the net interest income, which increased from 17,437.79 Cr in Mar'20 to 42,782.17 Cr in Mar'25. Total income also saw a substantial rise, reaching 1,38,070.10 Cr in Mar'25 compared to 63,074.16 Cr in Mar'20. The bank's profit before tax surged from 738.99 Cr in Mar'20 to 25,156.07 Cr in Mar'25, while profit after tax improved from 336.20 Cr to 16,630.20 Cr in the same period. The capital adequacy ratio has strengthened, with the total ratio at 17.01% in Mar'25, up from 14.14% in Mar'20. Additionally, the amount of gross NPAs decreased from 78,472.70 Cr in Mar'19 to 44,081.60 Cr in Mar'25, indicating improved asset quality. The bank's total assets grew from 8,31,170.40 Cr in Mar'20 to 18,20,011.38 Cr in Mar'25, while total liabilities increased from 8,31,170.40 Cr to 18,20,011.39 Cr during the same period. Cash and cash equivalents also improved, closing at 148,719.00 Cr in Mar'25, up from 75,993.00 Cr in Mar'20. Overall, Punjab Natl.Bank's financial performance reflects a positive trend with significant growth in income, profitability, and asset quality over the years.

Is Punjab Natl.Bank overvalued or undervalued?

As of October 17, 2025, Punjab National Bank is fairly valued with a PE ratio of 8.68 and has outperformed the Sensex with an 11.03% return over the past year, though it is less attractive compared to some peers like State Bank of India and Indian Bank.

As of 17 October 2025, the valuation grade for Punjab National Bank has moved from very attractive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 8.68, a Price to Book Value of 0.99, and a PEG ratio of 0.21, indicating a low valuation relative to its growth prospects.<BR><BR>In comparison to its peers, Punjab National Bank's PE ratio is lower than that of State Bank of India, which stands at 11.24, and Indian Bank at 8.93, while it is higher than Bank of Baroda at 6.94 and Canara Bank at 6.37. This suggests that while Punjab National Bank is fairly valued, it may still be less attractive compared to some of its peers. Notably, the bank has delivered a strong return of 11.03% over the past year, outperforming the Sensex's return of 3.64%, reinforcing its position in the market.

Is Punjab Natl.Bank technically bullish or bearish?

As of October 24, 2025, Punjab Natl. Bank's technical trend has shifted to bullish, supported by strong weekly indicators like the MACD and Bollinger Bands, despite some mild bearish signals in the monthly indicators.

As of 24 October 2025, the technical trend for Punjab Natl.Bank has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view. The weekly MACD is bullish, and both the weekly and monthly Bollinger Bands are bullish, indicating upward momentum. Daily moving averages also confirm a bullish trend. Although the monthly MACD and KST are mildly bearish, the overall strength from the weekly indicators and the positive performance compared to the Sensex, particularly over the 1W and 1M periods, reinforces the bullish outlook.

When is the next results date for Punjab National Bank?

The next results date for Punjab National Bank is January 19, 2026.

The next results date for Punjab National Bank is scheduled for January 19, 2026.

Are Punjab National Bank latest results good or bad?

Punjab National Bank's latest results show a net profit increase of 13.13% year-on-year, but a contraction in net interest margins and mixed asset quality raise concerns about sustainability. While the profit growth is positive, investors should remain cautious and monitor future trends.

Punjab National Bank's latest results present a mixed picture. On the positive side, the bank reported a net profit of ₹5,100.15 crores for Q3 FY26, which reflects a year-on-year growth of 13.13%. Additionally, total income grew by 7.20% compared to the same quarter last year, indicating steady income growth.<BR><BR>However, there are concerning trends in asset quality and net interest margins. The net interest margin (NIM) has contracted to 2.60%, down from 2.93% a year ago, highlighting challenges in maintaining profitability amid competitive pressures. Furthermore, while the gross non-performing asset (NPA) ratio improved to 3.45% from 4.09% a year earlier, it still indicates some deterioration in asset quality.<BR><BR>The bank's strong provision coverage ratio of 96.91% and a healthy capital adequacy ratio of 16.77% provide some cushion against these asset quality concerns. Overall, while the profit growth is encouraging, the margin compression and reliance on non-interest income raise questions about the sustainability of this performance moving forward. Investors may want to adopt a cautious approach, monitoring future trends closely.

Should I buy, sell or hold Punjab National Bank?

Why is Punjab National Bank falling/rising?

As of 23-Mar, Punjab National Bank's stock price is at 105.45, down 5.47%, and underperforming the sector. The stock is in a bearish trend, trading below key moving averages, with significant declines over the past month and year-to-date, although there are potential long-term recovery factors.

As of 23-Mar, Punjab National Bank's stock price is falling, currently at 105.45, reflecting a change of -6.1 (-5.47%). This decline is evident in the stock's performance today, where it underperformed the sector by -1.61% and touched an intraday low of Rs 105.05, marking a decrease of -5.83%. The stock is also trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend.<BR><BR>In the broader context, the stock has experienced significant declines over various periods, including a -19.04% drop over the past month and a -14.68% decline year-to-date. Comparatively, the Sensex has also fallen, but at a lesser rate of -12.72% for the month and -14.70% year-to-date. This suggests that while the stock is underperforming relative to the market, it is also part of a broader trend affecting the banking sector, which has seen a decline of -3.88%.<BR><BR>Despite these negative movements, there are underlying factors that suggest potential for recovery in the long term, such as strong provisioning practices and healthy growth in net profits. However, the immediate price action reflects a bearish sentiment among investors, contributing to the stock's current decline.

Why is Punjab National Bank falling/rising?

As of 24-Mar, Punjab National Bank's stock price is rising to 107.25, up 1.71%. This increase is driven by strong investor interest and solid long-term fundamentals, despite the stock trading below its moving averages.

As of 24-Mar, Punjab National Bank's stock price is rising, currently at 107.25, reflecting a change of 1.8 (1.71%) upward. This increase is supported by several positive factors. Today, the stock opened with a gain of 3.6%, reaching an intraday high of Rs 109.25. Additionally, the stock has outperformed its sector by 0.67% today, indicating strong market interest.<BR><BR>Investor participation has also risen, with a delivery volume of 1.04 crore on 23 March, which is a significant increase of 55.84% compared to the 5-day average. This suggests that more investors are willing to buy and hold the stock, contributing to its upward price movement.<BR><BR>Despite the current rise, it is important to note that the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, which could indicate underlying volatility. However, the strong long-term fundamentals of the bank, including a robust provision coverage ratio of 79.90% and a significant annual growth rate in net profits of 85.58%, provide a solid foundation for investor confidence.<BR><BR>Overall, the combination of today's positive performance, increased investor participation, and strong long-term fundamentals are driving the stock's price rise.

Why is Punjab National Bank falling/rising?

As of 25-Mar, Punjab National Bank's stock price is rising to Rs 110.00, up 2.56%, driven by recent gains, positive sector performance, increased investor participation, and strong fundamentals. The stock's valuation remains attractive compared to peers, despite trading below moving averages.

As of 25-Mar, Punjab National Bank's stock price is rising, currently at Rs 110.00, reflecting an increase of Rs 2.75 or 2.56%. This upward movement can be attributed to several factors. Firstly, the stock has shown a consecutive gain over the last two days, with a total return of 4.31% during this period. Additionally, the stock reached an intraday high of Rs 110.85, indicating positive trading momentum.<BR><BR>The performance of the banking sector also supports this rise, as the Public Banks sector has gained by 2.68%. Furthermore, there has been a notable increase in investor participation, with a delivery volume of 69.2 lacs on 24 March, which is up by 2.79% compared to the five-day average. This suggests growing interest and confidence among investors.<BR><BR>Despite the stock trading below its moving averages, the strong fundamental factors, such as a high provision coverage ratio of 79.90% and a robust long-term growth rate in net profits at 85.58% CAGR, contribute to its attractiveness. The stock's valuation remains appealing, trading at a discount relative to its peers, which may entice more investors.<BR><BR>Overall, the combination of recent gains, sector performance, increased investor participation, and strong fundamentals are driving the rise in Punjab National Bank's stock price.

Which are the latest news on Punjab Natl.Bank?