Ramchandra Leas.

What does Ramchandra Leas. do?

Ramchandra Leasing and Finance Ltd is a Non Banking Financial Company (NBFC) based in Gujarat, operating in the micro-cap market segment with a market cap of Rs 15 Cr and reporting net sales and profit of 0 Cr as of March 2025. The company has a P/E ratio of 16.00 and a debt-equity ratio of 0.00%.

Overview:<BR>Ramchandra Leasing and Finance Ltd operates as a Non Banking Financial Company (NBFC) in the micro-cap market segment.<BR><BR>History:<BR>The company was incorporated on 2nd February, 1993, initially as Ramchandra Leasing and Finance Private Limited in Gujarat. It transitioned to a Public Limited Company on 3rd January 1996, receiving a fresh Certificate of Incorporation. The latest quarterly results report net sales and net profit of 0 Cr for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 0 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 15 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 16.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.00 <BR>Return on Equity: 0.18% <BR>Price-to-Book: 2.81 <BR><BR>Contact Details:<BR>Address: 201/1 Rudra Plaza, Dandia Bazar Main Road Vadodara Gujarat : 390001 <BR>Tel: 91-0265-3268100 <BR>Email: rlandfl@gmail.com <BR>Website: http://www.ramachandrafinance.com

Has Ramchandra Leas. declared dividend?

No Dividend History Available

What is the technical trend for Ramchandra Leas.?

As of May 6, 2025, Ramchandra Leas shows a mildly bullish trend overall, supported by daily moving averages and the monthly MACD, despite mixed signals from the weekly MACD and Bollinger Bands indicating some bearishness.

As of 6 May 2025, the technical trend for Ramchandra Leas has changed from bullish to mildly bullish. The weekly MACD is mildly bearish, while the monthly MACD remains bullish, indicating mixed signals across time frames. The Bollinger Bands show a bearish stance on the weekly chart but a mildly bullish outlook on the monthly chart. Daily moving averages are mildly bullish, supporting a short-term positive view. The KST is mildly bearish on the weekly and bullish on the monthly, further contributing to the mixed sentiment. Overall, the current technical stance is mildly bullish, driven primarily by the daily moving averages and the monthly MACD, despite the bearish indicators on the weekly charts.

Who are the peers of the Ramchandra Leas.?

Peers of Ramchandra Leas. include Shree Securities, Cil Securities, Stellant Secu., Rita Finance, Easun Capital Ma, Abirami Fin., Bharat Bhushan, Shree Metalloys, and G K Consultants. Notably, Stellant Secu. has the highest 1-year return at 1256.59%, while Ramchandra Leas. has a return of 252.90%.

Peers: The peers of Ramchandra Leas. are Shree Securities, Cil Securities, Stellant Secu., Rita Finance and, Easun Capital Ma, Abirami Fin., Bharat Bhushan, Shree Metalloys, and G K Consultants.<BR><BR>Quality Snapshot: Excellent capital structure is observed at Cil Securities, Rita Finance and, Easun Capital Ma, and G K Consultants, while Below Average management risk is found at Cil Securities, Rita Finance and, Easun Capital Ma, Shree Metalloys, and G K Consultants, and the rest. Management risk that does not qualify is noted at Shree Securities, Ramchandra Leas., Stellant Secu., Abirami Fin., and Bharat Bhushan. Growth ratings show Good growth at Cil Securities, while Below Average growth is seen at Rita Finance and, Easun Capital Ma, Shree Metalloys, G K Consultants, and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Stellant Secu. at 1256.59%, while the lowest is Abirami Fin. at -28.69%. Ramchandra Leas. has a significantly higher 1-year return of 252.90%. Additionally, peers with negative six-month returns include Cil Securities, Easun Capital Ma, Abirami Fin., Bharat Bhushan, and Shree Metalloys.

Who are in the management team of Ramchandra Leas.?

As of March 2018, the management team of Ramchandra Leas includes Pradeep Saremal Jain (Whole Time Director), Kishor Kumar (Non Executive Director), Champa Bhatia (Non Executive Independent Director), and Bharat Sen (Non Executive Independent Director).

As of March 2018, the management team of Ramchandra Leas consists of the following individuals:<BR><BR>1. Pradeep Saremal Jain - Whole Time Director<BR>2. Kishor Kumar - Non Executive Director<BR>3. Champa Bhatia - Non Executive Independent Director<BR>4. Bharat Sen - Non Executive Independent Director<BR><BR>These members play various roles within the company's governance structure.

Who are the top shareholders of the Ramchandra Leas.?

The top shareholders of Ramchandra Leas are primarily individual investors, holding 68.82% of the shares, with Dipeshkumar Ravjibhai Patel as the largest promoter at 2.17%. There are no pledged promoter holdings, mutual funds, or foreign institutional investors involved.

The top shareholders of Ramchandra Leas primarily consist of individual investors, who hold a significant 68.82% of the shares. The promoter with the highest holding is Dipeshkumar Ravjibhai Patel, who owns 2.17% of the company. There are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors holding shares. Overall, the majority of the shares are held by non-institutional investors.

How big is Ramchandra Leas.?

As of 24th July, Ramchandra Leasing and Finance Ltd has a market capitalization of 21.00 Cr and reported Net Sales of 0.26 Cr with no profit in the latest two quarters. Shareholder's Funds were 5.52 Cr and Total Assets were 7.06 Cr.

As of 24th July, Ramchandra Leasing and Finance Ltd has a market capitalization of 21.00 Cr, classified as a Micro Cap.<BR><BR>In the latest two quarters, the company reported Net Sales of 0.26 Cr and a Net Profit of 0.00 Cr, indicating no profit during this period.<BR><BR>For the latest annual period, the Shareholder's Funds were recorded at 5.52 Cr, while Total Assets amounted to 7.06 Cr.

When is the next results date for Ramchandra Leas.?

Ramchandra Leas. will announce its results on 14 November 2025.

Ramchandra Leas. will declare its results on 14 November 2025.

How has been the historical performance of Ramchandra Leas.?

Ramchandra Leas has seen a decline in net sales and total operating income from 0.62 Cr in Mar'20 to 0.38 Cr in Mar'25, while total expenditure also decreased, indicating cost management. Operating profit remained stable, with profit after tax at 0.02 Cr in Mar'25, and cash balances improved from 0.01 Cr to 0.17 Cr, reflecting better liquidity.

Answer:<BR>The historical performance of Ramchandra Leas shows a declining trend in net sales and total operating income over the years, with figures decreasing from 0.62 Cr in Mar'20 to 0.38 Cr in Mar'25. The total expenditure has also decreased from 0.58 Cr in Mar'20 to 0.36 Cr in Mar'25, indicating a reduction in costs. Operating profit (PBDIT) has remained relatively stable, fluctuating slightly but ending at 0.02 Cr in Mar'25, the same as in Mar'24 and Mar'23. Profit after tax has shown slight improvement, reaching 0.02 Cr in Mar'25, consistent with the previous year, but lower than 0.06 Cr in Mar'19. The company has maintained a consistent equity capital of 5.12 Cr over the years, while reserves have increased from 0.29 Cr in Mar'19 to 0.50 Cr in Mar'25. The total liabilities have decreased from 6.94 Cr in Mar'20 to 6.38 Cr in Mar'25, and total assets have followed a similar trend, decreasing from 6.94 Cr in Mar'20 to 6.38 Cr in Mar'25. Cash and bank balances have improved slightly from 0.01 Cr in Mar'20 to 0.17 Cr in Mar'25, reflecting a modest increase in liquidity.<BR><BR>Breakdown:<BR>Ramchandra Leas has experienced a decline in net sales from 0.62 Cr in Mar'20 to 0.38 Cr in Mar'25, indicating a downward trend in revenue generation. Total operating income has mirrored this decline, dropping from 0.62 Cr to 0.38 Cr over the same period. Despite the decrease in sales, total expenditure has also reduced from 0.58 Cr to 0.36 Cr, suggesting cost management efforts. Operating profit has remained relatively stable, with a slight increase in profit after tax to 0.02 Cr in Mar'25, consistent with the previous two years. The company's equity capital has remained unchanged at 5.12 Cr, while reserves have grown to 0.50 Cr, reflecting a strengthening of the financial position. Total liabilities and assets have both decreased, indicating a contraction in the balance sheet, with total liabilities falling to 6.38 Cr and total assets to 6.38 Cr by Mar'25. Cash and bank balances have improved, suggesting enhanced liquidity, rising from 0.01 Cr in Mar'20 to 0.17 Cr in Mar'25.

Is Ramchandra Leas. overvalued or undervalued?

As of November 19, 2025, Ramchandra Leas. is considered very expensive with a PE ratio of 349.48 and a PEG ratio of 0.29, indicating it is overvalued compared to peers like Bajaj Finance and Life Insurance, despite a 320.85% return over the past year.

As of 19 November 2025, the valuation grade for Ramchandra Leas. has moved from expensive to very expensive. The company is currently overvalued, with a PE ratio of 349.48, an EV to EBIT of 43.11, and a ROE of just 1.04%. These metrics indicate a significant premium over its peers, such as Bajaj Finance, which has a PE ratio of 34.23, and Life Insurance, with a PE of 11.32.<BR><BR>In comparison to its industry, Ramchandra Leas. stands out with its exceptionally high valuation ratios, making it very expensive relative to its peers. The PEG ratio of 0.29 suggests that despite the high price, growth expectations may not justify the valuation. Additionally, while the stock has significantly outperformed the Sensex in recent periods, including a staggering 320.85% return over the past year, this performance does not align with the fundamental valuation metrics, reinforcing the conclusion that the company is overvalued.

Should I buy, sell or hold Ramchandra Leasing and Finance Ltd?

Why is Ramchandra Leasing and Finance Ltd falling/rising?

As of 02-Apr, Ramchandra Leasing and Finance Ltd's stock price is rising to 9.40, reflecting a 1.29% increase. This short-term positive sentiment contrasts with mixed longer-term performance indicators, including a significant drop in investor participation.

As of 02-Apr, Ramchandra Leasing and Finance Ltd's stock price is rising, currently at 9.40, with a change of 0.12 (1.29%) upwards. This increase can be attributed to several factors. The stock has outperformed its sector by 9.73% today, indicating a stronger performance relative to the broader finance/NBFC sector, which has seen a decline of 8.52%. Additionally, the stock has been on a positive trend, gaining for the last two days and achieving a total return of 3.3% during this period.<BR><BR>Despite some negative trends in the longer term, such as a 13.12% decline over the past month, the year-to-date performance shows a positive return of 4.68%, contrasting with the Sensex's decline of 13.96%. Furthermore, the stock has demonstrated impressive long-term growth, with a staggering 139.80% increase over the past year and an extraordinary 932.97% rise over the past three years.<BR><BR>However, it is important to note that there has been a significant drop in investor participation, with delivery volume falling by 69.5% compared to the 5-day average. This could indicate a potential concern for future trading activity. Nonetheless, the current upward movement in stock price reflects a short-term positive sentiment among investors, despite the mixed longer-term performance indicators.

Which are the latest news on Ramchandra Leas.?