Ramchandra Leas.

Why is Ramchandra Leasing and Finance Ltd falling/rising?

As of 10-Jun, the stock price of Ramchandra Leasing and Finance Ltd is at 14.37, down 0.28%. Despite strong long-term gains, recent short-term underperformance and a significant drop in investor participation indicate selling pressure affecting the stock's price.

As of 10-Jun, the stock price of Ramchandra Leasing and Finance Ltd is currently at 14.37, reflecting a decrease of 0.04, or 0.28%. This decline is occurring despite the stock's strong performance over longer periods, such as a remarkable increase of 369.61% over the past year and 3165.91% over the past five years. <BR><BR>In the short term, the stock has underperformed relative to the benchmark Sensex, with a 5.09% drop over the past week compared to a 0.49% decline in the Sensex. Additionally, there has been a notable decrease in investor participation, as evidenced by a 47.9% drop in delivery volume on June 9 compared to the five-day average. This reduced trading activity may indicate waning investor interest, contributing to the stock's current price decline.<BR><BR>While the stock has outperformed its sector by 1.81% today and remains above its longer-term moving averages, the recent drop in delivery volume and the short-term underperformance against the benchmark suggest that the stock is facing some selling pressure, leading to its current falling price.

What does Ramchandra Leas. do?

Ramchandra Leasing and Finance Ltd is a digital lending institution in the NBFC sector, incorporated in 1993 and publicly listed since 1996, with a market cap of INR 114 Cr and a net profit of 3 Cr as of March 2026. Key metrics include a P/E ratio of 38.00 and a return on equity of 24.44%.

Overview: <BR>Ramchandra Leasing and Finance Ltd is a digital lending institution operating in the Non Banking Financial Company (NBFC) sector, categorized as a Micro Cap.<BR><BR>History: <BR>The company was incorporated in 1993 as Ramchandra Leasing and Finance Private Limited and was converted into a Public Limited Company in 1996. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot: <BR>Net Sales: 10 Cr (Quarterly Results - Mar 2026) <BR>Net Profit: 3 Cr (Quarterly Results - Mar 2026) <BR>Market Cap: INR 114 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 38.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.00 <BR>Return on Equity: 24.44% <BR>Price to Book: 9.36<BR><BR>Contact Details: <BR>Address: 201/1 Rudra Plaza, Dandia Bazar Main Road Vadodara Gujarat : 390001 <BR>Tel: 91-0265-3268100 <BR>Email: rlandfl@gmail.com <BR>Website: http://www.ramachandrafinance.com

Which are the latest news on Ramchandra Leas.?

Should I buy, sell or hold Ramchandra Leasing and Finance Ltd?

When is the next results date for Ramchandra Leasing and Finance Ltd?

The next results date for Ramchandra Leasing and Finance Ltd is 29 May 2026.

The next results date for Ramchandra Leasing and Finance Ltd is scheduled for 29 May 2026.

Is Ramchandra Leas. overvalued or undervalued?

As of November 19, 2025, Ramchandra Leas. is considered very expensive with a PE ratio of 349.48 and a PEG ratio of 0.29, indicating it is overvalued compared to peers like Bajaj Finance and Life Insurance, despite a 320.85% return over the past year.

As of 19 November 2025, the valuation grade for Ramchandra Leas. has moved from expensive to very expensive. The company is currently overvalued, with a PE ratio of 349.48, an EV to EBIT of 43.11, and a ROE of just 1.04%. These metrics indicate a significant premium over its peers, such as Bajaj Finance, which has a PE ratio of 34.23, and Life Insurance, with a PE of 11.32.<BR><BR>In comparison to its industry, Ramchandra Leas. stands out with its exceptionally high valuation ratios, making it very expensive relative to its peers. The PEG ratio of 0.29 suggests that despite the high price, growth expectations may not justify the valuation. Additionally, while the stock has significantly outperformed the Sensex in recent periods, including a staggering 320.85% return over the past year, this performance does not align with the fundamental valuation metrics, reinforcing the conclusion that the company is overvalued.

How has been the historical performance of Ramchandra Leas.?

Ramchandra Leas has seen a decline in net sales and total operating income from 0.62 Cr in Mar'20 to 0.38 Cr in Mar'25, while total expenditure also decreased, indicating cost management. Operating profit remained stable, with profit after tax at 0.02 Cr in Mar'25, and cash balances improved from 0.01 Cr to 0.17 Cr, reflecting better liquidity.

Answer:<BR>The historical performance of Ramchandra Leas shows a declining trend in net sales and total operating income over the years, with figures decreasing from 0.62 Cr in Mar'20 to 0.38 Cr in Mar'25. The total expenditure has also decreased from 0.58 Cr in Mar'20 to 0.36 Cr in Mar'25, indicating a reduction in costs. Operating profit (PBDIT) has remained relatively stable, fluctuating slightly but ending at 0.02 Cr in Mar'25, the same as in Mar'24 and Mar'23. Profit after tax has shown slight improvement, reaching 0.02 Cr in Mar'25, consistent with the previous year, but lower than 0.06 Cr in Mar'19. The company has maintained a consistent equity capital of 5.12 Cr over the years, while reserves have increased from 0.29 Cr in Mar'19 to 0.50 Cr in Mar'25. The total liabilities have decreased from 6.94 Cr in Mar'20 to 6.38 Cr in Mar'25, and total assets have followed a similar trend, decreasing from 6.94 Cr in Mar'20 to 6.38 Cr in Mar'25. Cash and bank balances have improved slightly from 0.01 Cr in Mar'20 to 0.17 Cr in Mar'25, reflecting a modest increase in liquidity.<BR><BR>Breakdown:<BR>Ramchandra Leas has experienced a decline in net sales from 0.62 Cr in Mar'20 to 0.38 Cr in Mar'25, indicating a downward trend in revenue generation. Total operating income has mirrored this decline, dropping from 0.62 Cr to 0.38 Cr over the same period. Despite the decrease in sales, total expenditure has also reduced from 0.58 Cr to 0.36 Cr, suggesting cost management efforts. Operating profit has remained relatively stable, with a slight increase in profit after tax to 0.02 Cr in Mar'25, consistent with the previous two years. The company's equity capital has remained unchanged at 5.12 Cr, while reserves have grown to 0.50 Cr, reflecting a strengthening of the financial position. Total liabilities and assets have both decreased, indicating a contraction in the balance sheet, with total liabilities falling to 6.38 Cr and total assets to 6.38 Cr by Mar'25. Cash and bank balances have improved, suggesting enhanced liquidity, rising from 0.01 Cr in Mar'20 to 0.17 Cr in Mar'25.

How big is Ramchandra Leas.?

As of 24th July, Ramchandra Leasing and Finance Ltd has a market capitalization of 21.00 Cr and reported Net Sales of 0.26 Cr with no profit in the latest two quarters. Shareholder's Funds were 5.52 Cr and Total Assets were 7.06 Cr.

As of 24th July, Ramchandra Leasing and Finance Ltd has a market capitalization of 21.00 Cr, classified as a Micro Cap.<BR><BR>In the latest two quarters, the company reported Net Sales of 0.26 Cr and a Net Profit of 0.00 Cr, indicating no profit during this period.<BR><BR>For the latest annual period, the Shareholder's Funds were recorded at 5.52 Cr, while Total Assets amounted to 7.06 Cr.

Who are the top shareholders of the Ramchandra Leas.?

The top shareholders of Ramchandra Leas are primarily individual investors, holding 68.82% of the shares, with Dipeshkumar Ravjibhai Patel as the largest promoter at 2.17%. There are no pledged promoter holdings, mutual funds, or foreign institutional investors involved.

The top shareholders of Ramchandra Leas primarily consist of individual investors, who hold a significant 68.82% of the shares. The promoter with the highest holding is Dipeshkumar Ravjibhai Patel, who owns 2.17% of the company. There are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors holding shares. Overall, the majority of the shares are held by non-institutional investors.

Who are the peers of the Ramchandra Leas.?

Peers of Ramchandra Leas. include Shree Securities, Cil Securities, Stellant Secu., Rita Finance, Easun Capital Ma, Abirami Fin., Bharat Bhushan, Shree Metalloys, and G K Consultants. Notably, Stellant Secu. has the highest 1-year return at 1256.59%, while Ramchandra Leas. has a return of 252.90%.

Peers: The peers of Ramchandra Leas. are Shree Securities, Cil Securities, Stellant Secu., Rita Finance and, Easun Capital Ma, Abirami Fin., Bharat Bhushan, Shree Metalloys, and G K Consultants.<BR><BR>Quality Snapshot: Excellent capital structure is observed at Cil Securities, Rita Finance and, Easun Capital Ma, and G K Consultants, while Below Average management risk is found at Cil Securities, Rita Finance and, Easun Capital Ma, Shree Metalloys, and G K Consultants, and the rest. Management risk that does not qualify is noted at Shree Securities, Ramchandra Leas., Stellant Secu., Abirami Fin., and Bharat Bhushan. Growth ratings show Good growth at Cil Securities, while Below Average growth is seen at Rita Finance and, Easun Capital Ma, Shree Metalloys, G K Consultants, and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Stellant Secu. at 1256.59%, while the lowest is Abirami Fin. at -28.69%. Ramchandra Leas. has a significantly higher 1-year return of 252.90%. Additionally, peers with negative six-month returns include Cil Securities, Easun Capital Ma, Abirami Fin., Bharat Bhushan, and Shree Metalloys.

Who are in the management team of Ramchandra Leas.?

As of March 2018, the management team of Ramchandra Leas includes Pradeep Saremal Jain (Whole Time Director), Kishor Kumar (Non Executive Director), Champa Bhatia (Non Executive Independent Director), and Bharat Sen (Non Executive Independent Director).

As of March 2018, the management team of Ramchandra Leas consists of the following individuals:<BR><BR>1. Pradeep Saremal Jain - Whole Time Director<BR>2. Kishor Kumar - Non Executive Director<BR>3. Champa Bhatia - Non Executive Independent Director<BR>4. Bharat Sen - Non Executive Independent Director<BR><BR>These members play various roles within the company's governance structure.

What is the technical trend for Ramchandra Leas.?

As of May 6, 2025, Ramchandra Leas shows a mildly bullish trend overall, supported by daily moving averages and the monthly MACD, despite mixed signals from the weekly MACD and Bollinger Bands indicating some bearishness.

As of 6 May 2025, the technical trend for Ramchandra Leas has changed from bullish to mildly bullish. The weekly MACD is mildly bearish, while the monthly MACD remains bullish, indicating mixed signals across time frames. The Bollinger Bands show a bearish stance on the weekly chart but a mildly bullish outlook on the monthly chart. Daily moving averages are mildly bullish, supporting a short-term positive view. The KST is mildly bearish on the weekly and bullish on the monthly, further contributing to the mixed sentiment. Overall, the current technical stance is mildly bullish, driven primarily by the daily moving averages and the monthly MACD, despite the bearish indicators on the weekly charts.

Has Ramchandra Leas. declared dividend?

No Dividend History Available