Real Touch Fin

Why is Real Touch Finance Ltd. falling/rising?

As of 04-Aug, Real Touch Finance Ltd. is facing a stock price decline to Rs 47.98, down 4.99%, and has underperformed its sector by 4.62%. The stock has consistently traded at this price with no upward movement, reflecting a bearish trend despite increased investor participation.

As of 04-Aug, Real Touch Finance Ltd. is experiencing a decline in its stock price, currently at Rs 47.98, which represents a decrease of Rs 2.52 or 4.99%. This downward movement is reflected in the stock's performance today, where it has underperformed its sector by 4.62%. The stock has been on a consecutive decline for the last two days, accumulating a total drop of 5.92% during this period.<BR><BR>Additionally, the stock opened with a significant loss of 4.99% today and has not shown any price range, trading consistently at the opening price of Rs 47.98. It also reached an intraday low of the same amount. The stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend.<BR><BR>Investor participation has seen a rise, with a delivery volume increase of 26.53% against the 5-day average, but this has not translated into positive price movement. Overall, the combination of consecutive losses, poor performance relative to the sector, and trading below moving averages contributes to the stock's current decline.

Which are the latest news on Real Touch Fin?

Should I buy, sell or hold Real Touch Finance Ltd.?

How big is Real Touch Fin?

As of 10th June, Real Touch Finance Ltd. has a market capitalization of 61.00 Cr, with recent net sales of 31.74 Cr and a net profit of 5.19 Cr. Shareholder's funds are 47.05 Cr and total assets are valued at 228.84 Cr as of March 2025.

As of 10th June, Real Touch Finance Ltd. has a market capitalization of 61.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 31.74 Cr and a Net Profit of 5.19 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 47.05 Cr and Total Assets valued at 228.84 Cr.

Who are in the management team of Real Touch Fin?

The management team of Real Touch Fin includes Binod Chand Kankaria (Managing Director), Anant Bhagat (Promoter & Non-Executive Director), Shrish Tapuriah, Rajesh Kumar Sethia (Non-Executive Independent Director), Anny Jain (Non-Executive Director), and Priyanka Singh (Company Secretary).

The management team of Real Touch Fin includes the following individuals:<BR><BR>1. **Binod Chand Kankaria** - Managing Director<BR>2. **Anant Bhagat** - Promoter & Non-Executive Director<BR>3. **Shrish Tapuriah** - Non-Executive Director<BR>4. **Rajesh Kumar Sethia** - Non-Executive Independent Director<BR>5. **Anny Jain** - Non-Executive Director<BR>6. **Priyanka Singh** - Company Secretary<BR><BR>If you need more details about any specific member or their roles, feel free to ask!

Who are the peers of the Real Touch Fin?

Real Touch Fin's peers include Capfin India, R R Fin. Cons., Regis Industries, and others, with varying management and growth ratings. R R Fin. Cons. leads in 1-year returns at 117.51%, while Real Touch Fin has a return of -12.44%.

Peers: The peers of Real Touch Fin are Capfin India, R R Fin. Cons., Regis Industries, Arman Holdings, Ceejay Finance, Mantra Capital, GACM Tech, Bridge Securitie, Viji Finance, and Ladderup Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at Capfin India, R R Fin. Cons., Regis Industries, Arman Holdings, Ceejay Finance, Mantra Capital, GACM Tech, Bridge Securitie, Viji Finance, and Ladderup Finance, while Average management risk is found at Bridge Securitie. Growth ratings vary, with Excellent growth at Real Touch Fin and Viji Finance, Good growth at R R Fin. Cons., Regis Industries, and GACM Tech, Average growth at Ceejay Finance, Mantra Capital, and Ladderup Finance, and Below Average growth at Capfin India and Arman Holdings. Capital Structure is Excellent for Real Touch Fin, Capfin India, R R Fin. Cons., Regis Industries, Ceejay Finance, Mantra Capital, and GACM Tech, while Good capital structure is noted at Arman Holdings.<BR><BR>Return Snapshot: The peer with the highest 1-year return is R R Fin. Cons. at 117.51%, while the lowest is Capfin India at -31.74%. Real Touch Fin's own 1-year return is -12.44%, which is higher than Capfin India but lower than R R Fin. Cons. Additionally, several peers, including Capfin India, R R Fin. Cons., Regis Industries, GACM Tech, and Ladderup Finance, have negative six-month returns.

What does Real Touch Fin do?

Real Touch Finance Ltd. is a Non Banking Financial Company (NBFC) that provides loans and operates in the Micro Cap market segment. As of March 2026, it reported net sales of 8 Cr and a net profit of 1 Cr, with a market cap of INR 61 Cr.

Overview:<BR>Real Touch Finance Ltd. is a Non Banking Financial Company (NBFC) engaged in providing loans and operates within the Micro Cap market segment.<BR><BR>History:<BR>The company was incorporated in 1984 under the name Associated Ceramics Limited and changed its name to Real Touch Finance Limited in 2015. The most recent quarterly results reported net sales and profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 8 Cr (Quarterly Results - Mar 2026)<BR>- Net Profit: 1 Cr (Quarterly Results - Mar 2026)<BR>- Market Cap: INR 61 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 11.00<BR>- Industry P/E: 20<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 4.44<BR>- Return on Equity: 9.93%<BR>- Price to Book: 1.10<BR><BR>Contact Details:<BR>Address: Arihant Encl.Grd Flr 493B/57A, G T Road(South) Shibpur Howrah West Bengal : 711102<BR>Tel: 91-33-26402042<BR>Email: acaasm@rediffmail.com<BR>Website: http://www.realtouchfinance.com

Are Real Touch Finance Ltd. latest results good or bad?

Real Touch Finance Ltd.'s latest results show a net profit increase of 42.65% and 8.17% growth in net sales, but declining profit margins, significant stock underperformance, a high debt-to-equity ratio, and a working capital deficit indicate serious financial challenges, leading to a more negative outlook overall.

The latest results for Real Touch Finance Ltd. present a mixed picture. On one hand, the company reported a net profit of ₹0.97 crores for Q4 FY26, which is a significant year-on-year increase of 42.65%. Additionally, net sales grew by 8.17% compared to the same quarter last year, and there was a notable sequential growth of 31.93% from the previous quarter.<BR><BR>However, there are several concerning aspects that overshadow these positive figures. The profit after tax (PAT) margin decreased to 11.45% from 13.40% in the previous quarter, indicating margin compression. Furthermore, the company's stock has underperformed significantly over the past year, declining by 21.23%, which is notably worse than the broader market and its peer group.<BR><BR>The balance sheet also raises red flags, with a severe working capital deficit of ₹181.80 crores and a high debt-to-equity ratio of 3.50, suggesting financial strain and increased risk. The absence of institutional investors further complicates the outlook, indicating a lack of confidence in the company's stability and governance.<BR><BR>Overall, while there are some positive signs in the latest results, the underlying financial challenges and market performance suggest that the outlook for Real Touch Finance Ltd. is more negative than positive.

How has been the historical performance of Real Touch Fin?

Real Touch Fin has shown significant growth in net sales and profitability, with net sales increasing from 2.36 Cr in Mar'22 to 28.67 Cr in Mar'25, and profit after tax rising from 1.45 Cr to 4.61 Cr. However, the company faces challenges with negative cash flow and rising liabilities, which grew from 36.87 Cr to 228.84 Cr during the same period.

Answer:<BR>The historical performance of Real Touch Fin shows significant growth in net sales and profitability over the years.<BR><BR>Breakdown:<BR>Real Touch Fin has demonstrated a remarkable increase in net sales, rising from 2.36 Cr in Mar'22 to 28.67 Cr in Mar'25. This growth is reflected in total operating income, which also surged from 2.41 Cr in Mar'22 to 28.67 Cr in Mar'25. The company's operating profit (PBDIT) has improved from 1.94 Cr in Mar'22 to 5.96 Cr in Mar'25, although the operating profit margin has decreased from 82.2% to 20.06% during the same period. Profit before tax has increased from 1.95 Cr in Mar'22 to 5.66 Cr in Mar'25, leading to a profit after tax of 4.61 Cr in Mar'25, up from 1.45 Cr in Mar'22. The company's total liabilities have grown from 36.87 Cr in Mar'22 to 228.84 Cr in Mar'25, primarily due to an increase in short-term borrowings, which rose from 0.00 Cr in Mar'22 to 164.51 Cr in Mar'25. Cash flow from operating activities has remained negative, with a cash outflow of 26.00 Cr in Mar'25, although cash and cash equivalents at the end of Mar'25 stood at 1.00 Cr, down from 2.00 Cr in Mar'24. Overall, Real Touch Fin's financial performance indicates a strong upward trajectory in sales and profitability, despite challenges in cash flow management and increasing liabilities.

Is Real Touch Fin overvalued or undervalued?

As of November 10, 2025, Real Touch Fin is considered undervalued with an attractive valuation grade, highlighted by a PE ratio of 12.65, strong growth potential indicated by a PEG ratio of 0.16, and solid long-term performance of 197.45%, despite recent underperformance compared to the Sensex.

As of 10 November 2025, the valuation grade for Real Touch Fin has moved from fair to attractive, indicating a more favorable outlook for the company. The company is currently assessed as undervalued, particularly given its PE ratio of 12.65, EV to EBIT of 10.80, and a PEG ratio of just 0.16, which suggests strong growth potential relative to its price. <BR><BR>In comparison to its peers, Real Touch Fin stands out with a significantly lower PE ratio than Bajaj Finance, which is at 38.76, and a more attractive EV to EBITDA ratio compared to Bajaj Finserv at 13.13. Additionally, the company's ROE of 10.44% and ROCE of 9.41% further support its valuation position. Despite recent stock performance trailing the Sensex, with a YTD return of -40.69% compared to the Sensex's 6.91%, the long-term performance of 197.45% over three years suggests a strong recovery potential.

When is the next results date for Real Touch Fin?

The next results date for Real Touch Fin is August 4, 2025.

The next results date for Real Touch Fin is scheduled for August 4, 2025.

Who are the top shareholders of the Real Touch Fin?

The top shareholder of Real Touch Fin is Ultraplus Housing Estate Private Limited, holding 54.12%. Awadh Heemghar Private Limited is the largest public shareholder at 2.34%, while individual investors own 11.16% of the shares.

The top shareholders of Real Touch Fin are primarily the promoters, with Ultraplus Housing Estate Private Limited holding the largest stake at 54.12%. There are no pledged promoter holdings, and mutual funds and foreign institutional investors do not hold any shares in the company. The highest public shareholder is Awadh Heemghar Private Limited, which owns 2.34%. Additionally, individual investors collectively hold 11.16% of the shares.

What is the technical trend for Real Touch Fin?

As of May 13, 2025, Real Touch Fin's technical trend is mildly bearish, with mixed signals from indicators like the MACD and Bollinger Bands showing both bullish and bearish tendencies.

As of 13 May 2025, the technical trend for Real Touch Fin has changed from bearish to mildly bearish. The weekly MACD is mildly bullish, while the monthly MACD is mildly bearish, indicating mixed signals. The Bollinger Bands are mildly bullish on both weekly and monthly time frames, suggesting some upward momentum. However, the daily moving averages are mildly bearish, which adds to the cautious outlook. The KST shows a mildly bullish stance weekly but is mildly bearish monthly, further contributing to the mixed signals. Overall, the current technical stance is mildly bearish, with key indicators reflecting a lack of strong momentum in either direction.

Has Real Touch Fin declared dividend?

No Dividend History Available