Real Touch Fin

Which are the latest news on Real Touch Fin?

Why is Real Touch Finance Ltd. falling/rising?

As of 05-Sep, the stock price of Real Touch Finance Ltd. is 42.87, unchanged from the previous session, with a year-to-date decline of 12.51%. The stock is underperforming its sector and benchmarks, trading near its 52-week low, and showing significantly reduced investor interest.

As of 05-Sep, the stock price of Real Touch Finance Ltd. is currently at 42.87, showing no change from the previous trading session. The stock has experienced a significant decline over various periods, with a year-to-date decrease of 12.51% and a one-year drop of 13.20%. This underperformance is notable when compared to the Sensex, which has only decreased by 10.21% over the same year.<BR><BR>Additionally, the stock is currently trading close to its 52-week low, being just 4.8% away from the low of Rs 41.88. Today's performance indicates that it has underperformed its sector by 2.2%. The trading activity has also been erratic, with the stock not trading on one day out of the last 20 days. Furthermore, Real Touch Finance Ltd. is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend.<BR><BR>Investor participation has notably declined, with a delivery volume of just 1 on September 2, which represents a staggering decrease of 98.43% compared to the 5-day average delivery volume. This lack of trading activity suggests a decrease in investor interest and confidence in the stock.<BR><BR>Overall, the combination of declining stock performance, low trading volume, and underperformance relative to benchmarks indicates that Real Touch Finance Ltd. is currently experiencing a downward trend.

Who are in the management team of Real Touch Fin?

The management team of Real Touch Fin includes Binod Chand Kankaria (Managing Director), Anant Bhagat (Promoter & Non-Executive Director), Shrish Tapuriah (Non-Executive Director), Rajesh Kumar Sethia (Non-Executive Independent Director), Anny Jain (Non-Executive Director), and Priyanka Singh (Company Secretary).

The management team of Real Touch Fin includes the following individuals:<BR><BR>1. **Binod Chand Kankaria** - Managing Director<BR>2. **Anant Bhagat** - Promoter & Non-Executive Director<BR>3. **Shrish Tapuriah** - Non-Executive Director<BR>4. **Rajesh Kumar Sethia** - Non-Executive Independent Director<BR>5. **Anny Jain** - Non-Executive Director<BR>6. **Priyanka Singh** - Company Secretary<BR><BR>If you need more details about their roles or contributions, feel free to ask!

What does Real Touch Fin do?

Real Touch Finance Ltd. is a Non Banking Financial Company (NBFC) that provides loans and operates in the Micro Cap market segment, with a recent net sales of 9 Cr and net profit of 1 Cr as of June 2026. The company, formerly known as Associated Ceramics Limited, has a market cap of INR 55 Cr and key metrics including a P/E of 12.00 and a debt-equity ratio of 4.44.

Overview:<BR>Real Touch Finance Ltd. is a Non Banking Financial Company (NBFC) engaged in providing loans and operates within the Micro Cap market segment.<BR><BR>History:<BR>Real Touch Finance Ltd. was originally incorporated as Associated Ceramics Limited on December 27, 1984, and changed its name to Real Touch Finance Limited in 2015. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 9 Cr (Quarterly Results - Jun 2026)<BR>- Net Profit: 1 Cr (Quarterly Results - Jun 2026)<BR>- Market-cap: INR 55 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 12.00<BR>- Industry P/E: 85<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 4.44<BR>- Return on Equity: 9.58%<BR>- Price to Book: 1.10<BR><BR>Contact Details:<BR>Address: Arihant Encl.Grd Flr 493B/57A, G T Road(South) Shibpur Howrah West Bengal : 711102 <BR>Tel: 91-33-26402042 <BR>Email: acaasm@rediffmail.com <BR>Website: http://www.realtouchfinance.com

Who are the peers of the Real Touch Fin?

Real Touch Fin's peers include SPA CAPT SER, Arman Holdings, Capfin India, Elixir Capital, Share Samadhan, Leading Lea. Fin, Amrapali Capital, and 3P Land Hold. Their management risks vary, with excellent growth noted at Leading Lea. Fin and Amrapali Capital, while India Cem. Cap. leads in 1-year returns at 61.77%.

Peers: The peers of Real Touch Fin are SPA CAPT SER, Arman Holdings, Capfin India, Elixir Capital, Share Samadhan, Leading Lea. Fin, Amrapali Capital, 3P Land Hold., India Cem. Cap.<BR><BR>Quality Snapshot: Excellent management risk is observed at SPA CAPT SER, Capfin India, Elixir Capital, Share Samadhan, Leading Lea. Fin, Amrapali Capital, and India Cem. Cap., while Average management risk is found at Elixir Capital and Leading Lea. Fin. Below Average management risk is noted at Arman Holdings, Capfin India, Share Samadhan, Amrapali Capital, 3P Land Hold., and India Cem. Cap. Growth is Excellent at Leading Lea. Fin and Amrapali Capital, Good at SPA CAPT SER and Arman Holdings, Average at Share Samadhan and 3P Land Hold., and Below Average at Capfin India, Elixir Capital, and India Cem. Cap. Capital Structure is Excellent at SPA CAPT SER, Capfin India, Elixir Capital, Share Samadhan, Leading Lea. Fin, Amrapali Capital, and India Cem. Cap., while Good is noted at Arman Holdings and 3P Land Hold.<BR><BR>Return Snapshot: The peer with the highest 1-year return is India Cem. Cap. at 61.77%, while the peer with the lowest is Leading Lea. Fin at -80.41%. Real Touch Fin's 1-year return is -3.57%, which is higher than Leading Lea. Fin but lower than India Cem. Cap. Additionally, the six-month return is negative for Leading Lea. Fin, Capfin India, Elixir Capital, and 3P Land Hold.

How big is Real Touch Fin?

As of 31st August, Real Touch Finance Ltd. has a market capitalization of 55.00 Cr, with Net Sales of 32.19 Cr and a Net Profit of 5.01 Cr reported in the latest four quarters.

As of 31st August, Real Touch Finance Ltd. has a market capitalization of 55.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Real Touch Finance reported Net Sales of 32.19 Cr and a Net Profit of 5.01 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 47.05 Cr and Total Assets valued at 228.84 Cr.

Should I buy, sell or hold Real Touch Finance Ltd.?

Are Real Touch Finance Ltd. latest results good or bad?

Real Touch Finance Ltd.'s latest results show a net profit increase of 42.65% and 8.17% growth in net sales, but declining profit margins, significant stock underperformance, a high debt-to-equity ratio, and a working capital deficit indicate serious financial challenges, leading to a more negative outlook overall.

The latest results for Real Touch Finance Ltd. present a mixed picture. On one hand, the company reported a net profit of ₹0.97 crores for Q4 FY26, which is a significant year-on-year increase of 42.65%. Additionally, net sales grew by 8.17% compared to the same quarter last year, and there was a notable sequential growth of 31.93% from the previous quarter.<BR><BR>However, there are several concerning aspects that overshadow these positive figures. The profit after tax (PAT) margin decreased to 11.45% from 13.40% in the previous quarter, indicating margin compression. Furthermore, the company's stock has underperformed significantly over the past year, declining by 21.23%, which is notably worse than the broader market and its peer group.<BR><BR>The balance sheet also raises red flags, with a severe working capital deficit of ₹181.80 crores and a high debt-to-equity ratio of 3.50, suggesting financial strain and increased risk. The absence of institutional investors further complicates the outlook, indicating a lack of confidence in the company's stability and governance.<BR><BR>Overall, while there are some positive signs in the latest results, the underlying financial challenges and market performance suggest that the outlook for Real Touch Finance Ltd. is more negative than positive.

How has been the historical performance of Real Touch Fin?

Real Touch Fin has shown significant growth in net sales and profitability, with net sales increasing from 2.36 Cr in Mar'22 to 28.67 Cr in Mar'25, and profit after tax rising from 1.45 Cr to 4.61 Cr. However, the company faces challenges with negative cash flow and rising liabilities, which grew from 36.87 Cr to 228.84 Cr during the same period.

Answer:<BR>The historical performance of Real Touch Fin shows significant growth in net sales and profitability over the years.<BR><BR>Breakdown:<BR>Real Touch Fin has demonstrated a remarkable increase in net sales, rising from 2.36 Cr in Mar'22 to 28.67 Cr in Mar'25. This growth is reflected in total operating income, which also surged from 2.41 Cr in Mar'22 to 28.67 Cr in Mar'25. The company's operating profit (PBDIT) has improved from 1.94 Cr in Mar'22 to 5.96 Cr in Mar'25, although the operating profit margin has decreased from 82.2% to 20.06% during the same period. Profit before tax has increased from 1.95 Cr in Mar'22 to 5.66 Cr in Mar'25, leading to a profit after tax of 4.61 Cr in Mar'25, up from 1.45 Cr in Mar'22. The company's total liabilities have grown from 36.87 Cr in Mar'22 to 228.84 Cr in Mar'25, primarily due to an increase in short-term borrowings, which rose from 0.00 Cr in Mar'22 to 164.51 Cr in Mar'25. Cash flow from operating activities has remained negative, with a cash outflow of 26.00 Cr in Mar'25, although cash and cash equivalents at the end of Mar'25 stood at 1.00 Cr, down from 2.00 Cr in Mar'24. Overall, Real Touch Fin's financial performance indicates a strong upward trajectory in sales and profitability, despite challenges in cash flow management and increasing liabilities.

Is Real Touch Fin overvalued or undervalued?

As of November 10, 2025, Real Touch Fin is considered undervalued with an attractive valuation grade, highlighted by a PE ratio of 12.65, strong growth potential indicated by a PEG ratio of 0.16, and solid long-term performance of 197.45%, despite recent underperformance compared to the Sensex.

As of 10 November 2025, the valuation grade for Real Touch Fin has moved from fair to attractive, indicating a more favorable outlook for the company. The company is currently assessed as undervalued, particularly given its PE ratio of 12.65, EV to EBIT of 10.80, and a PEG ratio of just 0.16, which suggests strong growth potential relative to its price. <BR><BR>In comparison to its peers, Real Touch Fin stands out with a significantly lower PE ratio than Bajaj Finance, which is at 38.76, and a more attractive EV to EBITDA ratio compared to Bajaj Finserv at 13.13. Additionally, the company's ROE of 10.44% and ROCE of 9.41% further support its valuation position. Despite recent stock performance trailing the Sensex, with a YTD return of -40.69% compared to the Sensex's 6.91%, the long-term performance of 197.45% over three years suggests a strong recovery potential.

When is the next results date for Real Touch Fin?

The next results date for Real Touch Fin is August 4, 2025.

The next results date for Real Touch Fin is scheduled for August 4, 2025.

Who are the top shareholders of the Real Touch Fin?

The top shareholder of Real Touch Fin is Ultraplus Housing Estate Private Limited, holding 54.12%. Awadh Heemghar Private Limited is the largest public shareholder at 2.34%, while individual investors own 11.16% of the shares.

The top shareholders of Real Touch Fin are primarily the promoters, with Ultraplus Housing Estate Private Limited holding the largest stake at 54.12%. There are no pledged promoter holdings, and mutual funds and foreign institutional investors do not hold any shares in the company. The highest public shareholder is Awadh Heemghar Private Limited, which owns 2.34%. Additionally, individual investors collectively hold 11.16% of the shares.

What is the technical trend for Real Touch Fin?

As of May 13, 2025, Real Touch Fin's technical trend is mildly bearish, with mixed signals from indicators like the MACD and Bollinger Bands showing both bullish and bearish tendencies.

As of 13 May 2025, the technical trend for Real Touch Fin has changed from bearish to mildly bearish. The weekly MACD is mildly bullish, while the monthly MACD is mildly bearish, indicating mixed signals. The Bollinger Bands are mildly bullish on both weekly and monthly time frames, suggesting some upward momentum. However, the daily moving averages are mildly bearish, which adds to the cautious outlook. The KST shows a mildly bullish stance weekly but is mildly bearish monthly, further contributing to the mixed signals. Overall, the current technical stance is mildly bearish, with key indicators reflecting a lack of strong momentum in either direction.

Has Real Touch Fin declared dividend?

No Dividend History Available