Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is 1895 Bancorp of Wisconsin, Inc. ?
1
Strong Long Term Fundamental Strength with Tier 1 Capital Adeqacy Ratio of 15.98%
2
With a growth in Interest of NAN%, the company declared Very Positive results in Jun 25
- The company has declared positive results for the last 3 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 1.74 MM
- ROCE(HY) Highest at 0.04%
- NII(Q) Highest at USD 3.72 MM
3
With ROA of -0.09%, it has a risky valuation with a 0.93 Price to Book Value
- Over the past year, while the stock has generated a return of 9.20%, its profits have risen by 89.3%
4
High Institutional Holdings at 31.38%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
How much should you buy?
- Overall Portfolio exposure to 1895 Bancorp of Wisconsin, Inc. should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is 1895 Bancorp of Wisconsin, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
1895 Bancorp of Wisconsin, Inc.
8.96%
2.10
21.99%
S&P 500
13.22%
0.61
20.17%
Quality key factors
Factor
Value
Sales Growth (5y)
10.06%
EBIT Growth (5y)
-17.14%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
31.38%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.93
EV to EBIT
-101.13
EV to EBITDA
-129.08
EV to Capital Employed
0.97
EV to Sales
6.34
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-0.96%
ROE (Latest)
-1.04%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
No Trend
Technical Movement
26What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 1.74 MM
ROCE(HY)
Highest at 0.04%
NII(Q)
Highest at USD 3.72 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 109.34%
NET SALES(Q)
Highest at USD 6.8 MM
OPERATING PROFIT(Q)
Highest at USD 0.32 MM
OPERATING PROFIT MARGIN(Q)
Highest at 4.76 %
PRE-TAX PROFIT(Q)
Highest at USD 0.5 MM
NET PROFIT(Q)
Highest at USD 0.42 MM
EPS(Q)
Highest at USD 0.08
-2What is not working for the Company
ROCE(HY)
Lowest at 0.04%
Here's what is working for 1895 Bancorp of Wisconsin, Inc.
Pre-Tax Profit
At USD 0.5 MM has Grown at 174.22%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 0.42 MM has Grown at 181.98%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
NII
Highest at USD 3.72 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Operating Cash Flow
Highest at USD 1.74 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 6.8 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 0.32 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 4.76 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 0.5 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 0.42 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.08
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Credit Deposit Ratio
Highest at 109.34%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)






