ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is 1st Source Corp. ?
1
High Profitability with a Net Interest Margin of 5.51%
2
Positive results in Mar 26
- ROCE(HY) Highest at 1.77%
- DIVIDEND PER SHARE(HY) Highest at USD 0
- CREDIT DEPOSIT RATIO(HY) Highest at 98.01%
3
With ROA of 1.06%, it has a fair valuation with a 1.49 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 25.33%, its profits have risen by 19.9% ; the PEG ratio of the company is 0.6
4
High Institutional Holdings at 78.59%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to 1st Source Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is 1st Source Corp. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
1st Source Corp.
25.33%
2.47
22.23%
S&P 500
22.99%
1.78
12.93%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
14.36%
EBIT Growth (5y)
13.07%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
23.52%
Pledged Shares
0
Institutional Holding
78.59%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.49
EV to EBIT
10.72
EV to EBITDA
10.17
EV to Capital Employed
1.43
EV to Sales
4.04
PEG Ratio
0.59
Dividend Yield
NA
ROCE (Latest)
13.30%
ROE (Latest)
12.36%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend5What is working for the Company
ROCE(HY)
Highest at 1.77%
DIVIDEND PER SHARE(HY)
Highest at USD 0
CREDIT DEPOSIT RATIO(HY)
Highest at 98.01%
-2What is not working for the Company
ROCE(HY)
Lowest at 1.77%
Here's what is working for 1st Source Corp.
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Credit Deposit Ratio
Highest at 98.01%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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