Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is 51 Credit Card, Inc. ?
1
Weak Long Term Fundamental Strength with a 226.25% CAGR growth in Net Sales
2
Negative results in Dec 24
- PRE-TAX PROFIT(Q) At HKD -26.02 MM has Fallen at -844.12%
- NET PROFIT(Q) At HKD -19.52 MM has Fallen at -265.68%
- CASH AND EQV(HY) Lowest at HKD 393.22 MM
3
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of 130.45%, its profits have fallen by -646.6%
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is 51 Credit Card, Inc. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
51 Credit Card, Inc.
131.4%
2.23
72.00%
Hang Seng Hong Kong
27.36%
1.03
25.88%
Quality key factors
Factor
Value
Sales Growth (5y)
226.25%
EBIT Growth (5y)
14.34%
EBIT to Interest (avg)
-59.38
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0.18%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0.30%
Valuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.99
EV to EBIT
-4.88
EV to EBITDA
-8.23
EV to Capital Employed
0.99
EV to Sales
1.21
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-20.21%
ROE (Latest)
-6.24%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
Mildly Bearish
No Trend
Technical Movement
Not enough Data to analyse Financial Trend
Not enough Data to analyse Financial Trend
Here's what is working for 51 Credit Card, Inc.
Raw Material Cost
Fallen by -1,195.05% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at HKD 21.56 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (HKD MM)
Depreciation
At HKD 21.56 MM has Grown at 31.38%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (HKD MM)
Here's what is not working for 51 Credit Card, Inc.
Pre-Tax Profit
At HKD -26.02 MM has Fallen at -844.12%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (HKD MM)
Net Profit
At HKD -19.52 MM has Fallen at -265.68%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very negative
Net Profit (HKD MM)
Cash and Eqv
Lowest at HKD 393.22 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents






