Abacus Life, Inc. (ERES) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Privia Health Group, Inc.

Primerica, Inc.

Lincoln National Corp.

National Western Life Group, Inc.

Voya Financial, Inc.

Genworth Financial, Inc.

Abacus Life, Inc.

Brighthouse Financial, Inc.

Jackson Financial, Inc.

American National Group, Inc.

Equitable Holdings, Inc.

Why is Abacus Life, Inc. ?

With a growth in Net Sales of 14.17%, the company declared Very Positive results in Sep 25

PRE-TAX PROFIT(Q) At USD 11.77 MM has Grown at 267.66%
NET PROFIT(Q) At USD 7.08 MM has Grown at 612.71%
NET SALES(Q) Highest at USD 62.98 MM

With ROE of 3.68%, it has a expensive valuation with a 2.20 Price to Book Value

Over the past year, while the stock has generated a return of 18.62%, its profits have risen by 284.4% ; the PEG ratio of the company is 0.3

High Institutional Holdings at 42.04%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 2.15% over the previous quarter.

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Abacus Life, Inc. should be less than 10%
Overall Portfolio exposure to Insurance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Abacus Life, Inc. for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Abacus Life, Inc.

18.22%

-0.37

62.64%

S&P 500

13.68%

0.71

19.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

275.61%

EBIT Growth (5y)

166.64%

EBIT to Interest (avg)

-2.77

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

57.30%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

42.04%

ROCE (avg)

2.05%

ROE (avg)

0.49%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.20

EV to EBIT

22.11

EV to EBITDA

17.11

EV to Capital Employed

1.69

EV to Sales

6.52

PEG Ratio

0.25

Dividend Yield

0.24%

ROCE (Latest)

7.65%

ROE (Latest)

3.68%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Mildly Bullish

Dow Theory

No Trend

Mildly Bullish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

28What is working for the Company

PRE-TAX PROFIT(Q)

At USD 11.77 MM has Grown at 267.66%

NET PROFIT(Q)

At USD 7.08 MM has Grown at 612.71%

NET SALES(Q)

Highest at USD 62.98 MM

-13What is not working for the Company

RAW MATERIAL COST(Y)

Grown by 6.08% (YoY

DEBT-EQUITY RATIO (HY)

Highest at 74.63 %

DEBTORS TURNOVER RATIO(HY)

Lowest at 5.76 times

INTEREST(Q)

Highest at USD 9.74 MM

Here's what is working for Abacus Life, Inc.

Pre-Tax Profit

At USD 11.77 MM has Grown at 267.66%

over average net sales of the previous four periods of USD 3.2 MM

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Net Profit

At USD 7.08 MM has Grown at 612.71%

over average net sales of the previous four periods of USD 0.99 MM

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (USD MM)

Net Sales

Highest at USD 62.98 MM and Grown

In each period in the last five periods

MOJO Watch

Near term sales trend is very positive

Net Sales (USD MM)

Net Sales

At USD 62.98 MM has Grown at 54.34%

over average net sales of the previous four periods of USD 40.8 MM

MOJO Watch

Near term sales trend is very positive

Net Sales (USD MM)

Here's what is not working for Abacus Life, Inc.

Interest

At USD 9.74 MM has Grown at 11.27%

period on period (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Interest

Highest at USD 9.74 MM

in the last five periods and Increased by 11.27% (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Debt-Equity Ratio

Highest at 74.63 %

in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Debtors Turnover Ratio

Lowest at 5.76 times

in the last five Semi-Annual periods

MOJO Watch

Company's pace of selling Debtors has slowed

Debtors Turnover Ratio

Raw Material Cost

Grown by 6.08% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin

Raw Material Cost as a percentage of Sales