Abacus Life, Inc. (ERES) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Primerica, Inc.

National Western Life Group, Inc.

Voya Financial, Inc.

Privia Health Group, Inc.

Lincoln National Corp.

Abacus Life, Inc.

Genworth Financial, Inc.

Equitable Holdings, Inc.

Jackson Financial, Inc.

American National Group, Inc.

Brighthouse Financial, Inc.

Why is Abacus Life, Inc. ?

With a growth in Net Profit of 0.55%, the company declared Very Positive results in Mar 26

The company has declared positive results for the last 4 consecutive quarters
NET PROFIT(HY) At USD 14.49 MM has Grown at 270.75%
NET SALES(HY) At USD 131.29 MM has Grown at 66.53%
OPERATING CASH FLOW(Y) Highest at USD 129.95 MM

With ROE of 8.62%, it has a expensive valuation with a 1.92 Price to Book Value

Over the past year, while the stock has generated a return of 76.97%, its profits have risen by 294% ; the PEG ratio of the company is 0.1

High Institutional Holdings at 42.55%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.

Market Beating Performance

The stock has generated a return of 76.97% in the last 1 year, much higher than market (S&P 500) returns of 22.24%

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Abacus Life, Inc. should be less than 10%
Overall Portfolio exposure to Insurance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Abacus Life, Inc. for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Abacus Life, Inc.

76.97%

-0.29

58.00%

S&P 500

22.24%

1.67

13.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

292.05%

EBIT Growth (5y)

188.53%

EBIT to Interest (avg)

-2.77

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

57.30%

Dividend Payout Ratio

54.33%

Pledged Shares

Institutional Holding

42.55%

ROCE (avg)

2.05%

ROE (avg)

0.49%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.92

EV to EBIT

13.58

EV to EBITDA

11.19

EV to Capital Employed

1.49

EV to Sales

5.03

PEG Ratio

0.08

Dividend Yield

0.28%

ROCE (Latest)

10.99%

ROE (Latest)

8.62%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Mildly Bullish

Dow Theory

Mildly Bullish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

21What is working for the Company

NET PROFIT(HY)

At USD 14.49 MM has Grown at 270.75%

NET SALES(HY)

At USD 131.29 MM has Grown at 66.53%

OPERATING CASH FLOW(Y)

Highest at USD 129.95 MM

ROCE(HY)

Highest at 9.12%

RAW MATERIAL COST(Y)

Fallen by -13.38% (YoY

-9What is not working for the Company

INTEREST(HY)

At USD 21.14 MM has Grown at 36.55%

INTEREST COVERAGE RATIO(Q)

Lowest at 212.97

OPERATING PROFIT MARGIN(Q)

Lowest at 30.86 %

NET PROFIT(Q)

At USD 7.27 MM has Fallen at -20.43%

Here's what is working for Abacus Life, Inc.

Net Sales

At USD 131.29 MM has Grown at 66.53%

Year on Year (YoY)

MOJO Watch

Near term sales trend is very positive

Net Sales (USD MM)

Operating Cash Flow

Highest at USD 129.95 MM

in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Raw Material Cost

Fallen by -13.38% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Abacus Life, Inc.

Interest Coverage Ratio

Lowest at 212.97

in the last five periods

MOJO Watch

The company's ability to manage interest payments is deteriorating

Operating Profit to Interest

Interest

At USD 21.14 MM has Grown at 36.55%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Operating Profit Margin

Lowest at 30.86 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Net Profit

At USD 7.27 MM has Fallen at -20.43%

over average net sales of the previous four periods of USD 9.13 MM

MOJO Watch

Near term Net Profit trend is negative

Net Profit (USD MM)