Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Abu Dhabi National Takaful Co. PJSC ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 17.18%
2
Positive results in Jun 25
- OPERATING CASH FLOW(Y) Highest at AED 99.86 MM
- NET SALES(Q) Highest at AED 293.43 MM
- RAW MATERIAL COST(Y) Fallen by 0% (YoY)
3
With ROE of 16.80%, it has a very attractive valuation with a 1.16 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 9.49%, its profits have fallen by -19%
4
Market Beating performance in long term as well as near term
- Along with generating 9.49% returns in the last 1 year, the stock has outperformed Abu Dhabi Securities Exchange in the last 3 years, 1 year and 3 months
How much should you buy?
- Overall Portfolio exposure to Abu Dhabi National Takaful Co. PJSC should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Abu Dhabi National Takaful Co. PJSC for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Abu Dhabi National Takaful Co. PJSC
-100.0%
0.46
90.28%
Abu Dhabi Securities Exchange
-1.41%
1.13
8.08%
Quality key factors
Factor
Value
Sales Growth (5y)
43.70%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0.13
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
10.59%
Dividend Payout Ratio
22.59%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
17.68%
Valuation Key Factors 
Factor
Value
P/E Ratio
4
Industry P/E
Price to Book Value
0.86
EV to EBIT
NA
EV to EBITDA
7.58
EV to Capital Employed
0.25
EV to Sales
0.02
PEG Ratio
0.07
Dividend Yield
5.61%
ROCE (Latest)
ROE (Latest)
21.26%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
Bearish
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Movement
3What is working for the Company
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET SALES(9M)
Higher at AED 1,097.64 MM
NET PROFIT(9M)
Higher at AED 111.66 MM
-1What is not working for the Company
DEBT-EQUITY RATIO
(HY)
Highest at -3.18 %
Here's what is working for Abu Dhabi National Takaful Co. PJSC
Net Sales
Higher at AED 1,097.64 MM
than preceding 12 month period ended Mar 2026MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Sales (AED MM)
Net Profit
Higher at AED 111.66 MM
than preceding 12 month period ended Mar 2026MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (AED MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at AED 1.33 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (AED MM)
Depreciation
At AED 1.33 MM has Grown at 44.34%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (AED MM)
Here's what is not working for Abu Dhabi National Takaful Co. PJSC
Debt-Equity Ratio
Highest at -3.18 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio






