Abu Dhabi National Takaful Co. PJSC (TKFL) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Oman Insurance Co.

Abu Dhabi National Insurance Co. PSC

National General Insurance Co.

Abu Dhabi National Takaful Co. PJSC

Watania International Holding Pjsc

Al Dhafra Insurance Co. PSC

Al-Buhaira National Insurance Co.

Union Insurance Co.

Islamic Arab Insurance Co.

Hayah Insurance Co. PJSC

Al Ain Ahlia Insurance Co.

Why is Abu Dhabi National Takaful Co. PJSC ?

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 17.18%

Positive results in Jun 25

OPERATING CASH FLOW(Y) Highest at AED 99.86 MM
NET SALES(Q) Highest at AED 293.43 MM
RAW MATERIAL COST(Y) Fallen by 0% (YoY)

With ROE of 16.80%, it has a very attractive valuation with a 1.16 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 9.49%, its profits have fallen by -19%

Market Beating performance in long term as well as near term

Along with generating 9.49% returns in the last 1 year, the stock has outperformed Abu Dhabi Securities Exchange in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to Abu Dhabi National Takaful Co. PJSC should be less than 10%
Overall Portfolio exposure to Insurance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Abu Dhabi National Takaful Co. PJSC for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

Abu Dhabi National Takaful Co. PJSC

-100.0%

0.46

90.28%

Abu Dhabi Securities Exchange

-1.29%

1.13

8.08%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

43.70%

EBIT Growth (5y)

EBIT to Interest (avg)

1.20

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

8.54%

Dividend Payout Ratio

22.59%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

17.68%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.86

EV to EBIT

EV to EBITDA

7.58

EV to Capital Employed

0.25

EV to Sales

0.02

PEG Ratio

0.07

Dividend Yield

5.61%

ROCE (Latest)

ROE (Latest)

21.26%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

Bearish

RSI

Bearish

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Mildly Bearish

Dow Theory

Mildly Bullish

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

4What is working for the Company

OPERATING CASH FLOW(Y)

Highest at AED 112.52 MM

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

-6What is not working for the Company

DEBT-EQUITY RATIO (HY)

Highest at -12.03 %

OPERATING PROFIT(Q)

Lowest at AED 30.9 MM

OPERATING PROFIT MARGIN(Q)

Lowest at 8.99 %

PRE-TAX PROFIT(Q)

Lowest at AED 30.97 MM

NET PROFIT(Q)

Lowest at AED 28.22 MM

EPS(Q)

Lowest at AED 0.27

Here's what is working for Abu Dhabi National Takaful Co. PJSC

Operating Cash Flow

Highest at AED 112.52 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (AED MM)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Depreciation

Highest at AED 1.34 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (AED MM)

Here's what is not working for Abu Dhabi National Takaful Co. PJSC

Operating Profit

Lowest at AED 30.9 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (AED MM)

Operating Profit Margin

Lowest at 8.99 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Pre-Tax Profit

Lowest at AED 30.97 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (AED MM)

Net Profit

Lowest at AED 28.22 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (AED MM)

EPS

Lowest at AED 0.27

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (AED)

Debt-Equity Ratio

Highest at -12.03 %

in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio