ScoreWhy is Adamjee Insurance Co. Ltd. ?
1
Weak Long Term Fundamental Strength with a 14.87% CAGR growth in Operating Profits
2
Flat results in Mar 25
- INTEREST(Q) Highest at PKR 3.82 MM
3
With ROE of 11.6, it has a fair valuation with a 0.4 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 0%, its profits have risen by 54.7% ; the PEG ratio of the company is 0.1
- At the current price, the company has a high dividend yield of 6.3
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Adamjee Insurance Co. Ltd. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Adamjee Insurance Co. Ltd. for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Adamjee Insurance Co. Ltd.
-100.0%
0.81
41.96%
Pakistan KSE 100 Share
60.28%
2.81
22.77%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
18.31%
EBIT Growth (5y)
-60.19%
EBIT to Interest (avg)
0.45
Debt to EBITDA (avg)
0.73
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
1.94
Tax Ratio
41.74%
Dividend Payout Ratio
21.89%
Pledged Shares
0
Institutional Holding
3.72%
ROCE (avg)
0.07%
ROE (avg)
9.17%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.64
EV to EBIT
NA
EV to EBITDA
-6.87
EV to Capital Employed
-0.19
EV to Sales
-0.03
PEG Ratio
0.23
Dividend Yield
4.19%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
11.10%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
OPERATING CASH FLOW(Y)
Highest at PKR 30,929.53 MM
ROCE(HY)
Highest at 13.68%
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET PROFIT(Q)
Highest at PKR 1,342.95 MM
EPS(Q)
Highest at PKR 4.21
-8What is not working for the Company
INTEREST(Q)
Highest at PKR 3.82 MM
Here's what is working for Adamjee Insurance Co. Ltd.
Operating Cash Flow
Highest at PKR 30,929.53 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (PKR MM)
Net Profit
Highest at PKR 1,342.95 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (PKR MM)
EPS
Highest at PKR 4.21
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (PKR)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at PKR 100.26 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (PKR MM)
Depreciation
At PKR 100.26 MM has Grown at 31.17%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (PKR MM)
Here's what is not working for Adamjee Insurance Co. Ltd.
Interest
Highest at PKR 3.82 MM
in the last five periods and Increased by 8.18% (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (PKR MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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