ScoreWhy is Adamjee Insurance Co. Ltd. ?
1
Weak Long Term Fundamental Strength with a 14.87% CAGR growth in Operating Profits
2
Flat results in Mar 25
- INTEREST(Q) Highest at PKR 3.82 MM
3
With ROE of 11.6, it has a fair valuation with a 0.4 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 0%, its profits have risen by 54.7% ; the PEG ratio of the company is 0.1
- At the current price, the company has a high dividend yield of 6.3
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Adamjee Insurance Co. Ltd. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Adamjee Insurance Co. Ltd. for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Adamjee Insurance Co. Ltd.
-100.0%
0.81
41.96%
Pakistan KSE 100 Share
26.26%
2.81
22.77%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
17.52%
EBIT Growth (5y)
153.82%
EBIT to Interest (avg)
0.45
Debt to EBITDA (avg)
0.73
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
1.93
Tax Ratio
41.74%
Dividend Payout Ratio
25.11%
Pledged Shares
0
Institutional Holding
3.72%
ROCE (avg)
0.07%
ROE (avg)
9.17%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.64
EV to EBIT
NA
EV to EBITDA
-6.87
EV to Capital Employed
-0.19
EV to Sales
-0.03
PEG Ratio
0.23
Dividend Yield
4.19%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
11.10%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bearish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend1What is working for the Company
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
-6What is not working for the Company
INTEREST(9M)
At PKR 10.44 MM has Grown at 54.28%
OPERATING PROFIT(Q)
Lowest at PKR 1,729.15 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 6.2 %
PRE-TAX PROFIT(Q)
Lowest at PKR 1,830.4 MM
NET PROFIT(Q)
Lowest at PKR 1,020.34 MM
Here's what is working for Adamjee Insurance Co. Ltd.
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Adamjee Insurance Co. Ltd.
Interest
At PKR 10.44 MM has Grown at 54.28%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (PKR MM)
Operating Profit
Lowest at PKR 1,729.15 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (PKR MM)
Operating Profit Margin
Lowest at 6.2 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at PKR 1,830.4 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (PKR MM)
Net Profit
Lowest at PKR 1,020.34 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (PKR MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
