ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Aflac, Inc. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 17.89%
2
The company declared negative results in Mar'25 after positive results in Dec'24
- NET SALES(HY) At USD 7,558 MM has Grown at -28.52%
- OPERATING CASH FLOW(Y) Lowest at USD 2,591 MM
- ROCE(HY) Lowest at 9.15%
3
With ROE of 13.64%, it has a expensive valuation with a 4.84 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 4.45%, its profits have fallen by -32.8%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Aflac, Inc. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Aflac, Inc. for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Aflac, Inc.
13.86%
1.10
21.02%
S&P 500
25.41%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-4.97%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
18.17%
Dividend Payout Ratio
34.04%
Pledged Shares
0
Institutional Holding
69.76%
ROCE (avg)
0
ROE (avg)
17.89%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
35
Industry P/E
Price to Book Value
4.35
EV to EBIT
NA
EV to EBITDA
EV to Capital Employed
4.31
EV to Sales
7.50
PEG Ratio
NA
Dividend Yield
0.81%
ROCE (Latest)
ROE (Latest)
12.36%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend7What is working for the Company
DIVIDEND PER SHARE(HY)
Highest at USD 0
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET PROFIT(9M)
Higher at USD 4,037 MM
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Aflac, Inc.
Net Profit
At USD 4,037 MM has Grown at 119.64%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Net Profit
Higher at USD 4,037 MM
than preceding 12 month period ended Mar 2026MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (USD MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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