ScoreWhy is ageas SA/NV ?
1
With ROE of 20.23%, it has a Very Attractive valuation with a 1.58 Price to Book Value
- Over the past year, while the stock has generated a return of 28.25%, its profits have risen by 46% ; the PEG ratio of the company is 0.2
- At the current price, the company has a high dividend yield of 5
2
Consistent Returns over the last 3 years
- Along with generating 28.25% returns in the last 1 year, the stock has outperformed Belgium BEL 20 in each of the last 3 annual periods
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to ageas SA/NV should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is ageas SA/NV for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
ageas SA/NV
29.25%
2.40
17.96%
Belgium BEL 20
22.88%
1.35
15.69%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
5.20%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0.78
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
24.98%
Dividend Payout Ratio
28.84%
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
1.28%
ROE (avg)
16.55%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
1.58
EV to EBIT
NA
EV to EBITDA
51.88
EV to Capital Employed
1.38
EV to Sales
1.61
PEG Ratio
0.21
Dividend Yield
5.00%
ROCE (Latest)
ROE (Latest)
20.23%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Sideways
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend5What is working for the Company
ROCE(HY)
Highest at 20.56%
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET SALES(Q)
Highest at EUR 8,149 MM
-6What is not working for the Company
DEBT-EQUITY RATIO
(HY)
Highest at 64.83 %
INTEREST(Q)
Highest at EUR 186 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 7.85 %
Here's what is working for ageas SA/NV
Net Sales
Highest at EUR 8,149 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (EUR MM)
Net Sales
At EUR 8,149 MM has Grown at 49.09%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (EUR MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at EUR 225 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (EUR MM)
Depreciation
At EUR 225 MM has Grown at 22.95%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (EUR MM)
Here's what is not working for ageas SA/NV
Interest
Highest at EUR 186 MM
in the last five periods and Increased by 16.98% (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (EUR MM)
Operating Profit Margin
Lowest at 7.85 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Debt-Equity Ratio
Highest at 64.83 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
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