Why is Al-Isra Education & Investment Plc ?
1
Poor Management Efficiency with a low ROCE of 13.94%
- The company has been able to generate a Return on Capital Employed (avg) of 13.94% signifying low profitability per unit of total capital (equity and debt)
2
Poor long term growth as Net Sales has grown by an annual rate of 0.90% and Operating profit at -3.73% over the last 5 years
3
Positive results in Mar 25
- NET PROFIT(HY) Higher at JOD 3.52 MM
- INVENTORY TURNOVER RATIO(HY) Highest at 81.64%
4
With ROE of 11.37%, it has a fair valuation with a 1.62 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -0.53%, its profits have risen by 24.6% ; the PEG ratio of the company is 0.6
5
Below par performance in long term as well as near term
- Along with generating -0.53% returns in the last 1 year, the stock has also underperformed Jordan General Index in the last 3 years, 1 year and 3 months
How much should you hold?
- Overall Portfolio exposure to Al-Isra Education & Investment Plc should be less than 10%
- Overall Portfolio exposure to Tour, Travel Related Services should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Tour, Travel Related Services)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Al-Isra Education & Investment Plc for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Al-Isra Education & Investment Plc
-0.53%
0.37
21.63%
Jordan General Index
41.13%
4.48
9.22%
Quality key factors
Factor
Value
Sales Growth (5y)
0.90%
EBIT Growth (5y)
-3.73%
EBIT to Interest (avg)
3.31
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
-0.20
Sales to Capital Employed (avg)
0.42
Tax Ratio
17.73%
Dividend Payout Ratio
105.93%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
13.94%
ROE (avg)
10.26%
Valuation Key Factors 
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
1.62
EV to EBIT
13.94
EV to EBITDA
11.03
EV to Capital Employed
1.76
EV to Sales
3.13
PEG Ratio
0.58
Dividend Yield
0.07%
ROCE (Latest)
12.61%
ROE (Latest)
11.37%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Bearish
No Trend
OBV
No Trend
No Trend
Technical Movement
3What is working for the Company
NET PROFIT(HY)
Higher at JOD 3.52 MM
INVENTORY TURNOVER RATIO(HY)
Highest at 81.64%
-5What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at JOD 2.49 MM
CASH AND EQV(HY)
Lowest at JOD 14.13 MM
DEBT-EQUITY RATIO
(HY)
Highest at -20.11 %
DEBTORS TURNOVER RATIO(HY)
Lowest at 3.1%
Here's what is working for Al-Isra Education & Investment Plc
Net Profit
Higher at JOD 3.52 MM
than preceding 12 month period ended Mar 2025MOJO Watch
In the half year the company has already crossed Net Profit of the previous twelve months
Net Profit (JOD MM)
Inventory Turnover Ratio
Highest at 81.64%
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its inventory faster
Inventory Turnover Ratio
Here's what is not working for Al-Isra Education & Investment Plc
Operating Cash Flow
Lowest at JOD 2.49 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (JOD MM)
Cash and Eqv
Lowest at JOD 14.13 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Debt-Equity Ratio
Highest at -20.11 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Debtors Turnover Ratio
Lowest at 3.1%
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio






