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Al-Manara Islamic Insurance Plc

  • Market Cap: Micro Cap
  • Industry: Insurance
  • ISIN: JO2101311014
  • AMM: ARSI
JOD
0.33
0.00 (0.00%)

Sep 22

AMM

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Al-Manara Islamic Insurance Plc
Arab Union International Insurance Co.

Why is Al-Manara Islamic Insurance Plc ?

1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 6.30%
  • Poor long term growth as Net Sales has grown by an annual rate of -25.02% and Operating profit at 1.74%
2
Negative results in Jun 26
  • NET SALES(HY) At JOD 1.04 MM has Grown at -42.79%
  • OPERATING PROFIT(Q) Lowest at JOD -0.28 MM
  • PRE-TAX PROFIT(Q) Lowest at JOD -0.28 MM
3
Underperformed the market in the last 1 year
  • The stock has generated a return of 17.86% in the last 1 year, much lower than market (Jordan General Index) returns of 32.99%
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Al-Manara Islamic Insurance Plc for you?

High Risk, Low Return

Absolute
Risk Adjusted
Volatility
Al-Manara Islamic Insurance Plc
17.86%
-1.18
35.83%
Jordan General Index
35.02%
3.39
9.72%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
-25.02%
EBIT Growth (5y)
1.74%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0.66%
ROE (avg)
6.30%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
Industry P/E
Price to Book Value
NA
EV to EBIT
2.52
EV to EBITDA
-2.52
EV to Capital Employed
-0.70
EV to Sales
-0.94
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
28.58%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
Mildly Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
Analyse All Technical Factors stock-recommendation
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

11What is working for the Company
OPERATING CASH FLOW(Y)

Highest at JOD -0.83 MM

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

NET PROFIT(9M)

Higher at JOD 0.92 MM

-22What is not working for the Company
NET SALES(HY)

At JOD 1.04 MM has Grown at -42.79%

OPERATING PROFIT(Q)

Lowest at JOD -0.28 MM

PRE-TAX PROFIT(Q)

Lowest at JOD -0.28 MM

NET PROFIT(Q)

Lowest at JOD -0.28 MM

EPS(Q)

Lowest at JOD -0.03

Here's what is working for Al-Manara Islamic Insurance Plc

Operating Cash Flow
Highest at JOD -0.83 MM
in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (JOD MM)

Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Al-Manara Islamic Insurance Plc

Net Sales
At JOD 1.04 MM has Grown at -42.79%
Year on Year (YoY)
MOJO Watch
Near term sales trend is very negative

Net Sales (JOD MM)

Pre-Tax Profit
At JOD -0.28 MM has Fallen at -134.02%
over average net sales of the previous four periods of JOD 0.83 MM
MOJO Watch
Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (JOD MM)

Net Profit
At JOD -0.28 MM has Fallen at -134.02%
over average net sales of the previous four periods of JOD 0.83 MM
MOJO Watch
Near term Net Profit trend is very negative

Net Profit (JOD MM)

Operating Profit
Lowest at JOD -0.28 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is negative

Operating Profit (JOD MM)

Pre-Tax Profit
Lowest at JOD -0.28 MM
in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (JOD MM)

Net Profit
Lowest at JOD -0.28 MM
in the last five periods
MOJO Watch
Near term Net Profit trend is negative

Net Profit (JOD MM)

EPS
Lowest at JOD -0.03
in the last five periods
MOJO Watch
Declining profitability; company has created lower earnings for shareholders

EPS (JOD)

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