Why is Al-Manara Islamic Insurance Plc ?
1
With a growth in Net Profit of 316.64%, the company declared Very Positive results in Sep 25
- The company has declared positive results in Jan 70 after 10 consecutive negative quarters
- RAW MATERIAL COST(Y) Fallen by 0% (YoY)
- DEBT-EQUITY RATIO (HY) Lowest at 1.77 %
- OPERATING PROFIT(Q) Highest at JOD 0.8 MM
2
With ROE of -12.46%, it has a risky valuation with a 0.00 Price to Book Value
- Over the past year, while the stock has generated a return of -9.09%, its profits have risen by 54.4%
3
Below par performance in long term as well as near term
- Along with generating -9.09% returns in the last 1 year, the stock has also underperformed Jordan General Index in the last 3 years, 1 year and 3 months
How much should you hold?
- Overall Portfolio exposure to Al-Manara Islamic Insurance Plc should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Al-Manara Islamic Insurance Plc for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Al-Manara Islamic Insurance Plc
-9.09%
-1.37
34.53%
Jordan General Index
52.62%
5.46
9.64%
Quality key factors
Factor
Value
Sales Growth (5y)
-15.67%
EBIT Growth (5y)
-0.40%
EBIT to Interest (avg)
-0.01
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
8.33%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
6.30%
Valuation Key Factors 
Factor
Value
P/E Ratio
Industry P/E
Price to Book Value
NA
EV to EBIT
4.04
EV to EBITDA
-4.04
EV to Capital Employed
-1.59
EV to Sales
-1.10
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
-12.46%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Mildly Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
Mildly Bullish
Technical Movement
19What is working for the Company
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
DEBT-EQUITY RATIO
(HY)
Lowest at 1.77 %
OPERATING PROFIT(Q)
Highest at JOD 0.8 MM
PRE-TAX PROFIT(Q)
Highest at JOD 0.8 MM
NET PROFIT(Q)
Highest at JOD 0.8 MM
EPS(Q)
Highest at JOD 0.05
-2What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at JOD -2.33 MM
Here's what is working for Al-Manara Islamic Insurance Plc
Net Profit
At JOD 0.8 MM has Grown at 278.17%
over average net sales of the previous four periods of JOD -0.45 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (JOD MM)
Pre-Tax Profit
At JOD 0.8 MM has Grown at 255.95%
over average net sales of the previous four periods of JOD -0.52 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (JOD MM)
Operating Profit
Highest at JOD 0.8 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (JOD MM)
Pre-Tax Profit
Highest at JOD 0.8 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JOD MM)
Net Profit
Highest at JOD 0.8 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (JOD MM)
EPS
Highest at JOD 0.05
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (JOD)
Debt-Equity Ratio
Lowest at 1.77 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Al-Manara Islamic Insurance Plc
Operating Cash Flow
Lowest at JOD -2.33 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (JOD MM)






