Al-Manara Islamic Insurance Plc (ARSI) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Al-Manara Islamic Insurance Plc

Why is Al-Manara Islamic Insurance Plc ?

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of -5.56%, its profits have fallen by -36.4%

Below par performance in long term as well as near term

Along with generating -5.56% returns in the last 1 year, the stock has also underperformed Jordan General Index in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Al-Manara Islamic Insurance Plc for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Al-Manara Islamic Insurance Plc

-5.56%

-1.21

33.46%

Jordan General Index

41.27%

4.23

9.76%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-15.67%

EBIT Growth (5y)

-0.40%

EBIT to Interest (avg)

-0.01

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

8.33%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

6.30%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

EV to EBIT

EV to EBITDA

-4.31

EV to Capital Employed

3.31

EV to Sales

-1.29

PEG Ratio

Dividend Yield

ROCE (Latest)

ROE (Latest)

-68.50%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bearish

Dow Theory

No Trend

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

19What is working for the Company

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

DEBT-EQUITY RATIO (HY)

Lowest at 1.77 %

OPERATING PROFIT(Q)

Highest at JOD 0.8 MM

PRE-TAX PROFIT(Q)

Highest at JOD 0.8 MM

NET PROFIT(Q)

Highest at JOD 0.8 MM

EPS(Q)

Highest at JOD 0.05

-2What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at JOD -2.33 MM

Here's what is working for Al-Manara Islamic Insurance Plc

Net Profit

At JOD 0.8 MM has Grown at 278.17%

over average net sales of the previous four periods of JOD -0.45 MM

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (JOD MM)

Pre-Tax Profit

At JOD 0.8 MM has Grown at 255.95%

over average net sales of the previous four periods of JOD -0.52 MM

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (JOD MM)

Operating Profit

Highest at JOD 0.8 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (JOD MM)

Pre-Tax Profit

Highest at JOD 0.8 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JOD MM)

Net Profit

Highest at JOD 0.8 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (JOD MM)

EPS

Highest at JOD 0.05

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (JOD)

Debt-Equity Ratio

Lowest at 1.77 %

in the last five Semi-Annual periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Al-Manara Islamic Insurance Plc

Operating Cash Flow

Lowest at JOD -2.33 MM

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (JOD MM)