Al Sagr Cooperative Insurance Co. (8180) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Al Sagr Cooperative Insurance Co.

Why is Al Sagr Cooperative Insurance Co. ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 4.20%

Poor long term growth as Net Sales has grown by an annual rate of 9.86% and Operating profit at 0%
The company has been able to generate a Return on Equity (avg) of 4.20% signifying low profitability per unit of shareholders funds

Poor long term growth as Net Sales has grown by an annual rate of 9.86% and Operating profit at 0%

The company has declared Negative results for the last 5 consecutive quarters

NET PROFIT(HY) At SAR -15.52 MM has Grown at -117.86%
OPERATING CASH FLOW(Y) Lowest at SAR -75.66 MM
INTEREST(HY) At SAR 0.04 MM has Grown at 70.09%

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of -13.77%, its profits have fallen by -251.5%

Underperformed the market in the last 1 year

Even though the market (Saudi Arabia All Share TASI) generated negative returns of -0.13% in the last 1 year, its fall in the stock was much higher with a return of -13.77%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Al Sagr Cooperative Insurance Co. for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Al Sagr Cooperative Insurance Co.

-100.0%

-1.12

36.54%

Saudi Arabia All Share TASI

-0.13%

-0.01

13.67%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

9.86%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

56.38%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

4.20%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

0.76

EV to EBIT

EV to EBITDA

-23.70

EV to Capital Employed

2.38

EV to Sales

-0.23

PEG Ratio

Dividend Yield

ROCE (Latest)

ROE (Latest)

-12.28%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bullish

Bearish

Dow Theory

Mildly Bullish

No Trend

OBV

Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

10What is working for the Company

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

OPERATING PROFIT(Q)

Highest at SAR 2.02 MM

OPERATING PROFIT MARGIN(Q)

Highest at 1.33 %

PRE-TAX PROFIT(Q)

Highest at SAR 2.01 MM

NET PROFIT(Q)

Highest at SAR 1.01 MM

EPS(Q)

Highest at SAR 0.03

-18What is not working for the Company

NET PROFIT(HY)

At SAR -15.52 MM has Grown at -117.86%

OPERATING CASH FLOW(Y)

Lowest at SAR -75.66 MM

INTEREST(HY)

At SAR 0.04 MM has Grown at 70.09%

ROCE(HY)

Lowest at -14.1%

NET SALES(Q)

Lowest at SAR 152.66 MM

Here's what is working for Al Sagr Cooperative Insurance Co.

Operating Profit

Highest at SAR 2.02 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (SAR MM)

Operating Profit Margin

Highest at 1.33 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at SAR 2.01 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (SAR MM)

Pre-Tax Profit

At SAR 2.01 MM has Grown at 111.25%

over average net sales of the previous four periods of SAR -17.83 MM

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (SAR MM)

Net Profit

Highest at SAR 1.01 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (SAR MM)

Net Profit

At SAR 1.01 MM has Grown at 105.72%

over average net sales of the previous four periods of SAR -17.58 MM

MOJO Watch

Near term Net Profit trend is positive

Net Profit (SAR MM)

EPS

Highest at SAR 0.03

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (SAR)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Al Sagr Cooperative Insurance Co.

Interest

At SAR 0.04 MM has Grown at 70.09%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (SAR MM)

Operating Cash Flow

Lowest at SAR -75.66 MM

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (SAR MM)

Net Sales

Lowest at SAR 152.66 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (SAR MM)