Al-Zarqa Educational & Investment (ZEIC) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Philadelphia International Educational Investment Co. Plc

Petra Education Co.

Al-Zarqa Educational & Investment

Arab International Co. for Education & Investment Plc

Why is Al-Zarqa Educational & Investment ?

Poor Management Efficiency with a low ROCE of 5.06%

The company has been able to generate a Return on Capital Employed (avg) of 5.06% signifying low profitability per unit of total capital (equity and debt)

The company is Net-Debt Free

Poor long term growth as Net Sales has grown by an annual rate of 19.42% and Operating profit at 51.80% over the last 5 years
The company is Net-Debt Free
The company has been able to generate a Return on Equity (avg) of 5.35% signifying low profitability per unit of shareholders funds

Poor long term growth as Net Sales has grown by an annual rate of 19.42% and Operating profit at 51.80% over the last 5 years

Positive results in Jun 26

OPERATING CASH FLOW(Y) Highest at JOD 16.15 MM
NET PROFIT(HY) Higher at JOD 6.67 MM
DEBT-EQUITY RATIO (HY) Lowest at 13.16 %

With ROE of 15.63%, it has a expensive valuation with a 1.40 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 10.23%, its profits have risen by 10.7% ; the PEG ratio of the company is 0.8
At the current price, the company has a high dividend yield of 2.9

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Al-Zarqa Educational & Investment should be less than 10%
Overall Portfolio exposure to Tour, Travel Related Services should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Tour, Travel Related Services)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Al-Zarqa Educational & Investment for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

Al-Zarqa Educational & Investment

10.23%

2.81

20.78%

Jordan General Index

37.55%

3.71

10.12%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

19.42%

EBIT Growth (5y)

51.80%

EBIT to Interest (avg)

4.16

Debt to EBITDA (avg)

2.00

Net Debt to Equity (avg)

0.40

Sales to Capital Employed (avg)

0.78

Tax Ratio

24.11%

Dividend Payout Ratio

31.35%

Pledged Shares

Institutional Holding

ROCE (avg)

8.75%

ROE (avg)

5.35%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.40

EV to EBIT

7.38

EV to EBITDA

4.32

EV to Capital Employed

1.36

EV to Sales

1.36

PEG Ratio

0.84

Dividend Yield

2.91%

ROCE (Latest)

18.50%

ROE (Latest)

15.63%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Mildly Bearish

Dow Theory

No Trend

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

7What is working for the Company

OPERATING CASH FLOW(Y)

Highest at JOD 16.15 MM

NET PROFIT(HY)

Higher at JOD 6.67 MM

DEBT-EQUITY RATIO (HY)

Lowest at 13.16 %

CASH AND EQV(HY)

Highest at JOD 17.34 MM

-2What is not working for the Company

RAW MATERIAL COST(Y)

Grown by 25.97% (YoY

INVENTORY TURNOVER RATIO(HY)

Lowest at 48.59 times

Here's what is working for Al-Zarqa Educational & Investment

Net Profit

Higher at JOD 6.67 MM

than preceding 12 month period ended Jun 2026

MOJO Watch

In the half year the company has already crossed Net Profit of the previous twelve months

Net Profit (JOD MM)

Debt-Equity Ratio

Lowest at 13.16 % and Grown

In each half year in the last five Semi-Annual periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Operating Cash Flow

Highest at JOD 16.15 MM

in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (JOD MM)

Cash and Eqv

Highest at JOD 17.34 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Here's what is not working for Al-Zarqa Educational & Investment

Inventory Turnover Ratio

Lowest at 48.59 times

in the last five Semi-Annual periods

MOJO Watch

Company's pace of selling inventory has slowed

Inventory Turnover Ratio

Raw Material Cost

Grown by 25.97% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin

Raw Material Cost as a percentage of Sales