Allianz Saudi Fransi Cooperative Insurance Co. (8040) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Allianz Saudi Fransi Cooperative Insurance Co.

Why is Allianz Saudi Fransi Cooperative Insurance Co. ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 1.99%

Poor long term growth as Net Sales has grown by an annual rate of 11.11% and Operating profit at 0%
The company has been able to generate a Return on Equity (avg) of 1.99% signifying low profitability per unit of shareholders funds

Poor long term growth as Net Sales has grown by an annual rate of 11.11% and Operating profit at 0%

With a fall in PBT of -304.04%, the company declared Very Negative results in Mar 26

The company has declared negative results for the last 2 consecutive quarters
ROCE(HY) Lowest at -1.18%
NET SALES(Q) Lowest at SAR 209.25 MM
OPERATING PROFIT(Q) Lowest at SAR -8.97 MM

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of -40.74%, its profits have fallen by -51.2%

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -40.74% returns in the last 1 year, the stock has also underperformed Saudi Arabia All Share TASI in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Allianz Saudi Fransi Cooperative Insurance Co. for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

Allianz Saudi Fransi Cooperative Insurance Co.

-40.74%

-1.51

32.37%

Saudi Arabia All Share TASI

-0.13%

-0.01

13.67%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

11.11%

EBIT Growth (5y)

EBIT to Interest (avg)

-4.75

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

47.63%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

1.99%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.74

EV to EBIT

EV to EBITDA

67.14

EV to Capital Employed

0.70

EV to Sales

0.47

PEG Ratio

Dividend Yield

ROCE (Latest)

ROE (Latest)

1.02%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Moving Averages

Bearish (Daily)

KST

Mildly Bullish

Bearish

Dow Theory

Mildly Bearish

No Trend

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

1What is working for the Company

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

-22What is not working for the Company

ROCE(HY)

Lowest at -1.18%

NET SALES(Q)

Lowest at SAR 209.25 MM

OPERATING PROFIT(Q)

Lowest at SAR -8.97 MM

OPERATING PROFIT MARGIN(Q)

Lowest at -4.29 %

PRE-TAX PROFIT(Q)

Lowest at SAR -8.97 MM

NET PROFIT(Q)

Lowest at SAR -10.63 MM

EPS(Q)

Lowest at SAR -0.18

Here's what is working for Allianz Saudi Fransi Cooperative Insurance Co.

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Allianz Saudi Fransi Cooperative Insurance Co.

Pre-Tax Profit

At SAR -8.97 MM has Fallen at -304.04%

over average net sales of the previous four periods of SAR 4.4 MM

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (SAR MM)

Net Profit

At SAR -10.63 MM has Fallen at -674.03%

over average net sales of the previous four periods of SAR 1.85 MM

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (SAR MM)

Net Sales

Lowest at SAR 209.25 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (SAR MM)

Operating Profit

Lowest at SAR -8.97 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (SAR MM)

Operating Profit Margin

Lowest at -4.29 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Pre-Tax Profit

Lowest at SAR -8.97 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (SAR MM)

Net Profit

Lowest at SAR -10.63 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (SAR MM)

EPS

Lowest at SAR -0.18

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (SAR)