ScoreWhy is Allied Bank Ltd. ?
1
Efficient Cost Management with a low Cost to Income Ratio of 40.68%
2
The Bank has a high Capital Adequacy Ratio of 19.78% signifying high buffers against its risk based assets
3
Strong Long Term Fundamental Strength with Tier 1 Capital Adeqacy Ratio of 19.78%
4
Negative results in Mar 25
- CREDIT DEPOSIT RATIO(HY) Lowest at 43.8%
- NET SALES(Q) Lowest at PKR 72,534.92
- OPERATING PROFIT(Q) Lowest at PKR 16,111.69
5
With ROE of 18.3, it has a very attractive valuation with a 0.7 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 0%, its profits have risen by 7% ; the PEG ratio of the company is 0.5
- At the current price, the company has a high dividend yield of 11.6
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Allied Bank Ltd. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Allied Bank Ltd.
38.31%
1.37
31.44%
Pakistan KSE 100 Share
60.28%
2.81
22.77%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
25.00%
EBIT Growth (5y)
33.28%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
41.27%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
5
Industry P/E
Price to Book Value
0.94
EV to EBIT
11.49
EV to EBITDA
10.29
EV to Capital Employed
0.98
EV to Sales
2.38
PEG Ratio
0.71
Dividend Yield
7.76%
ROCE (Latest)
8.55%
ROE (Latest)
17.61%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Sideways
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend0What is working for the Company
NO KEY POSITIVE TRIGGERS
-6What is not working for the Company
CREDIT DEPOSIT RATIO(HY)
Lowest at 43.8%
NET SALES(Q)
Lowest at PKR 72,534.92 MM
OPERATING PROFIT(Q)
Lowest at PKR 16,111.69 MM
PRE-TAX PROFIT(Q)
Lowest at PKR 17,615.89 MM
Here's what is working for Allied Bank Ltd.
Depreciation
Highest at PKR 2,540.47 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (PKR MM)
Here's what is not working for Allied Bank Ltd.
Credit Deposit Ratio
Lowest at 43.8% and Fallen
In each half year in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
Net Sales
Lowest at PKR 72,534.92 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (PKR MM)
Net Sales
Fallen at -23.89%
Year on Year (YoY)MOJO Watch
Near term sales trend is negative
Net Sales (PKR MM)
Operating Profit
Lowest at PKR 16,111.69 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (PKR MM)
Pre-Tax Profit
Lowest at PKR 17,615.89 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (PKR MM)
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