ScoreWhy is Amana Bank Plc ?
1
Strong Long Term Fundamental Strength with a 30.90% CAGR growth in Net Profits
2
Positive results in Mar 26
- ROCE(HY) Highest at 1.29%
- NET PROFIT(9M) Higher at LKR 2,081.61 MM
- CASH AND EQV(HY) Highest at LKR 56,616.19 MM
3
With ROA of 0.65%, it has a fair valuation with a 0.63 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 19.38%, its profits have risen by 28% ; the PEG ratio of the company is 0
4
Underperformed the market in the last 1 year
- The stock has generated a return of 19.38% in the last 1 year, much lower than market (Sri Lanka CSE All Share) returns of 32.72%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Amana Bank Plc should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Amana Bank Plc for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Amana Bank Plc
19.38%
34.31
30.00%
Sri Lanka CSE All Share
32.72%
1.90
17.20%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
14.80%
EBIT Growth (5y)
35.63%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
0.63
EV to EBIT
-1.35
EV to EBITDA
-1.19
EV to Capital Employed
-0.58
EV to Sales
-0.22
PEG Ratio
0.01
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
7.18%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
Mildly Bearish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
ROCE(HY)
Highest at 1.29%
NET PROFIT(9M)
Higher at LKR 2,081.61 MM
CASH AND EQV(HY)
Highest at LKR 56,616.19 MM
-3What is not working for the Company
ROCE(HY)
Lowest at 1.29%
CREDIT DEPOSIT RATIO(HY)
Lowest at 98.31%
Here's what is working for Amana Bank Plc
Cash and Eqv
Highest at LKR 56,616.19 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Net Profit
Higher at LKR 2,081.61 MM
than preceding 12 month period ended Mar 2026MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (LKR MM)
Here's what is not working for Amana Bank Plc
Credit Deposit Ratio
Lowest at 98.31%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
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