ScoreWhy is Amerant Bancorp, Inc. ?
1
Positive results in Jun 25
- OPERATING CASH FLOW(Y) Highest at USD 159.55 MM
- GROSS NPA (%)(Q) Lowest at 1.15%
- NII(Q) Highest at USD 90.48 MM
2
With ROA of -0.11%, it has a risky valuation with a 0.80 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -23.94%, its profits have fallen by -1090.6%
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Amerant Bancorp, Inc. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Amerant Bancorp, Inc. for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Amerant Bancorp, Inc.
-23.94%
-0.26
36.40%
S&P 500
13.22%
0.65
20.20%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
15.82%
EBIT Growth (5y)
-169.48%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
69.07%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.80
EV to EBIT
-25.91
EV to EBITDA
-33.27
EV to Capital Employed
0.81
EV to Sales
1.32
PEG Ratio
NA
Dividend Yield
1.26%
ROCE (Latest)
-3.14%
ROE (Latest)
-1.74%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
Bullish
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend30What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 159.55 MM
GROSS NPA (%)
(Q
NII(Q)
Highest at USD 90.48 MM
OPERATING PROFIT(Q)
Highest at USD 31.32 MM
OPERATING PROFIT MARGIN(Q)
Highest at 20.73 %
PRE-TAX PROFIT(Q)
Highest at USD 29.8 MM
NET PROFIT(Q)
Highest at USD 23 MM
EPS(Q)
Highest at USD 0.55
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Amerant Bancorp, Inc.
Pre-Tax Profit
At USD 29.8 MM has Grown at 385.77%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 23 MM has Grown at 377.75%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Operating Cash Flow
Highest at USD 159.55 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Non Performing Loans (%)
Lowest at 1.15%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
NII
Highest at USD 90.48 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Operating Profit
Highest at USD 31.32 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 20.73 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 29.8 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 23 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.55
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
CASA
Highest at 11.97%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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