ScoreWhy is American Business Bank ?
1
With a growth in Interest of NAN%, the company declared Very Positive results in Dec 25
- NII(Q) Highest at USD 41.8 MM
- ROCE(HY) Highest at 1.28%
- DIVIDEND PAYOUT RATIO(Y) Highest at 15.53%
2
With ROA of 0.81%, it has a attractive valuation with a 1.54 Price to Book Value
- Over the past year, while the stock has generated a return of 59.55%, its profits have risen by 25.2%
3
Market Beating performance in long term as well as near term
- Along with generating 59.55% returns in the last 1 year, the stock has outperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to American Business Bank should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
16.06%
EBIT Growth (5y)
11.80%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
17.06%
Pledged Shares
0
Institutional Holding
5.49%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.54
EV to EBIT
4.99
EV to EBITDA
4.99
EV to Capital Employed
2.49
EV to Sales
1.91
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
49.86%
ROE (Latest)
13.18%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Bearish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend15What is working for the Company
NII(Q)
Highest at USD 41.8 MM
ROCE(HY)
Highest at 1.28%
DIVIDEND PAYOUT RATIO(Y)
Highest at 15.53%
DIVIDEND PER SHARE(HY)
Highest at USD 0
CREDIT DEPOSIT RATIO(HY)
Highest at 77.03%
NET SALES(Q)
Highest at USD 52.06 MM
OPERATING PROFIT(Q)
Highest at USD 23.78 MM
OPERATING PROFIT MARGIN(Q)
Highest at 45.68 %
PRE-TAX PROFIT(Q)
Highest at USD 20.57 MM
NET PROFIT(Q)
Highest at USD 14.84 MM
EPS(Q)
Highest at USD 1.61
-2What is not working for the Company
ROCE(HY)
Lowest at 1.28%
Here's what is working for American Business Bank
NII
Highest at USD 41.8 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Net Sales
Highest at USD 52.06 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 23.78 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 45.68 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 20.57 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 14.84 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 1.61
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Credit Deposit Ratio
Highest at 77.03%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Dividend Payout Ratio
Highest at 15.53%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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