Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Ames National Corp. ?
Unrated Stock - No Analysis Available
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Ames National Corp. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Ames National Corp.
69.86%
2.67
21.08%
S&P 500
21.51%
1.63
13.19%
Quality key factors
Factor
Value
Sales Growth (5y)
7.73%
EBIT Growth (5y)
3.13%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
28.05%
Pledged Shares
0
Institutional Holding
39.24%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
13
Industry P/E
Price to Book Value
1.18
EV to EBIT
7.55
EV to EBITDA
7.05
EV to Capital Employed
1.28
EV to Sales
1.93
PEG Ratio
0.15
Dividend Yield
3.09%
ROCE (Latest)
16.92%
ROE (Latest)
9.15%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
Technical Movement
11What is working for the Company
NII(Q)
Highest at USD 16.38 MM
NET PROFIT(HY)
At USD 11.89 MM has Grown at 49.5%
ROCE(HY)
Highest at 1.09%
NET SALES(Q)
Highest at USD 23.28 MM
-6What is not working for the Company
ROCE(HY)
Lowest at 1.09%
GROSS NPA (%)
(Q
CASH AND EQV(HY)
Lowest at USD 40.37 MM
CREDIT DEPOSIT RATIO(HY)
Lowest at 68.46%
Here's what is working for Ames National Corp.
NII
Highest at USD 16.38 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Net Profit
At USD 11.89 MM has Grown at 49.5%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Net Sales
Highest at USD 23.28 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Here's what is not working for Ames National Corp.
Non Performing Loans (%)
Highest at 1.55%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Cash and Eqv
Lowest at USD 40.37 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Credit Deposit Ratio
Lowest at 68.46%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)






