Ames National Corp.

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US0310011004
USD
31.43
0.11 (0.34%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Penns Woods Bancorp, Inc.
Community West Bancshares
Princeton Bancorp, Inc.
Virginia National Bankshares Corp.
BCB Bancorp, Inc.
Colony Bankcorp, Inc.
C&F Financial Corp.
Ames National Corp.
MainStreet Bancshares, Inc.
Codorus Valley Bancorp, Inc.
California BanCorp

Why is Ames National Corp. ?

Icon
Unrated Stock - No Analysis Available
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Ames National Corp. for you?

Low Risk, High Return

Absolute
Risk Adjusted
Volatility
Ames National Corp.
69.86%
2.67
21.08%
S&P 500
21.51%
1.63
13.19%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
7.73%
EBIT Growth (5y)
3.13%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
28.05%
Pledged Shares
0
Institutional Holding
39.24%
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
13
Industry P/E
Price to Book Value
1.18
EV to EBIT
7.55
EV to EBITDA
7.05
EV to Capital Employed
1.28
EV to Sales
1.93
PEG Ratio
0.15
Dividend Yield
3.09%
ROCE (Latest)
16.92%
ROE (Latest)
9.15%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

11What is working for the Company
NII(Q)

Highest at USD 16.38 MM

NET PROFIT(HY)

At USD 11.89 MM has Grown at 49.5%

ROCE(HY)

Highest at 1.09%

NET SALES(Q)

Highest at USD 23.28 MM

-6What is not working for the Company
ROCE(HY)

Lowest at 1.09%

GROSS NPA (%)

(Q

CASH AND EQV(HY)

Lowest at USD 40.37 MM

CREDIT DEPOSIT RATIO(HY)

Lowest at 68.46%

Here's what is working for Ames National Corp.

NII
Highest at USD 16.38 MM and Grown
In each period in the last five periods
MOJO Watch
The bank's income from core business is increasing

Net NPA

Net Profit
At USD 11.89 MM has Grown at 49.5%
Year on Year (YoY)
MOJO Watch
Near term Net Profit trend is positive

Net Profit (USD MM)

Net Sales
Highest at USD 23.28 MM
in the last five periods
MOJO Watch
Near term sales trend is positive

Net Sales (USD MM)

Here's what is not working for Ames National Corp.

Non Performing Loans (%)
Highest at 1.55%
in the last four Semi-Annual periods
MOJO Watch
Proportion of stressed loans given by the bank are increasing

Non Performing Loans (%)

Cash and Eqv
Lowest at USD 40.37 MM
in the last six Semi-Annual periods
MOJO Watch
Short Term liquidity is deteriorating

Cash and Cash Equivalents

Credit Deposit Ratio
Lowest at 68.46%
in the last four Semi-Annual periods
MOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)